{"id":30955,"date":"2026-03-19T03:09:00","date_gmt":"2026-03-18T19:09:00","guid":{"rendered":"https:\/\/www.franchise.com.hk\/%e7%a0%94%e7%a9%b6%e4%bc%b0%e7%ae%97%ef%bc%9a%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%80%9f%e8%b2%b8%e5%b9%b3%e5%8f%b0adakami%e7%82%ba%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9e%e5%9c%8b%e5%85%a7\/30955"},"modified":"2026-03-19T03:09:00","modified_gmt":"2026-03-18T19:09:00","slug":"%e7%a0%94%e7%a9%b6%e4%bc%b0%e7%ae%97%ef%bc%9a%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%80%9f%e8%b2%b8%e5%b9%b3%e5%8f%b0adakami%e7%82%ba%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9e%e5%9c%8b%e5%85%a7","status":"publish","type":"post","link":"https:\/\/www.franchise.com.hk\/en\/%e7%a0%94%e7%a9%b6%e4%bc%b0%e7%ae%97%ef%bc%9a%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%80%9f%e8%b2%b8%e5%b9%b3%e5%8f%b0adakami%e7%82%ba%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9e%e5%9c%8b%e5%85%a7\/30955","title":{"rendered":"\u7814\u7a76\u4f30\u7b97\uff1a\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c\u8ca2\u737b\u9ad8\u90546.49\u5104\u7f8e\u5143"},"content":{"rendered":"<p><span class=\"legendSpanClass\">\u5370\u5ea6\u5c3c\u897f\u4e9e\u96c5\u52a0\u9054<\/span><span class=\"legendSpanClass\">2026\u5e743\u670819\u65e5<\/span> \/\u7f8e\u901a\u793e\/ &#8212; \u91d1\u878d\u79d1\u6280\u501f\u8cb8\u901a\u904e\u62d3\u5bec\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u7684\u878d\u8cc7\u6e20\u9053\uff0c\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u7d93\u6fdf\u4e2d\u767c\u63ee\u8457\u91cd\u8981\u4f5c\u7528\u3002\u501f\u52a9\u6578\u5b57\u5e73\u53f0\uff0c\u5b83\u53ef\u4ee5\u589e\u5f37\u5bb6\u5ead\u7684\u6297\u98a8\u96aa\u80fd\u529b\uff0c\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\uff0c\u4e26\u63a8\u52d5\u5404\u90e8\u9580\u9593\u7684\u7d93\u6fdf\u5faa\u74b0\u3002<\/p>\n<div class=\"PRN_ImbeddedAssetReference\">\n<p><a href=\"https:\/\/mma.prnasia.com\/media2\/2937140\/Foto_1.html\" target=\"_blank\" rel=\"noopener\"><\/a><br \/><span>The Institute for Economic and Social Research, Faculty of Economics and Business, Universitas Indonesia presents findings on the economic impact of fintech lending, using AdaKami as a case study, estimating the company\u2019s contribution to Indonesia\u2019s GDP at IDR 6.95\u201310.96 trillion in 2024<\/span><\/p>\n<\/div>\n<p>\u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240(LPEM FEB UI)\u8fd1\u671f\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u53d7\u5370\u5ea6\u5c3c\u897f\u4e9e\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40(OJK)\u8a31\u53ef\u4e26\u76e3\u7ba1\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\uff0c\u901a\u904e\u5176\u8cb8\u6b3e\u767c\u653e\u7684\u4e58\u6578\u6548\u61c9\uff0c\u57282024\u5e74\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c(GDP)\u8ca2\u737b\u4e866.95\u842c\u5104\u81f310.96\u842c\u5104\u5370\u5ea6\u5c3c\u897f\u4e9e\u76e7\u6bd4\uff08\u7d04\u54084.11\u5104\u81f36.49\u5104\u7f8e\u5143\uff09\u3002AdaKami\u81ea2018\u5e74\u8d77\u4fbf\u4e00\u76f4\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u958b\u5c55\u696d\u52d9\u3002<\/p>\n<p>\u8a72\u7814\u7a76\u8868\u660e\uff0cAdaKami\u7684\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u652f\u6301\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u7d93\u71df\u6d3b\u52d5\uff0c\u523a\u6fc0\u4e86\u7d93\u6fdf\u5faa\u74b0\uff0c\u5728\u81f3\u5c11185\u500b\u7d93\u6fdf\u90e8\u9580\u5275\u9020\u4e86\u9644\u52a0\u503c\u3002\u64da\u4f30\u7b97\uff0cAdaKami\u7684\u878d\u8cc7\u70ba\u5305\u62ec\u8cbf\u6613\u3001\u6559\u80b2\u548c\u8fb2\u696d\u5728\u5167\u768417\u500b\u90e8\u9580\uff0c\u63d0\u4f9b\u4e8647,000\u81f378,000\u500b\u5c31\u696d\u5d17\u4f4d\u652f\u6301\u3002<\/p>\n<p>\u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240\u526f\u6240\u9577Mohamad Dian Revindo\u8868\u793a\uff1a&#8221;\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u4fc3\u9032\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u6d3b\u52d5\u7522\u751f\u9023\u9396\u53cd\u61c9\uff0c\u523a\u6fc0\u96f6\u552e\u3001\u4ea4\u901a\u3001\u88fd\u9020\u696d\u548c\u57fa\u790e\u7522\u696d\u7b49\u90e8\u9580\u7684\u589e\u9577\u3002\u9019\u7a2e\u9700\u6c42\u6700\u7d42\u5c07\u63a8\u52d5\u7d93\u6fdf\u6d3b\u52d5\u548c\u751f\u7522\u767c\u5c55\u3002&#8221;<\/p>\n<p>\u9664\u652f\u6301\u6d88\u8cbb\u5916\uff0c\u8a72\u7814\u7a76\u9084\u5f37\u8abf\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\u65b9\u9762\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002\u5728\u70ba\u5546\u696d\u76ee\u7684\u800c\u5411AdaKami\u501f\u6b3e\u7684\u7528\u6236\u4e2d\uff0c53.1%\u7684\u4eba\u5229\u7528\u878d\u8cc7\u8cc7\u91d1\u589e\u52a0\u5eab\u5b58\uff0c28.1%\u7684\u4eba\u8868\u793a\u5be6\u73fe\u4e86\u6536\u5165\u589e\u9577\u3002<\/p>\n<p>\u8a72\u7814\u7a76\u9084\u8868\u660e\uff0c\u5e02\u5834\u5c0d\u4fbf\u6377\u878d\u8cc7\u7684\u9700\u6c42\u5341\u5206\u65fa\u76db\u3002\u7d0424.5%\u7684\u7528\u6236\u8868\u793a\uff0c\u82e5\u7121\u6cd5\u7372\u5f97\u6b63\u898f\u878d\u8cc7\uff0c\u4ed6\u5011\u5c07\u4e0d\u5f97\u4e0d\u4f9d\u9760\u5132\u84c4\u6216\u8b8a\u8ce3\u8cc7\u7522\u4f86\u6eff\u8db3\u9700\u6c42\uff0c\u9019\u8868\u660e\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u6709\u52a9\u65bc\u586b\u88dc\u773e\u591a\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u9762\u81e8\u7684\u878d\u8cc7\u7f3a\u53e3\u3002<\/p>\n<p>\u4ee4\u4eba\u9f13\u821e\u7684\u662f\uff0c\u7814\u7a76\u767c\u73feAdaKami\u7528\u6236\u5c55\u73fe\u51fa\u8f03\u9ad8\u7684\u91d1\u878d\u7d20\u990a\u300289.2%\u7684\u53d7\u8a2a\u8005\u8868\u793a\u7406\u89e3\u8cb8\u6b3e\u5229\u7387\u3001\u8cbb\u7528\u548c\u671f\u9650\uff0c\u9019\u8868\u660e\u4ed6\u5011\u5c0d\u501f\u6b3e\u6210\u672c\u548c\u91d1\u878d\u8cac\u4efb\u6709\u8457\u6e05\u6670\u8a8d\u77e5\u3002<\/p>\n<p>AdaKami\u516c\u5171\u4e8b\u52d9\u4e3b\u7ba1Karissa Sjawaldy\u8868\u793a\uff0c\u7814\u7a76\u7d50\u679c\u51f8\u986f\u4e86\u8ca0\u8cac\u4efb\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5982\u4f55\u52a9\u529b\u589e\u5f37\u7d93\u6fdf\u97cc\u6027\uff0c\u4e26\u70ba\u793e\u5340\u5e36\u4f86\u66f4\u5ee3\u6cdb\u7684\u76ca\u8655\u3002<\/p>\n<p>Karissa\u8aaa\uff1a&#8221;\u6211\u5011\u8a8d\u70ba\uff0c\u5728\u5be9\u614e\u548c\u8ca0\u8cac\u4efb\u7684\u7ba1\u7406\u4e0b\uff0c\u666e\u60e0\u91d1\u878d\u7684\u666e\u53ca\u80fd\u5920\u70ba\u793e\u5340\u5e36\u4f86\u7a4d\u6975\u6548\u76ca\u3002\u9019\u6fc0\u52f5\u6211\u5011\u7e7c\u7e8c\u63d0\u4f9b\u53ef\u6301\u7e8c\u7684\u670d\u52d9\uff0c\u540c\u6642\u63d0\u5347\u7528\u6236\u7684\u91d1\u878d\u7d20\u990a\uff0c\u4f7f\u5176\u80fd\u5920\u8ca0\u8cac\u4efb\u5730\u7ba1\u7406\u500b\u4eba\u8ca1\u52d9\uff0c\u70ba\u9577\u671f\u7d93\u6fdf\u589e\u9577\u63d0\u4f9b\u6709\u529b\u652f\u6301\u3002&#8221;<\/p>\n<p>\u8a72\u7814\u7a76\u9084\u767c\u73fe\uff0cAdaKami\u63d0\u4f9b\u7684\u878d\u8cc7\uff0c\u53ef\u4ee5\u5e6b\u52a9\u5bb6\u5ead\u6eff\u8db3\u7dca\u6025\u9700\u6c42\u4e26\u7dad\u6301\u6d88\u8cbb\u6c34\u5e73\uff0c\u9019\u51f8\u986f\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u6b63\u898f\u91d1\u878d\u9ad4\u7cfb\u4e2d\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/p>\n<p>\u5a92\u9ad4\u806f\u7e6b\u4eba\uff1a<br \/>Silvia Caroline<br \/>AdaKami\u4f01\u696d\u50b3\u8a0a\u90e8<br \/>\u96fb\u90f5\uff1a<a href=\"mailto:silvia01@adakami.id\" target=\"_blank\" rel=\"noopener\">silvia01@adakami.id<\/a><\/p>\n<div class=\"PRN_ImbeddedAssetReference\">  <\/div>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5ea6\u5c3c\u897f\u4e9e\u96c5\u52a0\u90542026\u5e743\u670819\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u91d1\u878d\u79d1\u6280\u501f\u8cb8\u901a\u904e\u62d3\u5bec\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u7684\u878d\u8cc7\u6e20\u9053\uff0c\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u7d93\u6fdf\u4e2d\u767c\u63ee\u8457\u91cd\u8981\u4f5c\u7528\u3002\u501f\u52a9\u6578\u5b57\u5e73\u53f0\uff0c\u5b83\u53ef\u4ee5\u589e\u5f37\u5bb6\u5ead\u7684\u6297\u98a8\u96aa\u80fd\u529b\uff0c\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\uff0c\u4e26\u63a8\u52d5\u5404\u90e8\u9580\u9593\u7684\u7d93\u6fdf\u5faa\u74b0\u3002 The Institute for Economic and Social Research, Faculty of Economics and Business, Universitas Indonesia presents findings on the economic impact of fintech lending, using AdaKami as a case study, estimating the company\u2019s contribution to Indonesia\u2019s GDP at IDR 6.95\u201310.96 trillion in 2024 \u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240(LPEM FEB UI)\u8fd1\u671f\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u53d7\u5370\u5ea6\u5c3c\u897f\u4e9e\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40(OJK)\u8a31\u53ef\u4e26\u76e3\u7ba1\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\uff0c\u901a\u904e\u5176\u8cb8\u6b3e\u767c\u653e\u7684\u4e58\u6578\u6548\u61c9\uff0c\u57282024\u5e74\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c(GDP)\u8ca2\u737b\u4e866.95\u842c\u5104\u81f310.96\u842c\u5104\u5370\u5ea6\u5c3c\u897f\u4e9e\u76e7\u6bd4\uff08\u7d04\u54084.11\u5104\u81f36.49\u5104\u7f8e\u5143\uff09\u3002AdaKami\u81ea2018\u5e74\u8d77\u4fbf\u4e00\u76f4\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u958b\u5c55\u696d\u52d9\u3002 \u8a72\u7814\u7a76\u8868\u660e\uff0cAdaKami\u7684\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u652f\u6301\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u7d93\u71df\u6d3b\u52d5\uff0c\u523a\u6fc0\u4e86\u7d93\u6fdf\u5faa\u74b0\uff0c\u5728\u81f3\u5c11185\u500b\u7d93\u6fdf\u90e8\u9580\u5275\u9020\u4e86\u9644\u52a0\u503c\u3002\u64da\u4f30\u7b97\uff0cAdaKami\u7684\u878d\u8cc7\u70ba\u5305\u62ec\u8cbf\u6613\u3001\u6559\u80b2\u548c\u8fb2\u696d\u5728\u5167\u768417\u500b\u90e8\u9580\uff0c\u63d0\u4f9b\u4e8647,000\u81f378,000\u500b\u5c31\u696d\u5d17\u4f4d\u652f\u6301\u3002 \u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240\u526f\u6240\u9577Mohamad Dian Revindo\u8868\u793a\uff1a&#8221;\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u4fc3\u9032\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u6d3b\u52d5\u7522\u751f\u9023\u9396\u53cd\u61c9\uff0c\u523a\u6fc0\u96f6\u552e\u3001\u4ea4\u901a\u3001\u88fd\u9020\u696d\u548c\u57fa\u790e\u7522\u696d\u7b49\u90e8\u9580\u7684\u589e\u9577\u3002\u9019\u7a2e\u9700\u6c42\u6700\u7d42\u5c07\u63a8\u52d5\u7d93\u6fdf\u6d3b\u52d5\u548c\u751f\u7522\u767c\u5c55\u3002&#8221; \u9664\u652f\u6301\u6d88\u8cbb\u5916\uff0c\u8a72\u7814\u7a76\u9084\u5f37\u8abf\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\u65b9\u9762\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002\u5728\u70ba\u5546\u696d\u76ee\u7684\u800c\u5411AdaKami\u501f\u6b3e\u7684\u7528\u6236\u4e2d\uff0c53.1%\u7684\u4eba\u5229\u7528\u878d\u8cc7\u8cc7\u91d1\u589e\u52a0\u5eab\u5b58\uff0c28.1%\u7684\u4eba\u8868\u793a\u5be6\u73fe\u4e86\u6536\u5165\u589e\u9577\u3002 \u8a72\u7814\u7a76\u9084\u8868\u660e\uff0c\u5e02\u5834\u5c0d\u4fbf\u6377\u878d\u8cc7\u7684\u9700\u6c42\u5341\u5206\u65fa\u76db\u3002\u7d0424.5%\u7684\u7528\u6236\u8868\u793a\uff0c\u82e5\u7121\u6cd5\u7372\u5f97\u6b63\u898f\u878d\u8cc7\uff0c\u4ed6\u5011\u5c07\u4e0d\u5f97\u4e0d\u4f9d\u9760\u5132\u84c4\u6216\u8b8a\u8ce3\u8cc7\u7522\u4f86\u6eff\u8db3\u9700\u6c42\uff0c\u9019\u8868\u660e\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u6709\u52a9\u65bc\u586b\u88dc\u773e\u591a\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u9762\u81e8\u7684\u878d\u8cc7\u7f3a\u53e3\u3002 \u4ee4\u4eba\u9f13\u821e\u7684\u662f\uff0c\u7814\u7a76\u767c\u73feAdaKami\u7528\u6236\u5c55\u73fe\u51fa\u8f03\u9ad8\u7684\u91d1\u878d\u7d20\u990a\u300289.2%\u7684\u53d7\u8a2a\u8005\u8868\u793a\u7406\u89e3\u8cb8\u6b3e\u5229\u7387\u3001\u8cbb\u7528\u548c\u671f\u9650\uff0c\u9019\u8868\u660e\u4ed6\u5011\u5c0d\u501f\u6b3e\u6210\u672c\u548c\u91d1\u878d\u8cac\u4efb\u6709\u8457\u6e05\u6670\u8a8d\u77e5\u3002 AdaKami\u516c\u5171\u4e8b\u52d9\u4e3b\u7ba1Karissa Sjawaldy\u8868\u793a\uff0c\u7814\u7a76\u7d50\u679c\u51f8\u986f\u4e86\u8ca0\u8cac\u4efb\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5982\u4f55\u52a9\u529b\u589e\u5f37\u7d93\u6fdf\u97cc\u6027\uff0c\u4e26\u70ba\u793e\u5340\u5e36\u4f86\u66f4\u5ee3\u6cdb\u7684\u76ca\u8655\u3002 Karissa\u8aaa\uff1a&#8221;\u6211\u5011\u8a8d\u70ba\uff0c\u5728\u5be9\u614e\u548c\u8ca0\u8cac\u4efb\u7684\u7ba1\u7406\u4e0b\uff0c\u666e\u60e0\u91d1\u878d\u7684\u666e\u53ca\u80fd\u5920\u70ba\u793e\u5340\u5e36\u4f86\u7a4d\u6975\u6548\u76ca\u3002\u9019\u6fc0\u52f5\u6211\u5011\u7e7c\u7e8c\u63d0\u4f9b\u53ef\u6301\u7e8c\u7684\u670d\u52d9\uff0c\u540c\u6642\u63d0\u5347\u7528\u6236\u7684\u91d1\u878d\u7d20\u990a\uff0c\u4f7f\u5176\u80fd\u5920\u8ca0\u8cac\u4efb\u5730\u7ba1\u7406\u500b\u4eba\u8ca1\u52d9\uff0c\u70ba\u9577\u671f\u7d93\u6fdf\u589e\u9577\u63d0\u4f9b\u6709\u529b\u652f\u6301\u3002&#8221; \u8a72\u7814\u7a76\u9084\u767c\u73fe\uff0cAdaKami\u63d0\u4f9b\u7684\u878d\u8cc7\uff0c\u53ef\u4ee5\u5e6b\u52a9\u5bb6\u5ead\u6eff\u8db3\u7dca\u6025\u9700\u6c42\u4e26\u7dad\u6301\u6d88\u8cbb\u6c34\u5e73\uff0c\u9019\u51f8\u986f\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u6b63\u898f\u91d1\u878d\u9ad4\u7cfb\u4e2d\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002 \u5a92\u9ad4\u806f\u7e6b\u4eba\uff1aSilvia CarolineAdaKami\u4f01\u696d\u50b3\u8a0a\u90e8\u96fb\u90f5\uff1asilvia01@adakami.id<\/p>\n","protected":false},"author":0,"featured_media":30956,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_generate-full-width-content":"","spay_email":"","footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u7814\u7a76\u4f30\u7b97\uff1a\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c\u8ca2\u737b\u9ad8\u90546.49\u5104\u7f8e\u5143 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.franchise.com.hk\/en\/%e7%a0%94%e7%a9%b6%e4%bc%b0%e7%ae%97%ef%bc%9a%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%80%9f%e8%b2%b8%e5%b9%b3%e5%8f%b0adakami%e7%82%ba%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9e%e5%9c%8b%e5%85%a7\/30955\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u7814\u7a76\u4f30\u7b97\uff1a\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c\u8ca2\u737b\u9ad8\u90546.49\u5104\u7f8e\u5143 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5ea6\u5c3c\u897f\u4e9e\u96c5\u52a0\u90542026\u5e743\u670819\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u91d1\u878d\u79d1\u6280\u501f\u8cb8\u901a\u904e\u62d3\u5bec\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u7684\u878d\u8cc7\u6e20\u9053\uff0c\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u7d93\u6fdf\u4e2d\u767c\u63ee\u8457\u91cd\u8981\u4f5c\u7528\u3002\u501f\u52a9\u6578\u5b57\u5e73\u53f0\uff0c\u5b83\u53ef\u4ee5\u589e\u5f37\u5bb6\u5ead\u7684\u6297\u98a8\u96aa\u80fd\u529b\uff0c\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\uff0c\u4e26\u63a8\u52d5\u5404\u90e8\u9580\u9593\u7684\u7d93\u6fdf\u5faa\u74b0\u3002 The Institute for Economic and Social Research, Faculty of Economics and Business, Universitas Indonesia presents findings on the economic impact of fintech lending, using AdaKami as a case study, estimating the company\u2019s contribution to Indonesia\u2019s GDP at IDR 6.95\u201310.96 trillion in 2024 \u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240(LPEM FEB UI)\u8fd1\u671f\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u53d7\u5370\u5ea6\u5c3c\u897f\u4e9e\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40(OJK)\u8a31\u53ef\u4e26\u76e3\u7ba1\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5e73\u53f0AdaKami\uff0c\u901a\u904e\u5176\u8cb8\u6b3e\u767c\u653e\u7684\u4e58\u6578\u6548\u61c9\uff0c\u57282024\u5e74\u70ba\u5370\u5ea6\u5c3c\u897f\u4e9e\u570b\u5167\u751f\u7522\u7e3d\u503c(GDP)\u8ca2\u737b\u4e866.95\u842c\u5104\u81f310.96\u842c\u5104\u5370\u5ea6\u5c3c\u897f\u4e9e\u76e7\u6bd4\uff08\u7d04\u54084.11\u5104\u81f36.49\u5104\u7f8e\u5143\uff09\u3002AdaKami\u81ea2018\u5e74\u8d77\u4fbf\u4e00\u76f4\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u958b\u5c55\u696d\u52d9\u3002 \u8a72\u7814\u7a76\u8868\u660e\uff0cAdaKami\u7684\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u652f\u6301\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u7d93\u71df\u6d3b\u52d5\uff0c\u523a\u6fc0\u4e86\u7d93\u6fdf\u5faa\u74b0\uff0c\u5728\u81f3\u5c11185\u500b\u7d93\u6fdf\u90e8\u9580\u5275\u9020\u4e86\u9644\u52a0\u503c\u3002\u64da\u4f30\u7b97\uff0cAdaKami\u7684\u878d\u8cc7\u70ba\u5305\u62ec\u8cbf\u6613\u3001\u6559\u80b2\u548c\u8fb2\u696d\u5728\u5167\u768417\u500b\u90e8\u9580\uff0c\u63d0\u4f9b\u4e8647,000\u81f378,000\u500b\u5c31\u696d\u5d17\u4f4d\u652f\u6301\u3002 \u5370\u5ea6\u5c3c\u897f\u4e9e\u5927\u5b78\u7d93\u6fdf\u8207\u5546\u696d\u5b78\u9662\u7d93\u6fdf\u8207\u793e\u6703\u7814\u7a76\u6240\u526f\u6240\u9577Mohamad Dian Revindo\u8868\u793a\uff1a&#8221;\u8cb8\u6b3e\u767c\u653e\u901a\u904e\u4fc3\u9032\u5bb6\u5ead\u6d88\u8cbb\u548c\u4f01\u696d\u6d3b\u52d5\u7522\u751f\u9023\u9396\u53cd\u61c9\uff0c\u523a\u6fc0\u96f6\u552e\u3001\u4ea4\u901a\u3001\u88fd\u9020\u696d\u548c\u57fa\u790e\u7522\u696d\u7b49\u90e8\u9580\u7684\u589e\u9577\u3002\u9019\u7a2e\u9700\u6c42\u6700\u7d42\u5c07\u63a8\u52d5\u7d93\u6fdf\u6d3b\u52d5\u548c\u751f\u7522\u767c\u5c55\u3002&#8221; \u9664\u652f\u6301\u6d88\u8cbb\u5916\uff0c\u8a72\u7814\u7a76\u9084\u5f37\u8abf\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u52a9\u529b\u5c0f\u5fae\u4f01\u696d\u6210\u9577\u65b9\u9762\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002\u5728\u70ba\u5546\u696d\u76ee\u7684\u800c\u5411AdaKami\u501f\u6b3e\u7684\u7528\u6236\u4e2d\uff0c53.1%\u7684\u4eba\u5229\u7528\u878d\u8cc7\u8cc7\u91d1\u589e\u52a0\u5eab\u5b58\uff0c28.1%\u7684\u4eba\u8868\u793a\u5be6\u73fe\u4e86\u6536\u5165\u589e\u9577\u3002 \u8a72\u7814\u7a76\u9084\u8868\u660e\uff0c\u5e02\u5834\u5c0d\u4fbf\u6377\u878d\u8cc7\u7684\u9700\u6c42\u5341\u5206\u65fa\u76db\u3002\u7d0424.5%\u7684\u7528\u6236\u8868\u793a\uff0c\u82e5\u7121\u6cd5\u7372\u5f97\u6b63\u898f\u878d\u8cc7\uff0c\u4ed6\u5011\u5c07\u4e0d\u5f97\u4e0d\u4f9d\u9760\u5132\u84c4\u6216\u8b8a\u8ce3\u8cc7\u7522\u4f86\u6eff\u8db3\u9700\u6c42\uff0c\u9019\u8868\u660e\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u6709\u52a9\u65bc\u586b\u88dc\u773e\u591a\u5bb6\u5ead\u548c\u5c0f\u5fae\u4f01\u696d\u4e3b\u9762\u81e8\u7684\u878d\u8cc7\u7f3a\u53e3\u3002 \u4ee4\u4eba\u9f13\u821e\u7684\u662f\uff0c\u7814\u7a76\u767c\u73feAdaKami\u7528\u6236\u5c55\u73fe\u51fa\u8f03\u9ad8\u7684\u91d1\u878d\u7d20\u990a\u300289.2%\u7684\u53d7\u8a2a\u8005\u8868\u793a\u7406\u89e3\u8cb8\u6b3e\u5229\u7387\u3001\u8cbb\u7528\u548c\u671f\u9650\uff0c\u9019\u8868\u660e\u4ed6\u5011\u5c0d\u501f\u6b3e\u6210\u672c\u548c\u91d1\u878d\u8cac\u4efb\u6709\u8457\u6e05\u6670\u8a8d\u77e5\u3002 AdaKami\u516c\u5171\u4e8b\u52d9\u4e3b\u7ba1Karissa Sjawaldy\u8868\u793a\uff0c\u7814\u7a76\u7d50\u679c\u51f8\u986f\u4e86\u8ca0\u8cac\u4efb\u7684\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5982\u4f55\u52a9\u529b\u589e\u5f37\u7d93\u6fdf\u97cc\u6027\uff0c\u4e26\u70ba\u793e\u5340\u5e36\u4f86\u66f4\u5ee3\u6cdb\u7684\u76ca\u8655\u3002 Karissa\u8aaa\uff1a&#8221;\u6211\u5011\u8a8d\u70ba\uff0c\u5728\u5be9\u614e\u548c\u8ca0\u8cac\u4efb\u7684\u7ba1\u7406\u4e0b\uff0c\u666e\u60e0\u91d1\u878d\u7684\u666e\u53ca\u80fd\u5920\u70ba\u793e\u5340\u5e36\u4f86\u7a4d\u6975\u6548\u76ca\u3002\u9019\u6fc0\u52f5\u6211\u5011\u7e7c\u7e8c\u63d0\u4f9b\u53ef\u6301\u7e8c\u7684\u670d\u52d9\uff0c\u540c\u6642\u63d0\u5347\u7528\u6236\u7684\u91d1\u878d\u7d20\u990a\uff0c\u4f7f\u5176\u80fd\u5920\u8ca0\u8cac\u4efb\u5730\u7ba1\u7406\u500b\u4eba\u8ca1\u52d9\uff0c\u70ba\u9577\u671f\u7d93\u6fdf\u589e\u9577\u63d0\u4f9b\u6709\u529b\u652f\u6301\u3002&#8221; \u8a72\u7814\u7a76\u9084\u767c\u73fe\uff0cAdaKami\u63d0\u4f9b\u7684\u878d\u8cc7\uff0c\u53ef\u4ee5\u5e6b\u52a9\u5bb6\u5ead\u6eff\u8db3\u7dca\u6025\u9700\u6c42\u4e26\u7dad\u6301\u6d88\u8cbb\u6c34\u5e73\uff0c\u9019\u51f8\u986f\u4e86\u91d1\u878d\u79d1\u6280\u501f\u8cb8\u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\u6b63\u898f\u91d1\u878d\u9ad4\u7cfb\u4e2d\u65e5\u76ca\u91cd\u8981\u7684\u4f5c\u7528\u3002 \u5a92\u9ad4\u806f\u7e6b\u4eba\uff1aSilvia CarolineAdaKami\u4f01\u696d\u50b3\u8a0a\u90e8\u96fb\u90f5\uff1asilvia01@adakami.id\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.franchise.com.hk\/en\/%e7%a0%94%e7%a9%b6%e4%bc%b0%e7%ae%97%ef%bc%9a%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%80%9f%e8%b2%b8%e5%b9%b3%e5%8f%b0adakami%e7%82%ba%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9e%e5%9c%8b%e5%85%a7\/30955\" \/>\n<meta property=\"og:site_name\" content=\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-18T19:09:00+00:00\" \/>\n<meta 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