{"id":28869,"date":"2025-11-05T13:13:00","date_gmt":"2025-11-05T05:13:00","guid":{"rendered":"https:\/\/www.franchise.com.hk\/%e4%ba%9e%e6%b4%b2%e7%89%b9%e8%a8%b1%e9%8a%80%e8%a1%8c%e5%ae%b6%e5%8d%94%e6%9c%83%ef%bc%88aicb%ef%bc%89%e8%88%89%e8%a1%8c%e7%ac%ac15%e5%b1%86%e5%9c%8b%e9%9a%9b%e9%87%91%e8%9e%8d%e7%8a%af%e7%bd%aa\/28869"},"modified":"2025-11-05T13:13:00","modified_gmt":"2025-11-05T05:13:00","slug":"%e4%ba%9e%e6%b4%b2%e7%89%b9%e8%a8%b1%e9%8a%80%e8%a1%8c%e5%ae%b6%e5%8d%94%e6%9c%83%ef%bc%88aicb%ef%bc%89%e8%88%89%e8%a1%8c%e7%ac%ac15%e5%b1%86%e5%9c%8b%e9%9a%9b%e9%87%91%e8%9e%8d%e7%8a%af%e7%bd%aa","status":"publish","type":"post","link":"https:\/\/www.franchise.com.hk\/en\/%e4%ba%9e%e6%b4%b2%e7%89%b9%e8%a8%b1%e9%8a%80%e8%a1%8c%e5%ae%b6%e5%8d%94%e6%9c%83%ef%bc%88aicb%ef%bc%89%e8%88%89%e8%a1%8c%e7%ac%ac15%e5%b1%86%e5%9c%8b%e9%9a%9b%e9%87%91%e8%9e%8d%e7%8a%af%e7%bd%aa\/28869","title":{"rendered":"\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\uff08AICB\uff09\u8209\u884c\u7b2c15\u5c46\u570b\u969b\u91d1\u878d\u72af\u7f6a\u548c\u53cd\u6050\u878d\u8cc7\u5927\u6703\uff0c\u532f\u805a\u5168\u7403\u9818\u8896\uff0c\u5171\u8b70\u4eba\u5de5\u667a\u80fd\u9a45\u52d5\u7684\u53cd\u8a50\u65b0\u8da8\u52e2"},"content":{"rendered":"<p><span class=\"legendSpanClass\">\u99ac\u4f86\u897f\u4e9e\u5409\u9686\u5761<\/span><span class=\"legendSpanClass\">2025\u5e7411\u67085\u65e5<\/span> \/\u7f8e\u901a\u793e\/ &#8212; 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Sri Abdul Rasheed Ghaffour\uff09\u5728\u81f4\u958b\u5e55\u8a5e\u6642\u5f37\u8abf\uff1a\u00a0&#8220;\u96d6\u7136\u79d1\u6280\u548c\u4eba\u5de5\u667a\u80fd\u6b63\u5728\u91cd\u5851\u5408\u898f\u548c\u53cd\u6d17\u9322\u7684\u5de5\u4f5c\uff0c\u4f46\u6211\u5011\u5fc5\u9808\u8a18\u4f4f\uff0c\u6700\u7d42\u53ea\u6709\u500b\u4eba\u64cd\u5b88\u548c\u8077\u696d\u9053\u5fb7\u53ef\u4ee5\u633d\u4f4f\u4eba\u5011\u7684\u4fe1\u4efb\u3002\u800c\u4e14\u6c92\u6709\u4efb\u4f55\u6f14\u7b97\u6cd5\u53ef\u4ee5\u53d6\u4ee3\u91d1\u878d\u696d\u6240\u9700\u8981\u5177\u5099\u7684\u5224\u65b7\u529b\u3001\u8aa0\u4fe1\u548c\u8cac\u4efb\u5fc3\uff01&#8221;<\/p>\n<p>\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u4e3b\u5e2d\u4e39\u65af\u88e1\u963f\u8332\u66fc\u54c8\u6b23\uff08Tan Sri Azman Hashim\uff09\u5728\u6b61\u8fce\u81f4\u8fad\u4e2d\u6307\u51fa\uff1a&#8221;\u6211\u5011\u7684\u91d1\u878d\u7b56\u7565\u5c31\u662f&#8217;\u4ee5\u79d1\u6280\u70ba\u63a8\u624b\uff0c\u4ee5\u8aa0\u4fe1\u70ba\u672c&#8217;\uff0c\u4f46\u662f\u5149\u9760\u6700\u5148\u9032\u7684\u7cfb\u7d71\u9084\u4e0d\u5920\uff0c\u6700\u5f8c\u62cd\u677f\u7684\u9084\u662f\u4eba\uff0c\u9760\u7684\u662f\u6b63\u78ba\u7684\u5224\u65b7\u548c\u50f9\u503c\u89c0\uff01\u5728\u9019\u500b\u6578\u78bc\u6642\u4ee3\uff0c\u6211\u5011\u6bcf\u500b\u4eba\u90fd\u662f\u4e00\u9053\u9632\u706b\u7246\uff01\u6211\u5011\u7684\u8b66\u60d5\u6027\u3001\u8077\u696d\u9053\u5fb7\u548c\u5c08\u696d\u7cbe\u795e\uff0c\u69cb\u6210\u4e86\u4fdd\u969c\u91d1\u878d\u7cfb\u7d71\u5b89\u5168\u7684\u7121\u5f62\u5c4f\u969c\u3002\u6211\u5011\u6700\u5927\u7684\u529b\u91cf\u5728\u65bc\u4eba\u2014\u2014\u90a3\u4e9b\u6280\u8853\u5afb\u719f\u3001\u606a\u5b88\u539f\u5247\u548c\u4fdd\u6301\u8b66\u60d5\u7684\u4eba\uff0c\u4ed6\u5011\u624d\u662f\u6211\u5011\u6700\u5f37\u5927\u7684\u9632\u7dda\uff01&#8221;<\/p>\n<p>\u5927\u99ac\u9280\u884c\u96c6\u5718\u7684\u5408\u898f\u5b98\u806f\u7d61\u5c0f\u7d44\uff08CONG\uff09\u4e3b\u5e2d\u6cd5\u62c9\u8482\u5a1c\uff08Faradina Ghouse\uff09\u8868\u793a\uff1a&#8221;\u91d1\u878d\u6a5f\u69cb\u96a8\u8457\u74b0\u5883\u65e5\u76ca\u8907\u96dc\uff0c\u6211\u5011\u80fd\u5426\u6709\u6548\u5075\u6e2c\u3001\u9810\u9632\u8207\u61c9\u5c0d\u5a01\u8105\uff0c\u53d6\u6c7a\u65bc\u6211\u5011\u5728\u60c5\u5831\u5171\u4eab\u3001\u8de8\u5883\u5354\u4f5c\u53ca\u5c08\u696d\u80fd\u529b\u5efa\u8a2d\u65b9\u9762\u7684\u96c6\u9ad4\u5be6\u529b\u3002\u5982\u4eca\uff0c\u5408\u898f\u4e0d\u50c5\u50c5\u95dc\u4e4e\u76e3\u7ba1\uff0c\u66f4\u95dc\u4e4e\u97cc\u6027\u3001\u8aa0\u4fe1\uff0c\u4ee5\u53ca\u6574\u500b\u91d1\u878d\u751f\u614b\u7cfb\u7d71\u7684\u5354\u4f5c\u7cbe\u795e\u3002<\/p>\n<p>\u4ee5\u00a0&#8220;\u672a\u4f86\u5df2\u4f86\uff1a\u4ee5\u79d1\u6280\u9a45\u52d5\u5408\u898f\uff0c\u5171\u540c\u6253\u64ca\u91d1\u878d\u72af\u7f6a&#8221; \u70ba\u4e3b\u984c\uff0c\u4eca\u5e74\u5927\u6703\u6df1\u5165\u63a2\u8a0e\u4e86 \u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u3001\u6a5f\u5668\u5b78\u7fd2 \u53ca \u9ad8\u7d1a\u6578\u64da\u5206\u6790 \u5982\u4f55\u91cd\u5851\u5408\u898f\u8207\u98a8\u96aa\u7ba1\u7406\u7684\u683c\u5c40\u3002\u6703\u8b70\u5c07\u63a2\u8a0e\u591a\u500b\u95dc\u9375\u8b70\u984c\uff0c\u5305\u62ec\uff1a<\/p>\n<p>\u5229\u7528\u4eba\u5de5\u667a\u80fd\u9032\u884c\u6b3a\u8a50\u5075\u6e2c   \u6a5f\u5668\u5b78\u7fd2\u5982\u4f55\u9a45\u52d5\u5408\u898f\u5de5\u4f5c   \u865b\u64ec\u8cc7\u7522\u5e36\u4f86\u7684\u6311\u6230   \u6253\u64ca\u6050\u6016\u4e3b\u7fa9\u548c\u64f4\u6563\u878d\u8cc7   \u5982\u4f55\u5b8c\u5584\u53cd\u8cc4\u8cc2\u548c\u53cd\u6d17\u9322\u6846\u67b6  <\/p>\n<p>\u70ba\u4e86\u9ad4\u73fe\u99ac\u4f86\u897f\u4e9e\u7684\u6539\u9769\u6c7a\u5fc3\uff0c2026\u5e74\u8ca1\u653f\u9810\u7b97\u6848\u4e5f\u64a5\u6b3e3200\u842c\u4ee4\u5409[4]\uff0c\u5c08\u9580\u7528\u65bc\u52a0\u5f37\u6cd5\u5f8b\u6846\u67b6\u548c\u6253\u64ca\u8a50\u9a19\u6d3b\u52d5\u3002\u540c\u6642\uff0c\u6211\u570b\u9084\u5c07\u5f15\u5165\u65b0\u7684\u300a\u7db2\u7d61\u72af\u7f6a\u6cd5\u6848\u300b\uff0c\u4e26\u64f4\u5927\u570b\u5bb6\u8a50\u9a19\u97ff\u61c9\u4e2d\u5fc3\uff08NSRC\uff09\u7684\u8077\u80fd\u548c\u80fd\u529b\u3002<\/p>\n<p>\u5982\u4eca\uff0c\u570b\u969b\u91d1\u878d\u72af\u7f6a\u548c\u53cd\u6050\u878d\u8cc7\u5927\u6703\u5df2\u9081\u5165\u7b2c15\u500b\u5e74\u982d\uff0c\u4e26\u6210\u70ba\u6771\u76df\u5730\u5340\u6700\u5177\u5f71\u97ff\u529b\u7684\u601d\u60f3\u9818\u5c0e\u5e73\u53f0\uff0c\u81f4\u529b\u65bc\u63a8\u52d5\u91d1\u878d\u72af\u7f6a\u9810\u9632\u548c\u5353\u8d8a\u5408\u898f\u3002\u9019\u518d\u6b21\u5370\u8b49\u4e86\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u5728\u9280\u884c\u696d\u548c\u91d1\u878d\u9818\u57df\u5167\uff0c\u4fc3\u9032\u6578\u5b57\u7d20\u990a\u3001\u5168\u7403\u5354\u4f5c\u548c\u9053\u5fb7\u9818\u5c0e\u529b\u7684\u5805\u5b9a\u627f\u8afe\u3002<\/p>\n<p>\u60f3\u8981\u77ad\u89e3\u66f4\u591a\u95dc\u65bc\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u7684\u5f8c\u7e8c\u6d3b\u52d5\uff0c\u8acb\u8a2a\u554f\u5b98\u7db2\uff1a<br \/><a href=\"http:\/\/www.aicb.org.my\/events\/upcoming\" target=\"_blank\" rel=\"noopener\">www.aicb.org.my\/events\/upcoming<\/a>\u3002<\/p>\n<div>\n<p class=\"prnml4\"><span class=\"prnews_span\">[1]\u00a0Bernama. (2025, August 14) RM 1.12 Bln Lost to Online Scams in Six Months, NSRC Steps Up 24\/7 Fight &#8211; <a href=\"https:\/\/bernama.com\/en\/news.php?id=2456483\" target=\"_blank\" class=\"prnews_a\" rel=\"noopener\">https:\/\/bernama.com\/en\/news.php?id=2456483<\/a>\u00a0\u00a0<\/span><\/p>\n<p class=\"prnml4\"><span class=\"prnews_span\">[2]\u00a0The Star. (2025, October 16) Rise in fraud cases leads to over RM1.9bil losses as of Sept 2025 &#8211; <a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2025\/10\/16\/rise-in-fraud-cases-leads-to-over-rm19bil-losses-as-of-sept-2025?utm_source=chatgpt.com\" target=\"_blank\" class=\"prnews_a\" rel=\"noopener\">https:\/\/www.thestar.com.my\/news\/nation\/2025\/10\/16\/rise-in-fraud-cases-leads-to-over-rm19bil-losses-as-of-sept-2025?utm_source=chatgpt.com<\/a><\/span><\/p>\n<p class=\"prnml4\"><span class=\"prnews_span\">[3]\u00a0Nasdaq. (2024). NASDAQ Verafin 2024 global financial crime report. <a href=\"https:\/\/www.nasdaq.com\/global-financial-crime-report\" target=\"_blank\" class=\"prnews_a\" rel=\"noopener\">https:\/\/www.nasdaq.com\/global-financial-crime-report<\/a><\/span><\/p>\n<p class=\"prnml4\"><span class=\"prnews_span\">[4]\u00a0Fintech News Malaysia. (2025, October 10) New Cyber Crime Bill and RM32 Million Boost to Tackle Scams in Malaysia &#8211; <a href=\"https:\/\/fintechnews.my\/54535\/security\/malaysia-cybersecurity-budget-2026-cyber-crime-bill-national-scam\/?utm_source=chatgpt.com\" target=\"_blank\" class=\"prnews_a\" rel=\"noopener\">https:\/\/fintechnews.my\/54535\/security\/malaysia-cybersecurity-budget-2026-cyber-crime-bill-national-scam\/?utm_source=chatgpt.com<\/a><\/span><\/p>\n<\/div>\n<p>\u95dc\u65bc\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703<\/p>\n<p>\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u662f\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u696d\u552f\u4e00\u7684\u5c08\u696d\u6a5f\u69cb\u3002\u5b83\u7684\u7ba1\u7406\u59d4\u54e1\u6703\u6210\u54e1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9280\u884c\u3001\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u5bb6\u5354\u6703\uff08ABM\uff09\u4ee5\u53ca\u99ac\u4f86\u897f\u4e9e\u6295\u8cc7\u9280\u884c\u5354\u6703\uff08MIBA\uff09\u7684\u4ee3\u8868\u5171\u540c\u7d44\u6210\uff0c\u9663\u5bb9\u5f37\u5927\u3002\u6b64\u5354\u6703\u64c1\u6709\u8d85\u904e3\u842c7000 \u540d\u6703\u54e1\uff0c\u80a9\u8ca0\u8457\u4e00\u9805\u91cd\u8981\u4f7f\u547d\uff1a\u901a\u904e\u63d0\u4f9b\u5c08\u696d\u7684\u9280\u884c\u8cc7\u683c\u8a8d\u8b49\uff0c\u78ba\u4fdd\u9280\u884c\u5f9e\u696d\u4eba\u54e1\u5177\u5099\u6700\u9ad8\u6a19\u6e96\u7684\u8077\u696d\u64cd\u5b88\u3001\u77e5\u8b58\u548c\u80fd\u529b\uff0c\u5f9e\u800c\u5168\u9762\u63d0\u5347\u9280\u884c\u696d\u7684\u4eba\u624d\u968a\u4f0d\u7d20\u8cea\u3002<\/p>\n<p>\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u5728\u696d\u754c\u7684\u5730\u4f4d\u975e\u51e1\uff0c\u5b83\u662f\u6771\u5357\u4e9e\u5730\u5340\u552f\u4e00\u7372\u5f97\u82f1\u570b\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u00a0(Chartered Banker Institute, UK) \u6388\u6b0a\uff0c\u53ef\u4ee5\u6388\u4e88&#8221;\u7279\u8a31\u9280\u884c\u5bb6&#8221; (Chartered Banker)\u8eab\u4efd\u7684\u6a5f\u69cb\u3002<\/p>\n<p>\u8a72\u5354\u6703\u6301\u7e8c\u901a\u904e\u4ee5\u4e0b\u65b9\u5f0f\uff0c\u652f\u6301\u5176\u6703\u54e1\u6210\u9577\u548c\u884c\u696d\u9032\u6b65\uff1a<\/p>\n<p>\u5275\u65b0\u5b78\u7fd2   \u5021\u5c0e\u5c08\u696d\u4e3b\u7fa9   \u63a8\u52d5\u601d\u60f3\u9818\u5c0e\u529b   \u63d0\u4f9b\u4eba\u8108\u4ea4\u6d41\u6a5f\u6703  <\/p>\n<p>\u60f3\u77ad\u89e3\u66f4\u591a\u95dc\u65bc\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u7684\u8cc7\u8a0a\uff0c\u8acb\u700f\u89bd\uff1a<a href=\"http:\/\/www.aicb.org.my\/\" target=\"_blank\" rel=\"noopener\">www.aicb.org.my<\/a>\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>\u99ac\u4f86\u897f\u4e9e\u5409\u9686\u57612025\u5e7411\u67085\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u9762\u5c0d\u65e5\u76ca\u7316\u7357\u7684\u91d1\u878d\u72af\u7f6a\uff0c\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u53ca\u5176\u5408\u898f\u5b98\u806f\u7d61\u5c0f\u7d44\uff08CONG\uff09\u65bc2025\u5e7411\u67084\u65e5\u81f36\u65e5\u5728\u5409\u9686\u5761\u570b\u969b\u8cbf\u6613\u5c55\u89bd\u4e2d\u5fc3\uff08MITEC\uff09\u6210\u529f\u8209\u8fa6\u7b2c15\u5c46\u570b\u969b\u91d1\u878d\u72af\u7f6a\u548c\u53cd\u6050\u878d\u8cc7\u5927\u6703\uff08IFCTF 2025\uff09\u3002\u672c\u5c46\u76db\u6703\u5728\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9280\u884c\uff08BNM\uff09\u3001\u99ac\u4f86\u897f\u4e9e\u8b49\u5238\u59d4\u54e1\u6703\u53ca\u7d0d\u95a9\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\u7684\u652f\u6301\u4e0b\uff0c\u532f\u805a\u4e86\u4f86\u81ea\u5168\u7403\u53ca\u5340\u57df\u5167\u903e 50 \u4f4d\u91d1\u878d\u72af\u7f6a\u9632\u7bc4\u9818\u57df\u5c08\u5bb6\uff0c\u4ee5\u53ca \u8d85\u904e 1,200 \u540d\u9280\u884c\u696d\u5c08\u696d\u4eba\u58eb\uff0c\u5171\u540c\u63a2\u8a0e\u91d1\u878d\u72af\u7f6a\u9632\u7bc4\u7684\u6700\u65b0\u8da8\u52e2\u8207\u6311\u6230\u3002 \u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\uff08AICB\uff09\u8209\u884c\u7b2c15\u5c46\u570b\u969b\u91d1\u878d\u72af\u7f6a\u548c\u53cd\u6050\u878d\u8cc7\u5927\u6703\uff0c \u532f\u805a\u5168\u7403\u9818\u8896\uff0c\u5171\u8b70\u4eba\u5de5\u667a\u80fd\u9a45\u52d5\u7684\u53cd\u8a50\u65b0\u8da8\u52e2 \u6700\u65b0\u6578\u64da\u986f\u793a\uff0c\u570b\u5167\u5916\u7684\u91d1\u878d\u72af\u7f6a\u7684\u5f62\u52e2\u5341\u5206\u56b4\u5cfb\uff1a \u50c5\u5728 2025 \u5e74\u4e0a\u534a\u5e74\uff0c\u5927\u99ac\u56e0\u7db2\u7d61\u6b3a\u8a50\u640d\u5931\u9ad8\u9054 11.2 \u5104\u4ee4\u5409[1]\u00a0 \u622a\u81f3 2025 \u5e74 9 \u6708\uff0c\u8207\u8a50\u9a19\u76f8\u95dc\u7684\u7e3d\u640d\u5931\u5df2\u63a5\u8fd1 19.2 \u5104\u4ee4\u5409[2]\u00a0 \u5f9e\u5168\u7403\u4f86\u770b\uff0c\u975e\u6cd5\u8cc7\u91d1\u6d41\u52d5\u4f30\u8a08\u9ad8\u9054 3.1 \u5146\u7f8e\u5143\uff0c\u5176\u4e2d\u6b3a\u8a50\u548c\u9280\u884c\u8a50\u9a19\u9020\u6210\u7684\u640d\u5931\u63a5\u8fd14860 \u5104\u7f8e\u5143[3] \u9019\u4e9b\u6578\u5b57\u5145\u5206\u8b49\u660e\uff0c\u5404\u570b\u4e4b\u9593\u5fc5\u9808\u52a0\u5f37\u8de8\u5883\u548c\u751f\u614b\u7cfb\u7d71\u5167\u7684\u7dca\u5bc6\u5408\u4f5c\uff0c\u806f\u624b\u6253\u64ca\u91d1\u878d\u72af\u7f6a\u3002 \u81ea\u00a02023 \u5e74\u4ee5\u4f86\uff0c\u570b\u5167\u9280\u884c\u696d\u6301\u7e8c\u63a8\u52d5\u5168\u570b\u6027\u7684\u5168\u6c11\u53cd\u8a50\u9192\u89ba\u904b\u52d5\u00a0#JanganKenaScam\uff0c\u81f4\u529b\u65bc\u63d0\u5347\u516c\u773e\u7684\u53cd\u6b3a\u8a50\u610f\u8b58\u548c\u61c9\u5c0d\u80fd\u529b\u3002\u5404\u5927\u9280\u884c\u4e0d\u65b7\u52a0\u5f37\u5b89\u5168\u9632\u8b77\u63aa\u65bd\uff0c\u5c55\u73fe\u4e86\u6574\u500b\u884c\u696d\u5c0d\u4fdd\u8b77\u6d88\u8cbb\u8005\u3001\u7dad\u8b77\u4fe1\u4efb\u548c\u91d1\u878d\u7a69\u5b9a\u7684\u6c7a\u5fc3\u3002 \u6839\u64da\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u5bb6\u5354\u6703\uff08Association of Banks in Malaysia\uff09\u7684\u6700\u65b0\u8abf\u67e5\uff0c\u516c\u773e\u7684\u8b66\u60d5\u6027\u6b63\u5728\u9010\u6b65\u63d0\u9ad8\uff0c\u5927\u591a\u6578\u5927\u99ac\u6c11\u773e\u8868\u793a\u6703\u7a4d\u6975\u95dc\u6ce8\u8a50\u9a19\u8b66\u5831\uff0c\u4e26\u8fc5\u901f\u63a1\u53d6\u884c\u52d5\u61c9\u5c0d\u53ef\u7591\u6d3b\u52d5\u3002\u7531\u6b64\u986f\u793a\u99ac\u4f86\u897f\u4e9e\u6b63\u5728\u5f62\u6210\u4e00\u500b\u66f4\u5f37\u5927\u3001\u66f4\u5bc6\u5207\u7684\u5168\u570b\u6027\u61c9\u5c0d\u6a5f\u5236\uff0c\u4ee5\u4fdd\u8b77\u6d88\u8cbb\u8005\u5229\u76ca\uff0c\u634d\u885b\u91d1\u878d\u7cfb\u7d71\u7684\u4fe1\u4efb\u3002 \u570b\u5bb6\u9280\u884c\u7e3d\u88c1\u62ff\u7763\u65af\u88e1\u963f\u90fd\u62c9\u6614\uff08Dato&#8217; Sri Abdul Rasheed Ghaffour\uff09\u5728\u81f4\u958b\u5e55\u8a5e\u6642\u5f37\u8abf\uff1a\u00a0&#8220;\u96d6\u7136\u79d1\u6280\u548c\u4eba\u5de5\u667a\u80fd\u6b63\u5728\u91cd\u5851\u5408\u898f\u548c\u53cd\u6d17\u9322\u7684\u5de5\u4f5c\uff0c\u4f46\u6211\u5011\u5fc5\u9808\u8a18\u4f4f\uff0c\u6700\u7d42\u53ea\u6709\u500b\u4eba\u64cd\u5b88\u548c\u8077\u696d\u9053\u5fb7\u53ef\u4ee5\u633d\u4f4f\u4eba\u5011\u7684\u4fe1\u4efb\u3002\u800c\u4e14\u6c92\u6709\u4efb\u4f55\u6f14\u7b97\u6cd5\u53ef\u4ee5\u53d6\u4ee3\u91d1\u878d\u696d\u6240\u9700\u8981\u5177\u5099\u7684\u5224\u65b7\u529b\u3001\u8aa0\u4fe1\u548c\u8cac\u4efb\u5fc3\uff01&#8221; \u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u4e3b\u5e2d\u4e39\u65af\u88e1\u963f\u8332\u66fc\u54c8\u6b23\uff08Tan Sri Azman Hashim\uff09\u5728\u6b61\u8fce\u81f4\u8fad\u4e2d\u6307\u51fa\uff1a&#8221;\u6211\u5011\u7684\u91d1\u878d\u7b56\u7565\u5c31\u662f&#8217;\u4ee5\u79d1\u6280\u70ba\u63a8\u624b\uff0c\u4ee5\u8aa0\u4fe1\u70ba\u672c&#8217;\uff0c\u4f46\u662f\u5149\u9760\u6700\u5148\u9032\u7684\u7cfb\u7d71\u9084\u4e0d\u5920\uff0c\u6700\u5f8c\u62cd\u677f\u7684\u9084\u662f\u4eba\uff0c\u9760\u7684\u662f\u6b63\u78ba\u7684\u5224\u65b7\u548c\u50f9\u503c\u89c0\uff01\u5728\u9019\u500b\u6578\u78bc\u6642\u4ee3\uff0c\u6211\u5011\u6bcf\u500b\u4eba\u90fd\u662f\u4e00\u9053\u9632\u706b\u7246\uff01\u6211\u5011\u7684\u8b66\u60d5\u6027\u3001\u8077\u696d\u9053\u5fb7\u548c\u5c08\u696d\u7cbe\u795e\uff0c\u69cb\u6210\u4e86\u4fdd\u969c\u91d1\u878d\u7cfb\u7d71\u5b89\u5168\u7684\u7121\u5f62\u5c4f\u969c\u3002\u6211\u5011\u6700\u5927\u7684\u529b\u91cf\u5728\u65bc\u4eba\u2014\u2014\u90a3\u4e9b\u6280\u8853\u5afb\u719f\u3001\u606a\u5b88\u539f\u5247\u548c\u4fdd\u6301\u8b66\u60d5\u7684\u4eba\uff0c\u4ed6\u5011\u624d\u662f\u6211\u5011\u6700\u5f37\u5927\u7684\u9632\u7dda\uff01&#8221; 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(2025, August 14) RM 1.12 Bln Lost to Online Scams in Six Months, NSRC Steps Up 24\/7 Fight &#8211; https:\/\/bernama.com\/en\/news.php?id=2456483\u00a0\u00a0 [2]\u00a0The Star. (2025, October 16) Rise in fraud cases leads to over RM1.9bil losses as of Sept 2025 &#8211; https:\/\/www.thestar.com.my\/news\/nation\/2025\/10\/16\/rise-in-fraud-cases-leads-to-over-rm19bil-losses-as-of-sept-2025?utm_source=chatgpt.com [3]\u00a0Nasdaq. (2024). NASDAQ Verafin 2024 global financial crime report. https:\/\/www.nasdaq.com\/global-financial-crime-report [4]\u00a0Fintech News Malaysia. (2025, October 10) New Cyber Crime Bill and RM32 Million Boost to Tackle Scams in Malaysia &#8211; https:\/\/fintechnews.my\/54535\/security\/malaysia-cybersecurity-budget-2026-cyber-crime-bill-national-scam\/?utm_source=chatgpt.com \u95dc\u65bc\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703 \u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u662f\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u696d\u552f\u4e00\u7684\u5c08\u696d\u6a5f\u69cb\u3002\u5b83\u7684\u7ba1\u7406\u59d4\u54e1\u6703\u6210\u54e1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9280\u884c\u3001\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u5bb6\u5354\u6703\uff08ABM\uff09\u4ee5\u53ca\u99ac\u4f86\u897f\u4e9e\u6295\u8cc7\u9280\u884c\u5354\u6703\uff08MIBA\uff09\u7684\u4ee3\u8868\u5171\u540c\u7d44\u6210\uff0c\u9663\u5bb9\u5f37\u5927\u3002\u6b64\u5354\u6703\u64c1\u6709\u8d85\u904e3\u842c7000 \u540d\u6703\u54e1\uff0c\u80a9\u8ca0\u8457\u4e00\u9805\u91cd\u8981\u4f7f\u547d\uff1a\u901a\u904e\u63d0\u4f9b\u5c08\u696d\u7684\u9280\u884c\u8cc7\u683c\u8a8d\u8b49\uff0c\u78ba\u4fdd\u9280\u884c\u5f9e\u696d\u4eba\u54e1\u5177\u5099\u6700\u9ad8\u6a19\u6e96\u7684\u8077\u696d\u64cd\u5b88\u3001\u77e5\u8b58\u548c\u80fd\u529b\uff0c\u5f9e\u800c\u5168\u9762\u63d0\u5347\u9280\u884c\u696d\u7684\u4eba\u624d\u968a\u4f0d\u7d20\u8cea\u3002 \u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u5728\u696d\u754c\u7684\u5730\u4f4d\u975e\u51e1\uff0c\u5b83\u662f\u6771\u5357\u4e9e\u5730\u5340\u552f\u4e00\u7372\u5f97\u82f1\u570b\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u00a0(Chartered Banker Institute, UK) \u6388\u6b0a\uff0c\u53ef\u4ee5\u6388\u4e88&#8221;\u7279\u8a31\u9280\u884c\u5bb6&#8221; 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(2025, August 14) RM 1.12 Bln Lost to Online Scams in Six Months, NSRC Steps Up 24\/7 Fight &#8211; https:\/\/bernama.com\/en\/news.php?id=2456483\u00a0\u00a0 [2]\u00a0The Star. (2025, October 16) Rise in fraud cases leads to over RM1.9bil losses as of Sept 2025 &#8211; https:\/\/www.thestar.com.my\/news\/nation\/2025\/10\/16\/rise-in-fraud-cases-leads-to-over-rm19bil-losses-as-of-sept-2025?utm_source=chatgpt.com [3]\u00a0Nasdaq. (2024). NASDAQ Verafin 2024 global financial crime report. https:\/\/www.nasdaq.com\/global-financial-crime-report [4]\u00a0Fintech News Malaysia. (2025, October 10) New Cyber Crime Bill and RM32 Million Boost to Tackle Scams in Malaysia &#8211; https:\/\/fintechnews.my\/54535\/security\/malaysia-cybersecurity-budget-2026-cyber-crime-bill-national-scam\/?utm_source=chatgpt.com \u95dc\u65bc\u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703 \u4e9e\u6d32\u7279\u8a31\u9280\u884c\u5bb6\u5354\u6703\u662f\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u696d\u552f\u4e00\u7684\u5c08\u696d\u6a5f\u69cb\u3002\u5b83\u7684\u7ba1\u7406\u59d4\u54e1\u6703\u6210\u54e1\uff0c\u7531\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u9280\u884c\u3001\u99ac\u4f86\u897f\u4e9e\u9280\u884c\u5bb6\u5354\u6703\uff08ABM\uff09\u4ee5\u53ca\u99ac\u4f86\u897f\u4e9e\u6295\u8cc7\u9280\u884c\u5354\u6703\uff08MIBA\uff09\u7684\u4ee3\u8868\u5171\u540c\u7d44\u6210\uff0c\u9663\u5bb9\u5f37\u5927\u3002\u6b64\u5354\u6703\u64c1\u6709\u8d85\u904e3\u842c7000 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(2025, August 14) RM 1.12 Bln Lost to Online Scams in Six Months, NSRC Steps Up 24\/7 Fight &#8211; https:\/\/bernama.com\/en\/news.php?id=2456483\u00a0\u00a0 [2]\u00a0The Star. (2025, October 16) Rise in fraud cases leads to over RM1.9bil losses as of Sept 2025 &#8211; https:\/\/www.thestar.com.my\/news\/nation\/2025\/10\/16\/rise-in-fraud-cases-leads-to-over-rm19bil-losses-as-of-sept-2025?utm_source=chatgpt.com [3]\u00a0Nasdaq. (2024). NASDAQ Verafin 2024 global financial crime report. https:\/\/www.nasdaq.com\/global-financial-crime-report [4]\u00a0Fintech News Malaysia. 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