{"id":18144,"date":"2024-03-26T04:30:00","date_gmt":"2024-03-25T20:30:00","guid":{"rendered":"https:\/\/www.franchise.com.hk\/visa%e4%bb%a4%e7%89%8c%e7%82%ba%e4%ba%9e%e5%a4%aa%e5%9c%b0%e5%8d%80%e6%95%b8%e5%ad%97%e5%95%86%e5%8b%99%e5%b8%b6%e4%be%8620%e5%84%84%e7%be%8e%e5%85%83%e7%9a%84%e5%a2%9e%e9%95%b7\/18144"},"modified":"2024-03-26T04:30:00","modified_gmt":"2024-03-25T20:30:00","slug":"visa%e4%bb%a4%e7%89%8c%e7%82%ba%e4%ba%9e%e5%a4%aa%e5%9c%b0%e5%8d%80%e6%95%b8%e5%ad%97%e5%95%86%e5%8b%99%e5%b8%b6%e4%be%8620%e5%84%84%e7%be%8e%e5%85%83%e7%9a%84%e5%a2%9e%e9%95%b7","status":"publish","type":"post","link":"https:\/\/www.franchise.com.hk\/zh-hans\/visa%e4%bb%a4%e7%89%8c%e7%82%ba%e4%ba%9e%e5%a4%aa%e5%9c%b0%e5%8d%80%e6%95%b8%e5%ad%97%e5%95%86%e5%8b%99%e5%b8%b6%e4%be%8620%e5%84%84%e7%be%8e%e5%85%83%e7%9a%84%e5%a2%9e%e9%95%b7\/18144","title":{"rendered":"Visa\u4ee4\u724c\u70ba\u4e9e\u592a\u5730\u5340\u6578\u5b57\u5546\u52d9\u5e36\u4f8620\u5104\u7f8e\u5143\u7684\u589e\u9577"},"content":{"rendered":"

\u96a8\u8457\u6578\u5b57\u4ea4\u6613\u7684\u589e\u52a0\uff0cVisa Token Service\uff08Visa\u4ee4\u724c\u670d\u52d9\uff09\u53ef\u5e6b\u52a9\u6d88\u8cbb\u8005\u7372\u5f97\u66f4\u52a0\u9806\u66a2\u7684\u7d50\u8cec\u9ad4\u9a57\uff0c\u6e1b\u5c11\u6b3a\u8a50\u884c\u70ba\uff0c\u4e26\u6539\u9032\u652f\u4ed8\u6388\u6b0a<\/p>\n

\u65b0\u52a0\u57612024\u5e743\u670826\u65e5 \/\u7f8e\u901a\u793e\/ — Visa\u4eca\u5929\u5ba3\u5e03\uff0c\u7531\u65bc\u91c7\u7528\u4e86Visa Token Service<\/a>\uff08Visa\u4ee4\u724c\u670d\u52d9\uff0c\u7c21\u7a31”VTS”\uff09\uff0c2023\u5e74\u4e9e\u592a\u5730\u5340\u6578\u5b57\u7d93\u6fdf\u589e\u9577\u8d85\u904e20\u5104\u7f8e\u5143[1]\u3002\u96a8\u8457\u4e9e\u592a\u5730\u5340\u4ee4\u724c\u6578\u91cf\u9054\u523010\u5104[2]\u7684\u88e1\u7a0b\u7891\uff0c\u9019\u4e00\u6210\u5c31\u51f8\u986f\u4e86\u4ee4\u724c\u70ba\u5e97\u5167\u548c\u5728\u7dda\u6578\u5b57\u5546\u52d9\u5e36\u4f86\u7684\u5f37\u5927\u50f9\u503c\u3002<\/p>\n

\n<\/div>\n

VTS\u7528\u4e00\u7a2e\u53ea\u6709Visa\u624d\u80fd\u89e3\u9396\u7684\u7368\u7279\u6a19\u8b58\u7b26–\u4ee4\u724c\uff0c\u53d6\u4ee3\u4e8616\u4f4d\u501f\u8a18\u5361\u6216\u4fe1\u7528\u5361\u5361\u865f\u3002Visa\u4ee4\u724c\u53ef\u78ba\u4fdd\u652f\u4ed8\u6191\u8b49\u7684\u5b89\u5168\uff0c\u5be6\u73fe\u589e\u5f37\u578b\u6578\u64da\u50b3\u8f38\uff0c\u6709\u52a9\u65bc\u63d0\u9ad8\u652f\u4ed8\u6210\u529f\u7387\u548c\u964d\u4f4e\u6b3a\u8a50\u7387\u3002\u9019\u4e9b\u512a\u52e2\uff0c\u518d\u52a0\u4e0a\u8de8\u8a2d\u5099\u7684\u6613\u7528\u6027\uff0c\u4f7f\u6d88\u8cbb\u8005\u9ad4\u9a57\u5f97\u5230\u6539\u5584\u3002<\/p>\n

\u4ee4\u724c\u9084\u80fd\u52a0\u5f37\u63a7\u5236\uff0c\u8c50\u5bcc\u6bcf\u7b46\u4ea4\u6613\u7684\u6578\u64da\u4ea4\u63db\uff0c\u5f9e\u800c\u6539\u9032\u652f\u4ed8\u8655\u7406\u3002\u9019\u4e9b\u6539\u9032\u6e1b\u5c11\u4e86\u5408\u6cd5\u4ea4\u6613\u88ab\u652f\u4ed8\u7cfb\u7d71\u62d2\u7d55\u7684\u60c5\u6cc1\uff0c\u800c\u9019\u6a23\u7684\u7d93\u6b77\u53ef\u80fd\u6703\u4ee4\u6d88\u8cbb\u8005\u548c\u5546\u5bb6\u611f\u5230\u6cae\u55aa\u3002\u91c7\u7528VTS\u6578\u5b57\u652f\u4ed8\u7684\u5546\u6236\uff0c\u5176\u652f\u4ed8\u6210\u529f\u7387\u66f4\u9ad8\uff0c\u6388\u6b0a\u984d\u5ea6\u589e\u52a0\u4e8620\u5104\u7f8e\u5143\uff0c\u652f\u4ed8\u6b3a\u8a50\u7387\u964d\u4f4e\u4e86\u4e00\u534a\u4ee5\u4e0a\uff0858%\uff09[3]\u3002<\/p>\n

Visa\u4e9e\u592a\u5340\u5546\u6236\u92b7\u552e\u8207\u6536\u55ae\u696d\u52d9\u4e3b\u7ba1Previn Pillay\u8868\u793a\uff1a\u300c\u6d88\u8cbb\u8005\u548c\u4f01\u696d\u90fd\u5e0c\u671b\u652f\u4ed8\u5b89\u5168\u3001\u7121\u7e2b\uff0c\u800c\u7db2\u7d61\u4ee4\u724c\u6b63\u597d\u80fd\u505a\u5230\u9019\u4e00\u9ede\u3002\u96a8\u8457\u6388\u6b0a\u7684\u63d0\u5347\u548c\u6b3a\u8a50\u7387\u7684\u964d\u4f4e\uff0c\u5546\u5bb6\u53ef\u4ee5\u5c07\u66f4\u591a\u5bf6\u8cb4\u7684\u6642\u9593\u548c\u8cc7\u6e90\u96c6\u4e2d\u5728\u7522\u54c1\u5275\u65b0\u548c\u5ba2\u6236\u53c3\u8207\u4e0a\u3002\u6211\u5011\u9f13\u52f5\u66f4\u591a\u5546\u6236\u91c7\u7528\u4ee4\u724c\u5316\u652f\u4ed8\uff0c\u56e0\u70ba\u9019\u9805\u6280\u8853\u53ef\u4ee5\u76f4\u63a5\u5f71\u97ff\u5546\u6236\u7684\u6536\u5165\u548c\u5229\u6f64\u3002\u300d<\/p>\n

Visa\u9084\u5728\u64f4\u5927\u4ee4\u724c\u5316\u6191\u8b49\u70ba\u5728\u7dda\u74b0\u5883\u5e36\u4f86\u7684\u73fe\u4ee3\u652f\u4ed8\u9ad4\u9a57\u3002\u6709\u4e86\u4ee4\u724c\uff0c\u6d88\u8cbb\u8005\u5728\u7db2\u4e0a\u652f\u4ed8\u6642\u5c31\u4e0d\u518d\u9700\u8981\u624b\u52d5\u8f38\u516516\u4f4d\u6578\u5b57\u7684\u6191\u8b49\uff0c\u4e5f\u4e0d\u5fc5\u5728\u9280\u884c\u5361\u904e\u671f\u6216\u9700\u8981\u66f4\u63db\u6642\uff0c\u5728\u591a\u500b\u5e73\u53f0\u4e0a\u66f4\u65b0\u9280\u884c\u5361\u4fe1\u606f\u3002\u540c\u6a23\uff0c\u7121\u8ad6\u662f\u7528\u667a\u80fd\u624b\u6a5f\u3001\u53ef\u7a7f\u6234\u8a2d\u5099\u9084\u662f\u667a\u80fd\u8a2d\u5099\u4f86\u652f\u4ed8\uff0cVTS\u90fd\u80fd\u78ba\u4fdd\u5546\u6236\u901a\u904eVisa\u5e73\u53f0\u5b89\u5168\u5730\u66f4\u65b0\u5ba2\u6236\u7684\u652f\u4ed8\u4fe1\u606f\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u7121\u7e2b\u3001\u4e0d\u9593\u65b7\u7684\u652f\u4ed8\u670d\u52d9\uff0c\u964d\u4f4e\u6388\u6b0a\u88ab\u62d2\u7684\u767c\u751f\u7387\u3002<\/p>\n

Visa\u4e9e\u592a\u5340\u7522\u54c1\u8207\u89e3\u6c7a\u65b9\u6848\u4e3b\u7ba1TR Ramachandran\u8868\u793a\uff1a\u300c\u4ee4\u724c\u70ba\u672a\u4f86\u7684\u5546\u696d\u767c\u5c55\u92ea\u5e73\u4e86\u9053\u8def\uff0c\u56e0\u70ba\u4ee4\u724c\u5316\u652f\u4ed8\u6191\u8b49\u5177\u6709\u5de8\u5927\u7684\u5275\u65b0\u53ef\u80fd\u6027\uff0c\u80fd\u5920\u5e36\u4f86\u8d85\u8d8a\u5be6\u9ad4Visa\u5361\u7684\u5168\u65b0\u3001\u66f4\u52a0\u500b\u6027\u5316\u7684\u6d88\u8cbb\u9ad4\u9a57\u3002\u6211\u5011\u5c07\u8207\u5408\u4f5c\u4f19\u4f34\u4e00\u8d77\uff0c\u7e7c\u7e8c\u52a0\u5f37\u73fe\u4ee3\u6191\u8b49\u6240\u63d0\u4f9b\u7684\u529f\u80fd\uff0c\u70ba\u6574\u500b\u652f\u4ed8\u751f\u614b\u7cfb\u7d71\u5e36\u4f86\u66f4\u591a\u50f9\u503c\u3002\u300d<\/p>\n

\u6b32\u4e86\u89e3Visa\u5f15\u9818\u4ee4\u724c\u8f49\u578b\u7684\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u8a2a\u554f\u6b64\u8655<\/a>\u3002<\/p>\n

\n

[1]<\/span>\u00a0<\/span> 2023<\/span>\u5e74<\/span>1<\/span>\u6708\u81f3<\/span>12<\/span>\u6708\u4e9e\u592a\u5730\u5340\u901a\u904e<\/span>VisaNet<\/span>\u4f7f\u7528\u4ee4\u724c\u5316\u6191\u8b49\u8655\u7406\u7684\u652f\u4ed8\u984d\u4e58\u4ee5\u6388\u6b0a\u4e0a\u8abf\u984d\u3002<\/span><\/p>\n

[2]<\/span>\u00a0<\/span>\u622a\u81f3<\/span>2024<\/span>\u5e74<\/span>3<\/span>\u6708\uff0c\u8207\u4e9e\u592a\u5730\u5340\u6388\u6b0a\u767c\u5361\u6a5f\u69cb\u76f8\u95dc\u806f\u7684<\/span>Visa<\/span>\u7cfb\u7d71\u767c\u884c\u7684\u4ee4\u724c\u6578\u91cf\u3002<\/span><\/p>\n

[3]<\/span>\u00a0Visa Risk Datamart, Global, FY22 Q1\u2013Q4 Token Fraud Rate vs PAN Fraud Rate by PV for merchants with over 1,000 CNP token transactions per month per country.<\/span>\uff08<\/span>Visa<\/span>\u98a8\u96aa\u6578\u64da\u5e02\u5834\uff0c\u5168\u7403\uff0c<\/span>2022<\/span>\u8ca1\u5e74\u7b2c\u4e00\u5b63\u5ea6\u81f3\u7b2c\u56db\u5b63\u5ea6\u4ee4\u724c\u6b3a\u8a50\u7387<\/span>(Token Fraud Rate)<\/span>\u8207\u4e3b\u8cec\u865f\u6b3a\u8a50\u7387<\/span>(PAN Fraud Rate)<\/span>\u6309\u6bcf\u500b\u570b\u5bb6\u6bcf\u6708\u8d85\u904e<\/span>1000<\/span>\u6b21\u7121\u5361\u4ea4\u6613\u7684\u5546\u6236\u7684\u652f\u4ed8\u91cf\u9032\u884c\u6bd4\u8f03\uff09\u3002\u5546\u6236\u7684\u500b\u9ad4\u6578\u64da\u53ef\u80fd\u6703\u6709\u6240\u5dee\u7570\u3002<\/span><\/p>\n<\/div>\n

\u95dc\u65bcVisa<\/p>\n

Visa\uff08\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\u4ee3\u78bc\uff1aV\uff09\u662f\u5168\u7403\u9818\u5148\u7684\u6578\u5b57\u652f\u4ed8\u516c\u53f8\uff0c\u6bcf\u5e74\u670d\u52d9200\u591a\u500b\u570b\u5bb6\u548c\u5730\u5340\u7684\u6d88\u8cbb\u8005\u3001\u5546\u5bb6\u3001\u91d1\u878d\u6a5f\u69cb\u548c\u653f\u5e9c\u6a5f\u69cb\u3002\u6211\u5011\u7684\u4f7f\u547d\u662f\u901a\u904e\u5275\u65b0\u3001\u4fbf\u6377\u3001\u53ef\u9760\u548c\u5b89\u5168\u7684\u652f\u4ed8\u7db2\u7d61\u9023\u63a5\u4e16\u754c\uff0c\u4fc3\u4f7f\u500b\u4eba\u3001\u4f01\u696d\u548c\u7d93\u6fdf\u6d3b\u52d5\u84ec\u52c3\u767c\u5c55\u3002\u6211\u5011\u76f8\u4fe1\uff0c\u5305\u5bb9\u6027\u7d93\u6fdf\u80fd\u5920\u8b93\u6bcf\u500b\u4eba\u5728\u4efb\u4f55\u5730\u65b9\u90fd\u53ef\u4ee5\u5f97\u5230\u63d0\u5347\u8207\u9032\u6b65\uff0c\u800c\u70ba\u6240\u6709\u4eba\u63d0\u4f9b\u6a5f\u6703\u662f\u672a\u4f86\u8ca8\u5e63\u6d41\u901a\u7684\u6839\u57fa\u3002\u5982\u6b32\u67e5\u8a62\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u8a2a\u554f\uff1aVisa.com\u3002<\/p>\n

\u00a0<\/p>","protected":false},"excerpt":{"rendered":"

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