{"id":18459,"date":"2024-04-17T04:00:00","date_gmt":"2024-04-16T20:00:00","guid":{"rendered":"https:\/\/www.franchise.com.hk\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459"},"modified":"2024-04-17T04:00:00","modified_gmt":"2024-04-16T20:00:00","slug":"endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84","status":"publish","type":"post","link":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459","title":{"rendered":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9"},"content":{"rendered":"<p>\u4e9e\u6d32\u9996\u5bb6\u53ca\u6700\u5927\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u9867\u554f\u6b63\u70ba\u6295\u8cc7\u8005\u91cd\u5851\u4e00\u500b\u96f6\u8a8d\u8cfc\u8cbb\uff0c\u975e\u92b7\u552e\u4f63\u91d1\u4e3b\u5c0e\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u6295\u8cc7\u7d44\u5408\u69cb\u5efa\u3001\u7ba1\u7406\u53ca\u6295\u5f8c\u76e3\u63a7\u548c\u8ffd\u8e64\u670d\u52d9\u3002Endowus\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u6295\u8cc7\u6700\u512a\u8cea\u7684\u57fa\u91d1\u548c\u76ee\u6a19\u5c0e\u5411\u578b\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5305\u62ec\u88ab\u52d5\u548c\u4e3b\u52d5\u6295\u8cc7\u4ee5\u53ca\u4e0d\u540c\u8cc7\u7522\u985e\u5225\uff0c\u5305\u62ec\u516c\u958b\u5e02\u5834\u3001\u79c1\u52df\u80a1\u6b0a\u3001\u79c1\u52df\u4fe1\u8cb8\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u3002<\/p>\n<p>Endowus\u5ba2\u6236\u53ef\u900f\u904e\u5ee3\u53d7\u597d\u8a55\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u9ad4\u9a57\u5347\u7d1a\u7248\u7684\u500b\u4eba\u6578\u78bc\u6295\u8cc7\u9ad4\u9a57\uff0c\u540c\u6642\u4eab\u53d7\u4e00\u500b\u4e0d\u4ee5\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u6216\u9f13\u52f5\u5ba2\u6236\u983b\u7e41\u4ea4\u6613\u800c\u8cfa\u53d6\u4ea4\u6613\u8cbb\u7528\u70ba\u76ee\u7684\u7684\u8ca1\u5bcc\u9867\u554f\u670d\u52d9\u3002Endowus\u662f\u5168\u6e2f\u9996\u9593\u5411\u5ba2\u6236100%\u56de\u8d08\u57fa\u91d1\u92b7\u552e\u4f63\u91d1\u7684\u516c\u53f8\uff0c\u4f7f\u5176\u5411\u5ba2\u6236\u63d0\u4f9b\u5efa\u8b70\u6642\u4fdd\u6301\u7368\u7acb\u6027\u3002<\/p>\n<p>\u540c\u6642\u63a8\u51faEndowus\u65d7\u8266\u6295\u8cc7\u7d44\u5408[1]\uff0c\u5f15\u5165\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7d93\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u7522\u54c1\u3002\u6b64\u6295\u8cc7\u7d44\u5408\u80fd\u8b93\u9999\u6e2f\u6295\u8cc7\u8005\u4ee5\u4f4e\u6536\u8cbb\u7684\u65b9\u5f0f\u63a5\u89f8\u5230\u904e\u5f80\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u8a8d\u8cfc\u7684\u57fa\u91d1\u7522\u54c1\u3002<\/p>\n<p><span class=\"legendSpanClass\">\u9999\u6e2f<\/span><span class=\"legendSpanClass\">2024\u5e744\u670817\u65e5<\/span> \/\u7f8e\u901a\u793e\/ &#8212; \u4e9e\u6d32\u898f\u6a21\u6700\u5927\u3001\u5168\u6e2f\u9996\u5bb6\u771f\u6b63\u7368\u7acb\u4e14\u7121\u5229\u76ca\u885d\u7a81\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0<a href=\"https:\/\/endowus.com\/zh-hk\" target=\"_blank\" rel=\"noopener\">Endowus\u667a\u5b89\u6295<\/a>\u4eca\u5929\u5ba3\u5e03\uff0c\u63a8\u51fa\u5168\u65b9\u4f4d\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u670d\u52d9\uff0c\u7a81\u986f\u6301\u7e8c\u6295\u8cc7\u79d1\u6280\u7684\u6210\u679c\uff0c\u4e26\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u512a\u8cea\u7684\u670d\u52d9\u3002\u8a72\u670d\u52d9\u767c\u4f48\u65bc\u4eca\u65e5\u5728\u6e2f\u8209\u8fa6\u7684\u9996\u5c4a<a href=\"https:\/\/endowus.com\/en-hk\/endowus-investment-summit-hong-kong\" target=\"_blank\" rel=\"noopener\">Endowus\u6295\u8cc7\u5cf0\u6703<\/a>\u4e0a\u5ba3\u5e03\uff0c\u5cf0\u6703\u8c50\u5bcc\u7684\u8b70\u7a0b\u5448\u73fe\u4e86\u884c\u696d\u9818\u8896\u7684\u89c0\u9ede\uff0c\u51fa\u5e2d\u7684\u5305\u62ec\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u526f\u7e3d\u88c1\u674e\u9054\u5fd7\uff08Howard Lee)\u3001\u54c1\u6d69\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u526f\u4e3b\u5e2dJohn Studzinski CBE\u3001\u5357\u8c50\u96c6\u5718\u5bb6\u65cf\u8fa6\u516c\u5ba4Nan Fung Trinity\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u6731\u6085\uff08Helen Zhu\uff09\u548c Dimensional Fund Advisors \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim\u3002<\/p>\n<div class=\"PRN_ImbeddedAssetReference\">\n<\/div>\n<p>Endowus\u7684\u4f7f\u547d\u662f\u8b93\u500b\u4eba\u6295\u8cc7\u8005\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u3001\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u5305\u62ec\u6148\u5584\u6a5f\u69cb\u548c\u6350\u8d08\u57fa\u91d1\u7b49\u4ee5\u516c\u5e73\u900f\u660e\u7684\u8cbb\u7528\u7372\u53d6\u6295\u8cc7\u5168\u7403\u6700\u4f73\u7684\u516c\u52df\u3001\u79c1\u52df\u548c\u5c0d\u51b2\u57fa\u91d1\u7522\u54c1\u7684\u6a5f\u6703\uff0c\u4e26\u5411\u4ed6\u5011\u63d0\u4f9b\u5c08\u696d\u3001\u79d1\u5b78\u5316\u7684\u7406\u8ca1\u5efa\u8b70\u548c\u6295\u8cc7\u65b9\u6848\u3002\u6b64\u6b21\u5168\u65b9\u4f4d\u670d\u52d9\u7684\u63a8\u51fa\uff0c\u65e8\u5728\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u597d\u7684\u9078\u64c7\u548c\u5efa\u8b70\uff0c\u4ee5\u7ba1\u7406\u5176\u8ca1\u5bcc\u3002<\/p>\n<p>Endowus\u4e0d\u6536\u53d6\u4efb\u4f55\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u7528\uff0c\u4e26\u9996\u5275\u628a\u57fa\u91d1\u516c\u53f8\u4e00\u822c\u652f\u4ed8\u7d66\u9280\u884c\u548c\u79c1\u4eba\u9280\u884c\u7684\u92b7\u552e\u4f63\u91d1\uff0c100%\u8fd4\u9084\u7d66\u5ba2\u6236\u7684\u7368\u7279\u6a21\u5f0f\uff0c\u5f9e\u800c\u964d\u4f4e\u5ba2\u6236\u7684\u6295\u8cc7\u6210\u672c\u4e26\u589e\u52a0\u56de\u5831\u3002Endowus\u53ea\u5411\u5ba2\u6236\u6536\u53d6\u55ae\u4e00\u5168\u5305\uff0c\u4e26\u6839\u64da\u5ba2\u6236\u8cc7\u7522\u898f\u6a21\u91d0\u5b9a\u7684\u6295\u9867\u8cbb\uff0c\u9019\u7a2e\u6a21\u5f0f\u8b93Endowus\u4ee5\u5ba2\u6236\u7684\u6700\u5927\u5229\u76ca\u70ba\u91cd\u5fc3\uff0c\u5c08\u6ce8\u65bc\u5236\u5b9a\u9069\u5408\u5ba2\u6236\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u5354\u52a9\u4ed6\u5011\u7684\u8ca1\u5bcc\u589e\u9577\u3002\u9019\u8207\u5927\u591a\u6578\u50b3\u7d71\u548c\u7dda\u4e0a\u884c\u696d\u53c3\u8207\u8005\u4e0d\u540c\uff0c\u4ed6\u5011\u5f80\u5f80\u6536\u53d6\u9ad8\u984d\u8a8d\u8cfc\u6216\u4ea4\u6613\u8cbb\u7528\uff0c\u8a98\u4f7f\u5ba2\u6236\u983b\u7e41\u5730\u66f4\u63db\u6295\u8cc7\u7d44\u5408\u3002\u6b64\u5916\uff0c\u5411\u57fa\u91d1\u7d93\u7406\u6536\u53d6\u7522\u54c1\u92b7\u552e\u4f63\u91d1\u4e5f\u53ef\u5f15\u8d77\u6f5b\u5728\u7684\u5229\u76ca\u885d\u7a81\uff0c\u8ca1\u52d9\u9867\u554f\u53ef\u80fd\u6703\u56e0\u6b64\u88ab\u5c0e\u5411\u70ba\u5ba2\u6236\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u3002Endowus\u7684\u7121\u5229\u76ca\u885d\u7a81\u696d\u52d9\u6a21\u5f0f\u5728\u6fb3\u6d32\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6b50\u76df\u90e8\u5206\u5730\u5340\u548c\u7f8e\u570b\u7b49\u6210\u7232\u4e3b\u6d41\u6a21\u5f0f\uff0c\u90e8\u5206\u5730\u5340\u548c\u570b\u5bb6\u4e26\u5df2\u660e\u6587\u7981\u6b62\u7522\u54c1\u92b7\u552e\u6e20\u9053\u6536\u53d6\u6b64\u985e\u4f63\u91d1\u3002Endowus\u65e8\u5728\u65bc\u9999\u6e2f<span>\u5730\u5340<\/span>\u548c\u65b0\u52a0\u5761\u63a8\u5ee3\u6b64\u5546\u696d\u6a21\u5f0f\uff0c\u76ee\u524d\u7ba1\u7406\u8cc7\u7522\u5df2\u8d85\u904e400\u5104\u6e2f\u5143\uff0850\u5104\u7f8e\u5143\uff09\u3002<\/p>\n<p>\u9019\u6b21\u65b0\u63a8\u51fa\u7684\u9084\u6709\u5347\u7d1a\u7248\u7684\u5168\u529f\u80fd\u96d9\u8a9eEndowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u8b93\u5ba2\u6236\u80fd\u900f\u904e\u8f15\u9b06\u6295\u8cc7\uff0c\u5be6\u73fe\u4eba\u751f\u76ee\u6a19\u3002\u61c9\u7528\u7a0b\u5f0f\u7d93\u904e\u6539\u826f\uff0c\u8b93\u6240\u6709\u6295\u8cc7\u8005\u5728\u4e86\u89e3\u81ea\u5df1\u5c08\u5c6c\u7684\u76ee\u6a19\u548c\u9700\u6c42\u5f8c\uff0c\u80fd\u5920\u81ea\u8a02\u6295\u8cc7\u7d44\u5408\uff1b\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\u4ea6\u53ef\u4ee5\u900f\u904e\u7368\u7acb\u4e92\u60e0\u57fa\u91d1\u5e73\u53f0<a href=\"https:\/\/endowus.com\/zh-hk\/investment-funds-list\" target=\"_blank\" rel=\"noopener\">\u667a\u5b89\u6295\u00a0Fund Smart<\/a>\u76f4\u63a5\u6295\u8cc7\u55ae\u4e00\u57fa\u91d1\u6216\u69cb\u5efa\u5c6c\u65bc\u81ea\u5df1\u7684\u57fa\u91d1\u7d44\u5408\u3002<\/p>\n<p>Endowus\u540c\u6642\u5728\u672c\u6e2f\u63a8\u51fa\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\uff0c\u8a72\u6295\u8cc7\u7d44\u5408\u662fEndowus\u76ee\u524d\u65bc\u65b0\u52a0\u5761\u6700\u53d7\u6b61\u8fce\u7684\u7d44\u5408\uff0c\u7531\u5c08\u5bb6\u7cbe\u5fc3\u6311\u9078\u5168\u7403\u591a\u5143\u5316\u7684\u57fa\u91d1\uff0c\u4e26\u63d0\u4f9b\u4e0d\u540c\u7684\u9078\u64c7\uff0c\u4ee5\u914d\u5408\u500b\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u6c34\u5e73\u548c\u6295\u8cc7\u8996\u91ce\u3002<\/p>\n<p>Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u53ca\u9996\u5e2d\u57f7\u884c\u5b98\u842c\u632f\u90a6\uff08<span class=\"xn-person\">Gregory Van<\/span>\uff09\u8868\u793a\uff1a\u300c\u6211\u5011\u5728\u9999\u6e2f\u6b63\u5f0f\u5168\u9762\u63a8\u51fa\u670d\u52d9\uff0c\u8db3\u8b49Endowus\u4e0d\u65b7\u5275\u65b0\u4ee5\u6eff\u8db3\u9999\u6e2f\u6295\u8cc7\u8005\u591a\u6a23\u5316\u9700\u6c42\u7684\u627f\u8afe\u3002\u900f\u904e\u6211\u5011\u7368\u6709\u7684\u5c08\u696d\u6295\u8cc7\u77e5\u8b58\u548c\u7d93\u9a57\uff0c\u4ee5\u53ca\u79d1\u6280\u5e73\u53f0\u6280\u8853\uff0c\u6211\u5011\u4e0d\u50c5\u63d0\u5347\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\uff0c\u9084\u80fd\u8b93\u66f4\u591a\u5ba2\u6236\u63a5\u89f8\u5230\u4ee5\u524d\u7121\u6cd5\u89f8\u53ca\uff0c\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u9ad8\u6de8\u503c\u5ba2\u6236\u7684\u6295\u8cc7\u6a5f\u6703\u3002\u6211\u5011\u5168\u610f\u6295\u5165\u9999\u6e2f\u5e02\u5834\uff0c\u4e26\u4e14\u5f88\u9ad8\u8208\u80fd\u8b93\u5ba2\u6236\u4ee5\u66f4\u597d\u7684\u65b9\u5f0f\uff0c\u6309\u7167\u6bcf\u500b\u4eba\u4e0d\u540c\u7684\u8ca1\u5bcc\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u81ea\u4e3b\u69cb\u5efa\u6700\u5408\u9069\u7684\u6295\u8cc7\u7d44\u5408\u3002\u300d<\/p>\n<p>Endowus\u5168\u65b0\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u00a0\u2013 \u4e00\u7ad9\u5f0f\u6295\u8cc7\u591a\u5bb6\u5168\u7403\u9802\u5c16\u57fa\u91d1\u516c\u53f8\u6240\u7ba1\u7406\u7684\u7522\u54c1\uff0c\u91dd\u5c0d\u5ba2\u6236\u4e0d\u540c\u7684\u98a8\u96aa\u504f\u597d\u548c\u7406\u8ca1\u76ee\u6a19\uff0c\u69cb\u5efa\u591a\u5143\u8cc7\u7522\u985e\u5225\u6295\u8cc7\u7d44\u5408<\/p>\n<p>\u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\u5c07\u65bc2024\u5e745\u6708\u4e0a\u7dab\uff0c\u70ba\u5c0b\u6c42\u591a\u5143\u5316\u5206\u6563\u6295\u8cc7\uff0c\u4e26\u5728\u4e2d\u9577\u671f\u5167\u722d\u53d6\u7372\u5f97\u7406\u60f3\u7684\u98a8\u96aa\u8abf\u6574\u5f8c\u6295\u8cc7\u56de\u5831\u7684\u5ba2\u6236\uff0c\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u89e3\u6c7a\u65b9\u6848\u3002\u6295\u8cc7\u7d44\u5408\u6839\u64da\u500b\u5225\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u4ee5\u4e0d\u540c\u7684\u80a1\u7968\u548c\u50b5\u5238\u8cc7\u7522\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\uff0c\u5f15\u5165\u4f86\u81ea\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7ba1\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u4e92\u60e0\u57fa\u91d1\u3002<\/p>\n<p>\u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u662f\u7531\u667a\u5b89\u6295Endowus\u6295\u8cc7\u5718\u968a\u69cb\u5efa\u548c\u7ba1\u7406\u7684\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\u670d\u52d9\u3002\u8a72\u5718\u968a\u753112\u4eba\u7d44\u6210\uff0c\u5747\u64c1\u6709\u8c50\u5bcc\u7684\u884c\u696d\u7d93\u9a57\u548c\u5c08\u696d\u7684\u6a5f\u69cb\u6295\u8cc7\u80cc\u666f\uff0c\u5c08\u6ce8\u70ba\u5ba2\u6236\u6311\u9078\u6700\u512a\u79c0\u7684\u57fa\u91d1\u7522\u54c1\u3001\u5efa\u7acb\u4e26\u9069\u6642\u6539\u826f\u6295\u8cc7\u7d44\u5408\u548c\u6301\u7e8c\u76e3\u5bdf\u8868\u73fe\u3002Endowus\u9078\u64c7\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u5747\u64c1\u6709\u6578\u5341\u5e74\u6295\u8cc7\u7ba1\u7406\u5c08\u696d\u7d93\u9a57\uff0c\u53ca\u4ee5\u9577\u671f\u7a69\u5b9a\u56de\u5831\u898b\u7a31\u3002\u9664\u4e86\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u5916\uff0cEndowus\u6295\u8cc7\u5718\u968a\u6191\u85c9\u5176\u5728\u516c\u958b\u548c\u79c1\u52df\u5e02\u5834\u6295\u8cc7\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u548c\u8ca1\u5bcc\u7ba1\u7406\u65b9\u9762\u7684\u8c50\u5bcc\u7d93\u9a57\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u6295\u8cc7\u670d\u52d9\uff0c\u8b93\u5ba2\u6236\u7121\u9808\u81ea\u884c\u6301\u7e8c\u8ffd\u8e64\u5e02\u5834\u6d88\u606f\u3002<\/p>\n<p>\u662f\u6b21\u548cEndowus\u667a\u5b89\u6295\u5408\u4f5c\u4ea6\u662fDimensional Fund Advisors\u9996\u5ea6\u9032\u8ecd\u9999\u6e2f\u5e02\u5834\u7684\u91cc\u7a0b\u7891\u3002Dimensional \u662f\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u3001\u8cc7\u7522\u8d85\u904e 7,190 \u5104\u7f8e\u5143\u8cc7\u7522\uff08\u622a\u81f3 2024 \u5e74 3 \u6708\u5e95\uff09\u7684\u77e5\u540d\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u3002Dimensional\u65d7\u4e0b\u7684\u6295\u8cc7\u7b56\u7565\u4ee5\u5f80\u50c5\u9650\u65bc\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u6216\u5c11\u6578\u9ad8\u6de8\u503c\u5ba2\u6236\u80fd\u900f\u904e\u7279\u5b9a\u6e20\u9053\u8cfc\u8cb7\u3002\u73fe\u5728\u500b\u4eba\u6295\u8cc7\u8005\u53ef\u4ee5\u900f\u904eEndowus\u5168\u65b0\u63a8\u51fa\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0c\u5c07Dimensional \u7684\u6295\u8cc7\u7b56\u7565\u7d0d\u5165\u81ea\u8eab\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u4e2d\u3002<\/p>\n<p>Dimensional \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim \u5f37\u8abf\uff1a\u300c40 \u591a\u5e74\u4f86\uff0cDimensional \u4e00\u76f4\u81f4\u529b\u65bc\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4ee5\u5b78\u8853\u7814\u7a76\u70ba\u57fa\u790e\u3001\u591a\u5143\u5316\u548c\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7b56\u7565\u3002\u6211\u5011\u76f8\u4fe1\uff0cEndowus\u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u5728\u64f4\u5927\u6b64\u985e\u6295\u8cc7\u7b56\u7565\u7684\u8986\u84cb\u7bc4\u570d\u65b9\u9762\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u6211\u5011\u8207Endowus\u4e00\u6a23\u76f8\u4fe1\uff0c\u9999\u6e2f\u6295\u8cc7\u8005\u6703\u63a5\u53d7\u4ee5\u5ba2\u6236\u70ba\u5148\u7684\u8ca1\u5bcc\u7ba1\u7406\u6a21\u5f0f\u3002\u300d<\/p>\n<p>\u300cDimensional \u7684\u6295\u8cc7\u6d41\u7a0b\u9ad4\u73fe\u4e86\u591a\u5e74\u4f86\u7684\u5275\u65b0\u548c\u5b8c\u5584\uff0c\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u4e86\u66f4\u597d\u7684\u56de\u5831\u3002\u6211\u5011\u5c0d\u7814\u7a76\u7684\u56b4\u8b39\u548c\u8ffd\u6c42\u771f\u7406\u7684\u627f\u8afe\uff0c\u5e6b\u52a9\u696d\u754c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u900f\u660e\u3001\u6578\u64da\u9a45\u52d5\u7684\u6295\u8cc7\u65b9\u6848\u3002 \u5982\u4eca\uff0c\u9019\u4e00\u627f\u8afe\u7e7c\u7e8c\u63a8\u52d5 Dimensional \u548c Endowus \u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u4e0d\u65b7\u524d\u9032\u3002\u300d<\/p>\n<p>\u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u6607\u83ef\u9ad4\u9a57 \u65b0\u589e\u79c1\u52df\u5e02\u5834\u53ca\u5c0d\u6c96\u57fa\u91d1\u6295\u8cc7\u6a5f\u9047<\/p>\n<p>\u5347\u7d1a\u7248\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\u70ba\u672c\u6e2f\u7684\u5c08\u696d\u6295\u8cc7\u8005\u5e36\u4f86\u66f4\u591a\u65b0\u529f\u80fd\uff0c\u5305\u62ec\u5373\u6642\u700f\u89bd\u534a\u6d41\u52d5\u548c\u5168\u6d41\u52d5\u7684\u79c1\u52df\u80a1\u6b0a\u57fa\u91d1\u3001\u79c1\u52df\u4fe1\u8cb8\u57fa\u91d1\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u6295\u8cc7\u7522\u54c1\uff0c\u4e26\u4ee5\u66f4\u4f4e\u7684\u6295\u8cc7\u9580\u6abb\u63d0\u4f9b\u7121\u7e2b\u9ad4\u9a57\u3002<\/p>\n<p>Endowus\u66f4\u9032\u4e00\u6b65\u52a9\u6295\u8cc7\u8005\u7372\u53d6\u4e00\u4e9b\u904e\u5f80\u5165\u5834\u9580\u6abb\u751a\u9ad8\u7684\u8cc7\u7522\u985e\u5225\u548c\u6295\u8cc7\u65b9\u6848\uff0c\u5305\u62ec\u7531\u5343\u79a7\u7ba1\u7406\uff08Millennium\uff09\u3001Point72\u548cBalyasny\u7b49\u516c\u53f8\u7ba1\u7406\u7684\u5c0d\u6c96\u57fa\u91d1\uff0c\u4ee5\u53ca\u4f86\u81ea\u51f1\u96f7\uff08Carlyle\uff09\u3001\u6bb7\u62d3\u96c6\u5718\uff08EQT\uff09\u3001KKR\u548cPartners Group\u7684\u79c1\u52df\u80a1\u6b0a\u548c\u4fe1\u8cb8\u57fa\u91d1\u3002\u7576\u4e2d\u5927\u90e8\u4efd\u904e\u5f80\u50c5\u5411\u9ad8\u8cc7\u7522\u6de8\u503c\u500b\u4eba\u6295\u8cc7\u8005\u63d0\u4f9b\uff0c\u4e26\u9700\u8981\u900f\u904e\u512a\u5148\u7406\u8ca1\u548c\u79c1\u4eba\u9280\u884c\u7684\u5ba2\u6236\u95dc\u4fc2\u7d93\u7406\u6216\u8ca1\u52d9\u9867\u554f\u8a8d\u8cfc\u3002<\/p>\n<p>Endowus\u501f\u52a9\u79d1\u6280\uff0c\u8b93\u672c\u6e2f\u7684\u5bcc\u88d5\u968e\u5c64\u6295\u8cc7\u8005\u80fd\u66f4\u76f4\u63a5\u7372\u53d6\u79c1\u52df\u5e02\u5834\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5275\u9020\u66f4\u516c\u5e73\u7684\u6295\u8cc7\u74b0\u5883\u3002\u91cd\u8996\u5c08\u4eba\u7dab\u4e0b\u670d\u52d9\u7684\u5ba2\u6236\uff0c\u53ef\u8207Endowus\u7684\u8ca1\u5bcc\u9867\u554f\u5718\u968a\u806f\u7e6b\uff0c\u4ed6\u5011\u66fe\u5728\u6469\u6839\u58eb\u4e39\u5229\u3001\u6469\u6839\u5927\u901a\u3001\u9ad8\u76db\u3001\u7f8e\u4e16\u3001\u6668\u661f\u548c\u745e\u9280\u7b49\u5168\u7403\u9818\u5148\u7684\u6a5f\u69cb\u4efb\u8077\uff0c\u64c1\u6709\u6578\u5341\u5e74\u7684\u5c08\u696d\u7d93\u9a57\u3002<\/p>\n<p>Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u66a8\u4e3b\u5e2d\u53ca\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u674e\u771e\uff08<span class=\"xn-person\">Samuel Rhee<\/span>\uff09\u8868\u793a\uff1a\u300cEndowus\u5efa\u7acb\u4e86\u4e00\u500b\u7368\u7279\u7684\u7dda\u4e0a\u8ca1\u5bcc\u5e73\u53f0\uff0c\u65e2\u6709\u300e\u6df1\u5ea6\u79d1\u6280\u300f\uff0c\u53c8\u6709\u300e\u6df1\u5ea6\u91d1\u878d\u300f\u7684\u7279\u9ede\u3002\u6211\u5011\u900f\u904e\u79d1\u6280\u89e3\u6c7a\u4e86\u8a31\u591a\u8907\u96dc\u7684\u554f\u984c\uff0c\u4f8b\u5982\u9032\u5165\u79c1\u52df\u5e02\u5834\u548c\u53e6\u985e\u6295\u8cc7\uff0c\u6216\u8005\u5f15\u5165\u9802\u5c16\u7684\u9000\u4f11\u6295\u8cc7\u89e3\u6c7a\u65b9\u6848\u3002\u5f9e\u500b\u4eba\u6563\u6236\u5230\u5c08\u696d\u6295\u8cc7\u8005\u6216\u5927\u578b\u5bb6\u65cf\u8fa6\u516c\u5ba4\u7684\u5ba2\u6236\uff0c\u90fd\u80fd\u900f\u904eEndowus\u7368\u6709\u63d0\u4f9b\u7684\u5c08\u696d\u7406\u8ca1\u5efa\u8b70\u3001\u9802\u5c16\u7406\u8ca1\u7522\u54c1\u4ee5\u53ca\u4f4e\u5ec9\u7684\u8cbb\u7528\uff0c\u52a9\u529b\u4ed6\u5011\u5728\u6295\u8cc7\u9053\u8def\u4e0a\u7372\u53d6\u6210\u529f\u3002\u6211\u5011\u7368\u6709\u7684\u6df7\u5408\u7dda\u4e0a\u7dda\u4e0b\u8aee\u8a62\u65b9\u5f0f\uff0c\u7d50\u5408\u5c08\u696d\u77e5\u8b58\u548c\u4ee5\u6578\u78bc\u70ba\u5148\u7684\u6280\u8853\u5e73\u53f0\uff0c\u65e8\u5728\u6eff\u8db3\u5ba2\u6236\u7684\u7368\u7279\u9700\u6c42\u548c\u671f\u671b\uff0c\u78ba\u4fdd\u4ed6\u5011\u64c1\u6709\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u6240\u9700\u7684\u6700\u4f73\u5de5\u5177\u548c\u898b\u89e3\u3002\u300d<\/p>\n<p>\u70ba\u672c\u6e2f\u5e02\u5834\u5ea6\u8eab\u8a02\u9020\u7684Endowus\u5168\u65b9\u4f4d\u5347\u7d1a\u6578\u78bc\u8ca1\u5bcc\u61c9\u7528\u7a0b\u5f0f\uff0c\u9084\u63a8\u51fa\u4e00\u7cfb\u5217\u70ba\u500b\u4eba\u6295\u8cc7\u8005\u8a2d\u8a08\u7684\u529f\u80fd\uff0c\u8b93\u4ed6\u5011\u80fd\u8f15\u9b06\u99d5\u99ad\u6295\u8cc7\u3002\u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u7684\u7126\u9ede\u5305\u62ec\uff1a\u4ee5\u76ee\u6a19\u5c0e\u5411\u7684\u6295\u8cc7\u6846\u67b6\u3001\u63a2\u7d22\u7cbe\u9078\u57fa\u91d1\u7cfb\u5217\u3001\u4f7f\u7528\u96fb\u5b50\u76f4\u63a5\u4ed8\u6b3e\u6388\u6b0a\uff08eDDA\uff09\u9032\u884c\u5373\u6642\u6295\u8cc7\u8f49\u8cec\u3001\u5c07\u73fe\u6709\u57fa\u91d1\u8f49\u79fb\u81f3Endowus\u8cec\u6236\u4ee5\u7bc0\u7701\u8cbb\u7528\u3001\u63d0\u4f9b\u82f1\u6587\u548c\u7e41\u9ad4\u4e2d\u6587\u96d9\u8a9e\u754c\u9762\u7b49\u3002\u5728\u672a\u4f86\u7684\u5e7e\u500b\u5b63\u5ea6\uff0cEndowus\u61c9\u7528\u7a0b\u5f0f\u9084\u5c07\u9010\u6b65\u63a8\u51fa\u5176\u4ed6\u5099\u53d7\u8ffd\u6367\u7684\u529f\u80fd\uff0c\u5305\u62ec\u6295\u8cc7\u591a\u7a2e\u8ca8\u5e63\u57fa\u91d1\u3001\u81ea\u52d5\u8ca8\u5e63\u514c\u63db\u3001\u666e\u53ca\u91d1\u878d\u77e5\u8b58\u4ee5\u53ca\u57fa\u65bc\u5ba2\u6236\u7368\u7279\u9700\u6c42\u800c\u5efa\u8b70\u7684\u300c\u4e0b\u4e00\u500b\u6700\u4f73\u52d5\u4f5c\u300d\uff0c\u52a9\u5ba2\u6236\u5728Endowus\u5e73\u53f0\u4e0a\u505a\u51fa\u66f4\u660e\u667a\u3001\u66f4\u597d\u7684\u6295\u8cc7\u6c7a\u7b56\u3002<\/p>\n<p>\u884c\u696d\u9996\u9593\u4ee5\u5ba2\u6236\u6700\u4f73\u5229\u76ca\u548c\u4eba\u751f\u76ee\u6a19\u70ba\u91cd\u5fc3\u7684\u5e73\u53f0<\/p>\n<p>\u4f5c\u70ba\u9999\u6e2f\u9996\u9593\u771f\u6b63\u7368\u7acb\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\uff0cEndowus\u81f4\u529b\u78ba\u4fdd\u6295\u8cc7\u8005\u900f\u904e\u9802\u5c16\u7684\u6578\u78bc\u8ca1\u5bcc\u9ad4\u9a57\uff0c\u7372\u5f97\u512a\u8cea\u7684\u6295\u8cc7\u65b9\u6848\uff0c\u540c\u6642\u53d7\u60e0\u65bc\u516c\u5e73\u548c\u900f\u660e\u7684\u8cbb\u7528\uff0c\u8b93\u4ed6\u5011\u80fd\u4fdd\u7559\u66f4\u591a\u6295\u8cc7\u56de\u5831\u4e26\u5be6\u73fe\u81ea\u5df1\u7684\u8ca1\u5bcc\u76ee\u6a19\u3002<\/p>\n<p>Endowus\u667a\u5b89\u6295\u9999\u6e2f\u696d\u52d9\u4e3b\u7ba1\u8881\u6dc7\u6b23\uff08<span class=\"xn-person\">Steffanie Yuen<\/span>\uff09\u8aaa\uff1a\u300c\u6bcf\u6b21\u63a8\u51fa\u65b0\u7522\u54c1\u6642\uff0cEndowus\u4ecd\u7136\u5805\u6301\u6211\u5011\u7368\u6709\u4e0d\u6536\u53d6\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u548c\u4efb\u4f55\u92b7\u552e\u4f63\u91d1\u7684\u696d\u52d9\u6a21\u5f0f\uff0c\u50c5\u6536\u53d6\u55ae\u4e00\u5168\u5305\u900f\u660e\u7684\u6295\u9867\u8cbb\uff0c\u4e26\u5411\u5ba2\u6236\u63d0\u4f9b\u884c\u696d\u9996\u5275\u7684100%\u4f63\u91d1\u56de\u8d08\uff0c\u4ee4Endowus\u5728\u64d4\u4efb\u5ba2\u6236\u53ef\u4fe1\u8cf4\u7684\u7406\u8ca1\u9867\u554f\u6642\uff0c\u4fdd\u6301\u7368\u7acb\u548c\u7121\u5229\u76ca\u885d\u7a81\uff0c\u80fd\u7dad\u8b77\u5ba2\u6236\u7684\u6700\u4f73\u5229\u76ca\uff0c\u53cd\u6620\u6295\u8cc7\u7d44\u5408\u7684\u6240\u6709\u6c7a\u7b56\u5b8c\u5168\u57fa\u65bc\u662f\u5426\u80fd\u5354\u52a9\u5ba2\u6236\u7372\u53d6\u6295\u8cc7\u6210\u529f\uff0c\u800c\u4e0d\u53d7\u4efb\u4f55\u5916\u5728\u56e0\u7d20\uff0c\u6bd4\u5982\u92b7\u552e\u4f63\u91d1\u6216\u56de\u6263\u7b49\u5f71\u97ff\u3002\u300d<\/p>\n<p>Endowus\u7684\u5546\u696d\u6a21\u5f0f\u662f\u4ee5\u5ba2\u6236\u7684\u4eba\u751f\u76ee\u6a19\u70ba\u672c\uff0c\u63d0\u4f9b\u591a\u7a2e\u7d93\u7cbe\u5fc3\u6311\u9078\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u6eff\u8db3\u7279\u5b9a\u7684\u8ca1\u5bcc\u548c\u751f\u6d3b\u76ee\u6a19\u3002\u9664\u4e86\u5168\u65b0\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0cEndowus\u76ee\u524d\u9084\u63d0\u4f9bCashUp\u548cIncomeUp\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u5225\u5c08\u6ce8\u65bc\u73fe\u91d1\u7ba1\u7406\u548c\u7522\u751f\u88ab\u52d5\u6536\u5165\uff0c\u9019\u4e9b\u7cbe\u5fc3\u7b56\u5283\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80fd\u6eff\u8db3\u4e0d\u540c\u4eba\u751f\u968e\u6bb5\u7684\u8ca1\u52d9\u9700\u8981\u3002<\/p>\n<p>\u95dc\u65bcEndowus\u667a\u5b89\u6295<\/p>\n<p>Endowus\u667a\u5b89\u6295\u662f\u4e9e\u6d32\u9818\u5148\u7684\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\uff0c\u7372\u9999\u6e2f\u8b49\u76e3\u6703\u53ca\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u724c\u7167\u8a31\u53ef\u3002Endowus\u662f\u4e9e\u6d32\u9996\u500b\u540c\u6642\u63d0\u4f9b\u500b\u4eba\u5132\u84c4\u3001\u79c1\u4eba\u8ca1\u5bcc\u548c\u516c\u5171\u9000\u4f11\u4fdd\u969c\u5132\u84c4\uff08\u65b0\u52a0\u5761\u516c\u7a4d\u91d1\u8a08\u5283\uff08CPF\uff09\u548c\u9000\u4f11\u8f14\u52a9\u8a08\u5283\uff08SRS\uff09\uff09\u670d\u52d9\u7684\u7d9c\u5408\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u3002\u900f\u904e\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u7dda\u4e0a\u9ad4\u9a57\uff0cEndowus\u8b93\u6295\u8cc7\u8005\u80fd\u4ee5\u516c\u5e73\u3001\u5408\u7406\u7684\u8cbb\u7528\u53d6\u5f97\u5c08\u696d\u7684\u6295\u8cc7\u9867\u554f\u670d\u52d9\uff0c\u540c\u6642\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u65e8\u5728\u5354\u52a9\u4ed6\u5011\u5be6\u73fe\u8ca1\u5bcc\u589e\u9577\u7684\u76ee\u6a19\u3002\u00a0<\/p>\n<p>\u200dEndowus\u81ea2017\u5e74\u6210\u7acb\u4ee5\u4f86\u5df2\u73729,500\u842c\u7f8e\u5143\u878d\u8cc7\uff0c\u6295\u8cc7\u8005\u5305\u62ec\u745e\u9280UBS Next\uff0c\u82b1\u65d7Citi Ventures\u3001MUFG Innovation Partners\u3001\u65b0\u52a0\u5761\u7d93\u6fdf\u767c\u5c55\u5c40\u6295\u8cc7\u516c\u53f8\uff08EDBI\uff09\u3001\u5149\u901f\u5275\u6295\uff08Lightspeed Venture Partners\uff09\u3001Prosus Ventures\u3001\u4e09\u661f\u98a8\u96aa\u6295\u8cc7 \uff08Samsung Ventures\uff09\u3001\u8edf\u9280\u4e9e\u6d32\u3001\u65b0\u52a0\u5761\u96fb\u4fe1\u65d7\u4e0b Singtel Innov8\u3001\u548cZ Venture Capital\uff0c\u5176\u4ed6\u6295\u8cc7\u8005\u5305\u62ec\u90e8\u4efd\u4e9e\u6d32\u6700\u5927\u7684\u5bb6\u65cf\u8fa6\u516c\u5ba4\uff0c\u4ee5\u53caEndowus\u7684\u5275\u8fa6\u4eba\u53ca\u50f1\u54e1\u3002<\/p>\n<p>Endowus\u7684\u884c\u696d\u9818\u5c0e\u5730\u4f4d\u4ee5\u53ca\u696d\u52d9\u589e\u9577\u5ee3\u53d7\u696d\u754c\u8a8d\u53ef\uff0c\u66f4\u69ae\u7372\u591a\u9805\u6b8a\u69ae\uff0c\u5305\u62ec\u4e9e\u6d32\u8cc7\u7522\u7ba1\u7406\u96dc\u8a8c\uff08Asia Asset Management\uff092023\u5e74\u5ea6Best of the Best\u7684\u65b0\u52a0\u5761\u6700\u4f73\u667a\u80fd\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u3001\u5e74\u5ea6\u6700\u4f73\u884c\u653f\u7e3d\u88c1\u3001\u8ca1\u8cc7\uff08The Asset\uff092023\u5e74AAA\u8ca1\u8cc7\u667a\u80fd\u5927\u734e\u7684\u65b0\u52a0\u5761\u6700\u4f73\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\u3001\u6700\u4f73\u8ca1\u5bcc\u79d1\u6280\u4f9b\u61c9\u5546 \uff08\u4e9e\u6d32\u79c1\u4eba\u9280\u884c\u5bb6\u8ca1\u5bcc\u79d1\u6280\u734e2023\uff09\u3002Endowus\u4ea6\u662f\u4e16\u754c\u7d93\u6fdf\u8ad6\u58c7\uff08World Economic Forum\uff092023\u5e74\u5ea6\u767e\u5927\u6280\u8853\u5148\u92d2\uff08Technology Pioneers 2023\uff09\u4e4b\u4e00\uff0c\u6b64\u524d\u4ea6\u7372\u9078\u70ba2022\u5e74\u798f\u5e03\u65af\u6700\u503c\u5f97\u95dc\u6ce8\u7684100\u5bb6\u4f01\u696d\u548c\u9818\u82f1\uff08LinkedIn\uff09\u6700\u4f73\u521d\u5275\u516c\u53f8\u4e4b\u4e00\u3002\u00a0<\/p>\n<p>\u200dEndowus\u96c6\u5718\u5305\u62ec\u5169\u5bb6\u9999\u6e2f\u548c\u65b0\u52a0\u5761\u6301\u724c\u516c\u53f8\uff0c\u4ee5\u53ca\u7d2e\u6839\u65bc\u9999\u6e2f\u7684\u591a\u5bb6\u65cf\u8fa6\u516c\u5ba4Carret Private\u3002Endowus\u70ba\u6578\u4ee5\u5343\u842c\u8a08\u5ba2\u6236\u5c08\u696d\u7684\u7406\u8ca1\u670d\u52d9\uff0c\u65d7\u4e0b\u7ba1\u7406\u8cc7\u7522\u8d85\u904e50\u5104\u7f8e\u5143\uff0c\u70ba\u4e9e\u6d32\u6700\u5927\u7684\u7368\u7acb\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u3002\u6210\u7acb\u81f3\u4eca\uff0c\u900f\u904e\u76f4\u63a5\u5411\u5ba2\u6236\u56de\u8d08100%\u92b7\u552e\u4f63\u91d1\u3001\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\u8207\u7368\u6709\u7684\u57fa\u91d1\u7522\u54c1\uff0cEndowus\u5df2\u70ba\u5ba2\u6236\u7bc0\u7701\u8d85\u904e4,000\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u6210\u672c\u3002<\/p>\n<p>\u6709\u95dc\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u700f\u89bd <a href=\"https:\/\/endowus.com\/zh-hk\" target=\"_blank\" rel=\"noopener\">www.endowus.com\/zh-hk<\/a>\u3002<\/p>\n<div>\n<p class=\"prnml4\"><span class=\"prnews_span\">[1]<\/span>\u00a0Endowus\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\uff08Discretionary Portfolio Management\uff09\u670d\u52d9\uff0c\u5373Endowus\u6709\u6b0a\u4ee3\u8868\u5ba2\u6236\u5728\u8cec\u6236\u9032\u884c\u8cb7\u5165\u548c\u8ce3\u51fa\u7684\u6295\u8cc7\u6c7a\u7b56\u3002\u6b64\u65b9\u6cd5\u80fd\u5236\u5b9a\u7b26\u5408\u5ba2\u6236\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u7b56\u7565\u6027\u9577\u671f\u6295\u8cc7\u8a08\u5283\u3002<\/p>\n<\/div>\n<p>\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e9e\u6d32\u9996\u5bb6\u53ca\u6700\u5927\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u9867\u554f\u6b63\u70ba\u6295\u8cc7\u8005\u91cd\u5851\u4e00\u500b\u96f6\u8a8d\u8cfc\u8cbb\uff0c\u975e\u92b7\u552e\u4f63\u91d1\u4e3b\u5c0e\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u6295\u8cc7\u7d44\u5408\u69cb\u5efa\u3001\u7ba1\u7406\u53ca\u6295\u5f8c\u76e3\u63a7\u548c\u8ffd\u8e64\u670d\u52d9\u3002Endowus\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u6295\u8cc7\u6700\u512a\u8cea\u7684\u57fa\u91d1\u548c\u76ee\u6a19\u5c0e\u5411\u578b\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5305\u62ec\u88ab\u52d5\u548c\u4e3b\u52d5\u6295\u8cc7\u4ee5\u53ca\u4e0d\u540c\u8cc7\u7522\u985e\u5225\uff0c\u5305\u62ec\u516c\u958b\u5e02\u5834\u3001\u79c1\u52df\u80a1\u6b0a\u3001\u79c1\u52df\u4fe1\u8cb8\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u3002 Endowus\u5ba2\u6236\u53ef\u900f\u904e\u5ee3\u53d7\u597d\u8a55\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u9ad4\u9a57\u5347\u7d1a\u7248\u7684\u500b\u4eba\u6578\u78bc\u6295\u8cc7\u9ad4\u9a57\uff0c\u540c\u6642\u4eab\u53d7\u4e00\u500b\u4e0d\u4ee5\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u6216\u9f13\u52f5\u5ba2\u6236\u983b\u7e41\u4ea4\u6613\u800c\u8cfa\u53d6\u4ea4\u6613\u8cbb\u7528\u70ba\u76ee\u7684\u7684\u8ca1\u5bcc\u9867\u554f\u670d\u52d9\u3002Endowus\u662f\u5168\u6e2f\u9996\u9593\u5411\u5ba2\u6236100%\u56de\u8d08\u57fa\u91d1\u92b7\u552e\u4f63\u91d1\u7684\u516c\u53f8\uff0c\u4f7f\u5176\u5411\u5ba2\u6236\u63d0\u4f9b\u5efa\u8b70\u6642\u4fdd\u6301\u7368\u7acb\u6027\u3002 \u540c\u6642\u63a8\u51faEndowus\u65d7\u8266\u6295\u8cc7\u7d44\u5408[1]\uff0c\u5f15\u5165\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7d93\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u7522\u54c1\u3002\u6b64\u6295\u8cc7\u7d44\u5408\u80fd\u8b93\u9999\u6e2f\u6295\u8cc7\u8005\u4ee5\u4f4e\u6536\u8cbb\u7684\u65b9\u5f0f\u63a5\u89f8\u5230\u904e\u5f80\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u8a8d\u8cfc\u7684\u57fa\u91d1\u7522\u54c1\u3002 \u9999\u6e2f2024\u5e744\u670817\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u4e9e\u6d32\u898f\u6a21\u6700\u5927\u3001\u5168\u6e2f\u9996\u5bb6\u771f\u6b63\u7368\u7acb\u4e14\u7121\u5229\u76ca\u885d\u7a81\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0Endowus\u667a\u5b89\u6295\u4eca\u5929\u5ba3\u5e03\uff0c\u63a8\u51fa\u5168\u65b9\u4f4d\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u670d\u52d9\uff0c\u7a81\u986f\u6301\u7e8c\u6295\u8cc7\u79d1\u6280\u7684\u6210\u679c\uff0c\u4e26\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u512a\u8cea\u7684\u670d\u52d9\u3002\u8a72\u670d\u52d9\u767c\u4f48\u65bc\u4eca\u65e5\u5728\u6e2f\u8209\u8fa6\u7684\u9996\u5c4aEndowus\u6295\u8cc7\u5cf0\u6703\u4e0a\u5ba3\u5e03\uff0c\u5cf0\u6703\u8c50\u5bcc\u7684\u8b70\u7a0b\u5448\u73fe\u4e86\u884c\u696d\u9818\u8896\u7684\u89c0\u9ede\uff0c\u51fa\u5e2d\u7684\u5305\u62ec\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u526f\u7e3d\u88c1\u674e\u9054\u5fd7\uff08Howard Lee)\u3001\u54c1\u6d69\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u526f\u4e3b\u5e2dJohn Studzinski CBE\u3001\u5357\u8c50\u96c6\u5718\u5bb6\u65cf\u8fa6\u516c\u5ba4Nan Fung Trinity\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u6731\u6085\uff08Helen Zhu\uff09\u548c Dimensional Fund Advisors \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim\u3002 Endowus\u7684\u4f7f\u547d\u662f\u8b93\u500b\u4eba\u6295\u8cc7\u8005\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u3001\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u5305\u62ec\u6148\u5584\u6a5f\u69cb\u548c\u6350\u8d08\u57fa\u91d1\u7b49\u4ee5\u516c\u5e73\u900f\u660e\u7684\u8cbb\u7528\u7372\u53d6\u6295\u8cc7\u5168\u7403\u6700\u4f73\u7684\u516c\u52df\u3001\u79c1\u52df\u548c\u5c0d\u51b2\u57fa\u91d1\u7522\u54c1\u7684\u6a5f\u6703\uff0c\u4e26\u5411\u4ed6\u5011\u63d0\u4f9b\u5c08\u696d\u3001\u79d1\u5b78\u5316\u7684\u7406\u8ca1\u5efa\u8b70\u548c\u6295\u8cc7\u65b9\u6848\u3002\u6b64\u6b21\u5168\u65b9\u4f4d\u670d\u52d9\u7684\u63a8\u51fa\uff0c\u65e8\u5728\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u597d\u7684\u9078\u64c7\u548c\u5efa\u8b70\uff0c\u4ee5\u7ba1\u7406\u5176\u8ca1\u5bcc\u3002 Endowus\u4e0d\u6536\u53d6\u4efb\u4f55\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u7528\uff0c\u4e26\u9996\u5275\u628a\u57fa\u91d1\u516c\u53f8\u4e00\u822c\u652f\u4ed8\u7d66\u9280\u884c\u548c\u79c1\u4eba\u9280\u884c\u7684\u92b7\u552e\u4f63\u91d1\uff0c100%\u8fd4\u9084\u7d66\u5ba2\u6236\u7684\u7368\u7279\u6a21\u5f0f\uff0c\u5f9e\u800c\u964d\u4f4e\u5ba2\u6236\u7684\u6295\u8cc7\u6210\u672c\u4e26\u589e\u52a0\u56de\u5831\u3002Endowus\u53ea\u5411\u5ba2\u6236\u6536\u53d6\u55ae\u4e00\u5168\u5305\uff0c\u4e26\u6839\u64da\u5ba2\u6236\u8cc7\u7522\u898f\u6a21\u91d0\u5b9a\u7684\u6295\u9867\u8cbb\uff0c\u9019\u7a2e\u6a21\u5f0f\u8b93Endowus\u4ee5\u5ba2\u6236\u7684\u6700\u5927\u5229\u76ca\u70ba\u91cd\u5fc3\uff0c\u5c08\u6ce8\u65bc\u5236\u5b9a\u9069\u5408\u5ba2\u6236\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u5354\u52a9\u4ed6\u5011\u7684\u8ca1\u5bcc\u589e\u9577\u3002\u9019\u8207\u5927\u591a\u6578\u50b3\u7d71\u548c\u7dda\u4e0a\u884c\u696d\u53c3\u8207\u8005\u4e0d\u540c\uff0c\u4ed6\u5011\u5f80\u5f80\u6536\u53d6\u9ad8\u984d\u8a8d\u8cfc\u6216\u4ea4\u6613\u8cbb\u7528\uff0c\u8a98\u4f7f\u5ba2\u6236\u983b\u7e41\u5730\u66f4\u63db\u6295\u8cc7\u7d44\u5408\u3002\u6b64\u5916\uff0c\u5411\u57fa\u91d1\u7d93\u7406\u6536\u53d6\u7522\u54c1\u92b7\u552e\u4f63\u91d1\u4e5f\u53ef\u5f15\u8d77\u6f5b\u5728\u7684\u5229\u76ca\u885d\u7a81\uff0c\u8ca1\u52d9\u9867\u554f\u53ef\u80fd\u6703\u56e0\u6b64\u88ab\u5c0e\u5411\u70ba\u5ba2\u6236\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u3002Endowus\u7684\u7121\u5229\u76ca\u885d\u7a81\u696d\u52d9\u6a21\u5f0f\u5728\u6fb3\u6d32\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6b50\u76df\u90e8\u5206\u5730\u5340\u548c\u7f8e\u570b\u7b49\u6210\u7232\u4e3b\u6d41\u6a21\u5f0f\uff0c\u90e8\u5206\u5730\u5340\u548c\u570b\u5bb6\u4e26\u5df2\u660e\u6587\u7981\u6b62\u7522\u54c1\u92b7\u552e\u6e20\u9053\u6536\u53d6\u6b64\u985e\u4f63\u91d1\u3002Endowus\u65e8\u5728\u65bc\u9999\u6e2f\u5730\u5340\u548c\u65b0\u52a0\u5761\u63a8\u5ee3\u6b64\u5546\u696d\u6a21\u5f0f\uff0c\u76ee\u524d\u7ba1\u7406\u8cc7\u7522\u5df2\u8d85\u904e400\u5104\u6e2f\u5143\uff0850\u5104\u7f8e\u5143\uff09\u3002 \u9019\u6b21\u65b0\u63a8\u51fa\u7684\u9084\u6709\u5347\u7d1a\u7248\u7684\u5168\u529f\u80fd\u96d9\u8a9eEndowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u8b93\u5ba2\u6236\u80fd\u900f\u904e\u8f15\u9b06\u6295\u8cc7\uff0c\u5be6\u73fe\u4eba\u751f\u76ee\u6a19\u3002\u61c9\u7528\u7a0b\u5f0f\u7d93\u904e\u6539\u826f\uff0c\u8b93\u6240\u6709\u6295\u8cc7\u8005\u5728\u4e86\u89e3\u81ea\u5df1\u5c08\u5c6c\u7684\u76ee\u6a19\u548c\u9700\u6c42\u5f8c\uff0c\u80fd\u5920\u81ea\u8a02\u6295\u8cc7\u7d44\u5408\uff1b\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\u4ea6\u53ef\u4ee5\u900f\u904e\u7368\u7acb\u4e92\u60e0\u57fa\u91d1\u5e73\u53f0\u667a\u5b89\u6295\u00a0Fund Smart\u76f4\u63a5\u6295\u8cc7\u55ae\u4e00\u57fa\u91d1\u6216\u69cb\u5efa\u5c6c\u65bc\u81ea\u5df1\u7684\u57fa\u91d1\u7d44\u5408\u3002 Endowus\u540c\u6642\u5728\u672c\u6e2f\u63a8\u51fa\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\uff0c\u8a72\u6295\u8cc7\u7d44\u5408\u662fEndowus\u76ee\u524d\u65bc\u65b0\u52a0\u5761\u6700\u53d7\u6b61\u8fce\u7684\u7d44\u5408\uff0c\u7531\u5c08\u5bb6\u7cbe\u5fc3\u6311\u9078\u5168\u7403\u591a\u5143\u5316\u7684\u57fa\u91d1\uff0c\u4e26\u63d0\u4f9b\u4e0d\u540c\u7684\u9078\u64c7\uff0c\u4ee5\u914d\u5408\u500b\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u6c34\u5e73\u548c\u6295\u8cc7\u8996\u91ce\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u53ca\u9996\u5e2d\u57f7\u884c\u5b98\u842c\u632f\u90a6\uff08Gregory Van\uff09\u8868\u793a\uff1a\u300c\u6211\u5011\u5728\u9999\u6e2f\u6b63\u5f0f\u5168\u9762\u63a8\u51fa\u670d\u52d9\uff0c\u8db3\u8b49Endowus\u4e0d\u65b7\u5275\u65b0\u4ee5\u6eff\u8db3\u9999\u6e2f\u6295\u8cc7\u8005\u591a\u6a23\u5316\u9700\u6c42\u7684\u627f\u8afe\u3002\u900f\u904e\u6211\u5011\u7368\u6709\u7684\u5c08\u696d\u6295\u8cc7\u77e5\u8b58\u548c\u7d93\u9a57\uff0c\u4ee5\u53ca\u79d1\u6280\u5e73\u53f0\u6280\u8853\uff0c\u6211\u5011\u4e0d\u50c5\u63d0\u5347\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\uff0c\u9084\u80fd\u8b93\u66f4\u591a\u5ba2\u6236\u63a5\u89f8\u5230\u4ee5\u524d\u7121\u6cd5\u89f8\u53ca\uff0c\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u9ad8\u6de8\u503c\u5ba2\u6236\u7684\u6295\u8cc7\u6a5f\u6703\u3002\u6211\u5011\u5168\u610f\u6295\u5165\u9999\u6e2f\u5e02\u5834\uff0c\u4e26\u4e14\u5f88\u9ad8\u8208\u80fd\u8b93\u5ba2\u6236\u4ee5\u66f4\u597d\u7684\u65b9\u5f0f\uff0c\u6309\u7167\u6bcf\u500b\u4eba\u4e0d\u540c\u7684\u8ca1\u5bcc\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u81ea\u4e3b\u69cb\u5efa\u6700\u5408\u9069\u7684\u6295\u8cc7\u7d44\u5408\u3002\u300d Endowus\u5168\u65b0\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u00a0\u2013 \u4e00\u7ad9\u5f0f\u6295\u8cc7\u591a\u5bb6\u5168\u7403\u9802\u5c16\u57fa\u91d1\u516c\u53f8\u6240\u7ba1\u7406\u7684\u7522\u54c1\uff0c\u91dd\u5c0d\u5ba2\u6236\u4e0d\u540c\u7684\u98a8\u96aa\u504f\u597d\u548c\u7406\u8ca1\u76ee\u6a19\uff0c\u69cb\u5efa\u591a\u5143\u8cc7\u7522\u985e\u5225\u6295\u8cc7\u7d44\u5408 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\u5c07\u65bc2024\u5e745\u6708\u4e0a\u7dab\uff0c\u70ba\u5c0b\u6c42\u591a\u5143\u5316\u5206\u6563\u6295\u8cc7\uff0c\u4e26\u5728\u4e2d\u9577\u671f\u5167\u722d\u53d6\u7372\u5f97\u7406\u60f3\u7684\u98a8\u96aa\u8abf\u6574\u5f8c\u6295\u8cc7\u56de\u5831\u7684\u5ba2\u6236\uff0c\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u89e3\u6c7a\u65b9\u6848\u3002\u6295\u8cc7\u7d44\u5408\u6839\u64da\u500b\u5225\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u4ee5\u4e0d\u540c\u7684\u80a1\u7968\u548c\u50b5\u5238\u8cc7\u7522\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\uff0c\u5f15\u5165\u4f86\u81ea\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7ba1\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u4e92\u60e0\u57fa\u91d1\u3002 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u662f\u7531\u667a\u5b89\u6295Endowus\u6295\u8cc7\u5718\u968a\u69cb\u5efa\u548c\u7ba1\u7406\u7684\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\u670d\u52d9\u3002\u8a72\u5718\u968a\u753112\u4eba\u7d44\u6210\uff0c\u5747\u64c1\u6709\u8c50\u5bcc\u7684\u884c\u696d\u7d93\u9a57\u548c\u5c08\u696d\u7684\u6a5f\u69cb\u6295\u8cc7\u80cc\u666f\uff0c\u5c08\u6ce8\u70ba\u5ba2\u6236\u6311\u9078\u6700\u512a\u79c0\u7684\u57fa\u91d1\u7522\u54c1\u3001\u5efa\u7acb\u4e26\u9069\u6642\u6539\u826f\u6295\u8cc7\u7d44\u5408\u548c\u6301\u7e8c\u76e3\u5bdf\u8868\u73fe\u3002Endowus\u9078\u64c7\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u5747\u64c1\u6709\u6578\u5341\u5e74\u6295\u8cc7\u7ba1\u7406\u5c08\u696d\u7d93\u9a57\uff0c\u53ca\u4ee5\u9577\u671f\u7a69\u5b9a\u56de\u5831\u898b\u7a31\u3002\u9664\u4e86\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u5916\uff0cEndowus\u6295\u8cc7\u5718\u968a\u6191\u85c9\u5176\u5728\u516c\u958b\u548c\u79c1\u52df\u5e02\u5834\u6295\u8cc7\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u548c\u8ca1\u5bcc\u7ba1\u7406\u65b9\u9762\u7684\u8c50\u5bcc\u7d93\u9a57\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u6295\u8cc7\u670d\u52d9\uff0c\u8b93\u5ba2\u6236\u7121\u9808\u81ea\u884c\u6301\u7e8c\u8ffd\u8e64\u5e02\u5834\u6d88\u606f\u3002 \u662f\u6b21\u548cEndowus\u667a\u5b89\u6295\u5408\u4f5c\u4ea6\u662fDimensional Fund Advisors\u9996\u5ea6\u9032\u8ecd\u9999\u6e2f\u5e02\u5834\u7684\u91cc\u7a0b\u7891\u3002Dimensional \u662f\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u3001\u8cc7\u7522\u8d85\u904e 7,190 \u5104\u7f8e\u5143\u8cc7\u7522\uff08\u622a\u81f3 2024 \u5e74 3 \u6708\u5e95\uff09\u7684\u77e5\u540d\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u3002Dimensional\u65d7\u4e0b\u7684\u6295\u8cc7\u7b56\u7565\u4ee5\u5f80\u50c5\u9650\u65bc\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u6216\u5c11\u6578\u9ad8\u6de8\u503c\u5ba2\u6236\u80fd\u900f\u904e\u7279\u5b9a\u6e20\u9053\u8cfc\u8cb7\u3002\u73fe\u5728\u500b\u4eba\u6295\u8cc7\u8005\u53ef\u4ee5\u900f\u904eEndowus\u5168\u65b0\u63a8\u51fa\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0c\u5c07Dimensional \u7684\u6295\u8cc7\u7b56\u7565\u7d0d\u5165\u81ea\u8eab\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u4e2d\u3002 Dimensional \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim \u5f37\u8abf\uff1a\u300c40 \u591a\u5e74\u4f86\uff0cDimensional \u4e00\u76f4\u81f4\u529b\u65bc\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4ee5\u5b78\u8853\u7814\u7a76\u70ba\u57fa\u790e\u3001\u591a\u5143\u5316\u548c\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7b56\u7565\u3002\u6211\u5011\u76f8\u4fe1\uff0cEndowus\u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u5728\u64f4\u5927\u6b64\u985e\u6295\u8cc7\u7b56\u7565\u7684\u8986\u84cb\u7bc4\u570d\u65b9\u9762\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u6211\u5011\u8207Endowus\u4e00\u6a23\u76f8\u4fe1\uff0c\u9999\u6e2f\u6295\u8cc7\u8005\u6703\u63a5\u53d7\u4ee5\u5ba2\u6236\u70ba\u5148\u7684\u8ca1\u5bcc\u7ba1\u7406\u6a21\u5f0f\u3002\u300d \u300cDimensional \u7684\u6295\u8cc7\u6d41\u7a0b\u9ad4\u73fe\u4e86\u591a\u5e74\u4f86\u7684\u5275\u65b0\u548c\u5b8c\u5584\uff0c\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u4e86\u66f4\u597d\u7684\u56de\u5831\u3002\u6211\u5011\u5c0d\u7814\u7a76\u7684\u56b4\u8b39\u548c\u8ffd\u6c42\u771f\u7406\u7684\u627f\u8afe\uff0c\u5e6b\u52a9\u696d\u754c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u900f\u660e\u3001\u6578\u64da\u9a45\u52d5\u7684\u6295\u8cc7\u65b9\u6848\u3002 \u5982\u4eca\uff0c\u9019\u4e00\u627f\u8afe\u7e7c\u7e8c\u63a8\u52d5 Dimensional \u548c Endowus \u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u4e0d\u65b7\u524d\u9032\u3002\u300d \u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u6607\u83ef\u9ad4\u9a57 \u65b0\u589e\u79c1\u52df\u5e02\u5834\u53ca\u5c0d\u6c96\u57fa\u91d1\u6295\u8cc7\u6a5f\u9047 \u5347\u7d1a\u7248\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\u70ba\u672c\u6e2f\u7684\u5c08\u696d\u6295\u8cc7\u8005\u5e36\u4f86\u66f4\u591a\u65b0\u529f\u80fd\uff0c\u5305\u62ec\u5373\u6642\u700f\u89bd\u534a\u6d41\u52d5\u548c\u5168\u6d41\u52d5\u7684\u79c1\u52df\u80a1\u6b0a\u57fa\u91d1\u3001\u79c1\u52df\u4fe1\u8cb8\u57fa\u91d1\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u6295\u8cc7\u7522\u54c1\uff0c\u4e26\u4ee5\u66f4\u4f4e\u7684\u6295\u8cc7\u9580\u6abb\u63d0\u4f9b\u7121\u7e2b\u9ad4\u9a57\u3002 Endowus\u66f4\u9032\u4e00\u6b65\u52a9\u6295\u8cc7\u8005\u7372\u53d6\u4e00\u4e9b\u904e\u5f80\u5165\u5834\u9580\u6abb\u751a\u9ad8\u7684\u8cc7\u7522\u985e\u5225\u548c\u6295\u8cc7\u65b9\u6848\uff0c\u5305\u62ec\u7531\u5343\u79a7\u7ba1\u7406\uff08Millennium\uff09\u3001Point72\u548cBalyasny\u7b49\u516c\u53f8\u7ba1\u7406\u7684\u5c0d\u6c96\u57fa\u91d1\uff0c\u4ee5\u53ca\u4f86\u81ea\u51f1\u96f7\uff08Carlyle\uff09\u3001\u6bb7\u62d3\u96c6\u5718\uff08EQT\uff09\u3001KKR\u548cPartners Group\u7684\u79c1\u52df\u80a1\u6b0a\u548c\u4fe1\u8cb8\u57fa\u91d1\u3002\u7576\u4e2d\u5927\u90e8\u4efd\u904e\u5f80\u50c5\u5411\u9ad8\u8cc7\u7522\u6de8\u503c\u500b\u4eba\u6295\u8cc7\u8005\u63d0\u4f9b\uff0c\u4e26\u9700\u8981\u900f\u904e\u512a\u5148\u7406\u8ca1\u548c\u79c1\u4eba\u9280\u884c\u7684\u5ba2\u6236\u95dc\u4fc2\u7d93\u7406\u6216\u8ca1\u52d9\u9867\u554f\u8a8d\u8cfc\u3002 Endowus\u501f\u52a9\u79d1\u6280\uff0c\u8b93\u672c\u6e2f\u7684\u5bcc\u88d5\u968e\u5c64\u6295\u8cc7\u8005\u80fd\u66f4\u76f4\u63a5\u7372\u53d6\u79c1\u52df\u5e02\u5834\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5275\u9020\u66f4\u516c\u5e73\u7684\u6295\u8cc7\u74b0\u5883\u3002\u91cd\u8996\u5c08\u4eba\u7dab\u4e0b\u670d\u52d9\u7684\u5ba2\u6236\uff0c\u53ef\u8207Endowus\u7684\u8ca1\u5bcc\u9867\u554f\u5718\u968a\u806f\u7e6b\uff0c\u4ed6\u5011\u66fe\u5728\u6469\u6839\u58eb\u4e39\u5229\u3001\u6469\u6839\u5927\u901a\u3001\u9ad8\u76db\u3001\u7f8e\u4e16\u3001\u6668\u661f\u548c\u745e\u9280\u7b49\u5168\u7403\u9818\u5148\u7684\u6a5f\u69cb\u4efb\u8077\uff0c\u64c1\u6709\u6578\u5341\u5e74\u7684\u5c08\u696d\u7d93\u9a57\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u66a8\u4e3b\u5e2d\u53ca\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u674e\u771e\uff08Samuel Rhee\uff09\u8868\u793a\uff1a\u300cEndowus\u5efa\u7acb\u4e86\u4e00\u500b\u7368\u7279\u7684\u7dda\u4e0a\u8ca1\u5bcc\u5e73\u53f0\uff0c\u65e2\u6709\u300e\u6df1\u5ea6\u79d1\u6280\u300f\uff0c\u53c8\u6709\u300e\u6df1\u5ea6\u91d1\u878d\u300f\u7684\u7279\u9ede\u3002\u6211\u5011\u900f\u904e\u79d1\u6280\u89e3\u6c7a\u4e86\u8a31\u591a\u8907\u96dc\u7684\u554f\u984c\uff0c\u4f8b\u5982\u9032\u5165\u79c1\u52df\u5e02\u5834\u548c\u53e6\u985e\u6295\u8cc7\uff0c\u6216\u8005\u5f15\u5165\u9802\u5c16\u7684\u9000\u4f11\u6295\u8cc7\u89e3\u6c7a\u65b9\u6848\u3002\u5f9e\u500b\u4eba\u6563\u6236\u5230\u5c08\u696d\u6295\u8cc7\u8005\u6216\u5927\u578b\u5bb6\u65cf\u8fa6\u516c\u5ba4\u7684\u5ba2\u6236\uff0c\u90fd\u80fd\u900f\u904eEndowus\u7368\u6709\u63d0\u4f9b\u7684\u5c08\u696d\u7406\u8ca1\u5efa\u8b70\u3001\u9802\u5c16\u7406\u8ca1\u7522\u54c1\u4ee5\u53ca\u4f4e\u5ec9\u7684\u8cbb\u7528\uff0c\u52a9\u529b\u4ed6\u5011\u5728\u6295\u8cc7\u9053\u8def\u4e0a\u7372\u53d6\u6210\u529f\u3002\u6211\u5011\u7368\u6709\u7684\u6df7\u5408\u7dda\u4e0a\u7dda\u4e0b\u8aee\u8a62\u65b9\u5f0f\uff0c\u7d50\u5408\u5c08\u696d\u77e5\u8b58\u548c\u4ee5\u6578\u78bc\u70ba\u5148\u7684\u6280\u8853\u5e73\u53f0\uff0c\u65e8\u5728\u6eff\u8db3\u5ba2\u6236\u7684\u7368\u7279\u9700\u6c42\u548c\u671f\u671b\uff0c\u78ba\u4fdd\u4ed6\u5011\u64c1\u6709\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u6240\u9700\u7684\u6700\u4f73\u5de5\u5177\u548c\u898b\u89e3\u3002\u300d \u70ba\u672c\u6e2f\u5e02\u5834\u5ea6\u8eab\u8a02\u9020\u7684Endowus\u5168\u65b9\u4f4d\u5347\u7d1a\u6578\u78bc\u8ca1\u5bcc\u61c9\u7528\u7a0b\u5f0f\uff0c\u9084\u63a8\u51fa\u4e00\u7cfb\u5217\u70ba\u500b\u4eba\u6295\u8cc7\u8005\u8a2d\u8a08\u7684\u529f\u80fd\uff0c\u8b93\u4ed6\u5011\u80fd\u8f15\u9b06\u99d5\u99ad\u6295\u8cc7\u3002\u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u7684\u7126\u9ede\u5305\u62ec\uff1a\u4ee5\u76ee\u6a19\u5c0e\u5411\u7684\u6295\u8cc7\u6846\u67b6\u3001\u63a2\u7d22\u7cbe\u9078\u57fa\u91d1\u7cfb\u5217\u3001\u4f7f\u7528\u96fb\u5b50\u76f4\u63a5\u4ed8\u6b3e\u6388\u6b0a\uff08eDDA\uff09\u9032\u884c\u5373\u6642\u6295\u8cc7\u8f49\u8cec\u3001\u5c07\u73fe\u6709\u57fa\u91d1\u8f49\u79fb\u81f3Endowus\u8cec\u6236\u4ee5\u7bc0\u7701\u8cbb\u7528\u3001\u63d0\u4f9b\u82f1\u6587\u548c\u7e41\u9ad4\u4e2d\u6587\u96d9\u8a9e\u754c\u9762\u7b49\u3002\u5728\u672a\u4f86\u7684\u5e7e\u500b\u5b63\u5ea6\uff0cEndowus\u61c9\u7528\u7a0b\u5f0f\u9084\u5c07\u9010\u6b65\u63a8\u51fa\u5176\u4ed6\u5099\u53d7\u8ffd\u6367\u7684\u529f\u80fd\uff0c\u5305\u62ec\u6295\u8cc7\u591a\u7a2e\u8ca8\u5e63\u57fa\u91d1\u3001\u81ea\u52d5\u8ca8\u5e63\u514c\u63db\u3001\u666e\u53ca\u91d1\u878d\u77e5\u8b58\u4ee5\u53ca\u57fa\u65bc\u5ba2\u6236\u7368\u7279\u9700\u6c42\u800c\u5efa\u8b70\u7684\u300c\u4e0b\u4e00\u500b\u6700\u4f73\u52d5\u4f5c\u300d\uff0c\u52a9\u5ba2\u6236\u5728Endowus\u5e73\u53f0\u4e0a\u505a\u51fa\u66f4\u660e\u667a\u3001\u66f4\u597d\u7684\u6295\u8cc7\u6c7a\u7b56\u3002 \u884c\u696d\u9996\u9593\u4ee5\u5ba2\u6236\u6700\u4f73\u5229\u76ca\u548c\u4eba\u751f\u76ee\u6a19\u70ba\u91cd\u5fc3\u7684\u5e73\u53f0 \u4f5c\u70ba\u9999\u6e2f\u9996\u9593\u771f\u6b63\u7368\u7acb\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\uff0cEndowus\u81f4\u529b\u78ba\u4fdd\u6295\u8cc7\u8005\u900f\u904e\u9802\u5c16\u7684\u6578\u78bc\u8ca1\u5bcc\u9ad4\u9a57\uff0c\u7372\u5f97\u512a\u8cea\u7684\u6295\u8cc7\u65b9\u6848\uff0c\u540c\u6642\u53d7\u60e0\u65bc\u516c\u5e73\u548c\u900f\u660e\u7684\u8cbb\u7528\uff0c\u8b93\u4ed6\u5011\u80fd\u4fdd\u7559\u66f4\u591a\u6295\u8cc7\u56de\u5831\u4e26\u5be6\u73fe\u81ea\u5df1\u7684\u8ca1\u5bcc\u76ee\u6a19\u3002 Endowus\u667a\u5b89\u6295\u9999\u6e2f\u696d\u52d9\u4e3b\u7ba1\u8881\u6dc7\u6b23\uff08Steffanie Yuen\uff09\u8aaa\uff1a\u300c\u6bcf\u6b21\u63a8\u51fa\u65b0\u7522\u54c1\u6642\uff0cEndowus\u4ecd\u7136\u5805\u6301\u6211\u5011\u7368\u6709\u4e0d\u6536\u53d6\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u548c\u4efb\u4f55\u92b7\u552e\u4f63\u91d1\u7684\u696d\u52d9\u6a21\u5f0f\uff0c\u50c5\u6536\u53d6\u55ae\u4e00\u5168\u5305\u900f\u660e\u7684\u6295\u9867\u8cbb\uff0c\u4e26\u5411\u5ba2\u6236\u63d0\u4f9b\u884c\u696d\u9996\u5275\u7684100%\u4f63\u91d1\u56de\u8d08\uff0c\u4ee4Endowus\u5728\u64d4\u4efb\u5ba2\u6236\u53ef\u4fe1\u8cf4\u7684\u7406\u8ca1\u9867\u554f\u6642\uff0c\u4fdd\u6301\u7368\u7acb\u548c\u7121\u5229\u76ca\u885d\u7a81\uff0c\u80fd\u7dad\u8b77\u5ba2\u6236\u7684\u6700\u4f73\u5229\u76ca\uff0c\u53cd\u6620\u6295\u8cc7\u7d44\u5408\u7684\u6240\u6709\u6c7a\u7b56\u5b8c\u5168\u57fa\u65bc\u662f\u5426\u80fd\u5354\u52a9\u5ba2\u6236\u7372\u53d6\u6295\u8cc7\u6210\u529f\uff0c\u800c\u4e0d\u53d7\u4efb\u4f55\u5916\u5728\u56e0\u7d20\uff0c\u6bd4\u5982\u92b7\u552e\u4f63\u91d1\u6216\u56de\u6263\u7b49\u5f71\u97ff\u3002\u300d Endowus\u7684\u5546\u696d\u6a21\u5f0f\u662f\u4ee5\u5ba2\u6236\u7684\u4eba\u751f\u76ee\u6a19\u70ba\u672c\uff0c\u63d0\u4f9b\u591a\u7a2e\u7d93\u7cbe\u5fc3\u6311\u9078\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u6eff\u8db3\u7279\u5b9a\u7684\u8ca1\u5bcc\u548c\u751f\u6d3b\u76ee\u6a19\u3002\u9664\u4e86\u5168\u65b0\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0cEndowus\u76ee\u524d\u9084\u63d0\u4f9bCashUp\u548cIncomeUp\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u5225\u5c08\u6ce8\u65bc\u73fe\u91d1\u7ba1\u7406\u548c\u7522\u751f\u88ab\u52d5\u6536\u5165\uff0c\u9019\u4e9b\u7cbe\u5fc3\u7b56\u5283\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80fd\u6eff\u8db3\u4e0d\u540c\u4eba\u751f\u968e\u6bb5\u7684\u8ca1\u52d9\u9700\u8981\u3002 \u95dc\u65bcEndowus\u667a\u5b89\u6295 Endowus\u667a\u5b89\u6295\u662f\u4e9e\u6d32\u9818\u5148\u7684\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\uff0c\u7372\u9999\u6e2f\u8b49\u76e3\u6703\u53ca\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u724c\u7167\u8a31\u53ef\u3002Endowus\u662f\u4e9e\u6d32\u9996\u500b\u540c\u6642\u63d0\u4f9b\u500b\u4eba\u5132\u84c4\u3001\u79c1\u4eba\u8ca1\u5bcc\u548c\u516c\u5171\u9000\u4f11\u4fdd\u969c\u5132\u84c4\uff08\u65b0\u52a0\u5761\u516c\u7a4d\u91d1\u8a08\u5283\uff08CPF\uff09\u548c\u9000\u4f11\u8f14\u52a9\u8a08\u5283\uff08SRS\uff09\uff09\u670d\u52d9\u7684\u7d9c\u5408\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u3002\u900f\u904e\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u7dda\u4e0a\u9ad4\u9a57\uff0cEndowus\u8b93\u6295\u8cc7\u8005\u80fd\u4ee5\u516c\u5e73\u3001\u5408\u7406\u7684\u8cbb\u7528\u53d6\u5f97\u5c08\u696d\u7684\u6295\u8cc7\u9867\u554f\u670d\u52d9\uff0c\u540c\u6642\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u65e8\u5728\u5354\u52a9\u4ed6\u5011\u5be6\u73fe\u8ca1\u5bcc\u589e\u9577\u7684\u76ee\u6a19\u3002\u00a0 \u200dEndowus\u81ea2017\u5e74\u6210\u7acb\u4ee5\u4f86\u5df2\u73729,500\u842c\u7f8e\u5143\u878d\u8cc7\uff0c\u6295\u8cc7\u8005\u5305\u62ec\u745e\u9280UBS Next\uff0c\u82b1\u65d7Citi Ventures\u3001MUFG Innovation Partners\u3001\u65b0\u52a0\u5761\u7d93\u6fdf\u767c\u5c55\u5c40\u6295\u8cc7\u516c\u53f8\uff08EDBI\uff09\u3001\u5149\u901f\u5275\u6295\uff08Lightspeed Venture Partners\uff09\u3001Prosus Ventures\u3001\u4e09\u661f\u98a8\u96aa\u6295\u8cc7 \uff08Samsung Ventures\uff09\u3001\u8edf\u9280\u4e9e\u6d32\u3001\u65b0\u52a0\u5761\u96fb\u4fe1\u65d7\u4e0b Singtel Innov8\u3001\u548cZ Venture Capital\uff0c\u5176\u4ed6\u6295\u8cc7\u8005\u5305\u62ec\u90e8\u4efd\u4e9e\u6d32\u6700\u5927\u7684\u5bb6\u65cf\u8fa6\u516c\u5ba4\uff0c\u4ee5\u53caEndowus\u7684\u5275\u8fa6\u4eba\u53ca\u50f1\u54e1\u3002 Endowus\u7684\u884c\u696d\u9818\u5c0e\u5730\u4f4d\u4ee5\u53ca\u696d\u52d9\u589e\u9577\u5ee3\u53d7\u696d\u754c\u8a8d\u53ef\uff0c\u66f4\u69ae\u7372\u591a\u9805\u6b8a\u69ae\uff0c\u5305\u62ec\u4e9e\u6d32\u8cc7\u7522\u7ba1\u7406\u96dc\u8a8c\uff08Asia Asset Management\uff092023\u5e74\u5ea6Best of the Best\u7684\u65b0\u52a0\u5761\u6700\u4f73\u667a\u80fd\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u3001\u5e74\u5ea6\u6700\u4f73\u884c\u653f\u7e3d\u88c1\u3001\u8ca1\u8cc7\uff08The Asset\uff092023\u5e74AAA\u8ca1\u8cc7\u667a\u80fd\u5927\u734e\u7684\u65b0\u52a0\u5761\u6700\u4f73\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\u3001\u6700\u4f73\u8ca1\u5bcc\u79d1\u6280\u4f9b\u61c9\u5546 \uff08\u4e9e\u6d32\u79c1\u4eba\u9280\u884c\u5bb6\u8ca1\u5bcc\u79d1\u6280\u734e2023\uff09\u3002Endowus\u4ea6\u662f\u4e16\u754c\u7d93\u6fdf\u8ad6\u58c7\uff08World Economic Forum\uff092023\u5e74\u5ea6\u767e\u5927\u6280\u8853\u5148\u92d2\uff08Technology Pioneers 2023\uff09\u4e4b\u4e00\uff0c\u6b64\u524d\u4ea6\u7372\u9078\u70ba2022\u5e74\u798f\u5e03\u65af\u6700\u503c\u5f97\u95dc\u6ce8\u7684100\u5bb6\u4f01\u696d\u548c\u9818\u82f1\uff08LinkedIn\uff09\u6700\u4f73\u521d\u5275\u516c\u53f8\u4e4b\u4e00\u3002\u00a0 \u200dEndowus\u96c6\u5718\u5305\u62ec\u5169\u5bb6\u9999\u6e2f\u548c\u65b0\u52a0\u5761\u6301\u724c\u516c\u53f8\uff0c\u4ee5\u53ca\u7d2e\u6839\u65bc\u9999\u6e2f\u7684\u591a\u5bb6\u65cf\u8fa6\u516c\u5ba4Carret Private\u3002Endowus\u70ba\u6578\u4ee5\u5343\u842c\u8a08\u5ba2\u6236\u5c08\u696d\u7684\u7406\u8ca1\u670d\u52d9\uff0c\u65d7\u4e0b\u7ba1\u7406\u8cc7\u7522\u8d85\u904e50\u5104\u7f8e\u5143\uff0c\u70ba\u4e9e\u6d32\u6700\u5927\u7684\u7368\u7acb\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u3002\u6210\u7acb\u81f3\u4eca\uff0c\u900f\u904e\u76f4\u63a5\u5411\u5ba2\u6236\u56de\u8d08100%\u92b7\u552e\u4f63\u91d1\u3001\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\u8207\u7368\u6709\u7684\u57fa\u91d1\u7522\u54c1\uff0cEndowus\u5df2\u70ba\u5ba2\u6236\u7bc0\u7701\u8d85\u904e4,000\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u6210\u672c\u3002 \u6709\u95dc\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u700f\u89bd www.endowus.com\/zh-hk\u3002 [1]\u00a0Endowus\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\uff08Discretionary Portfolio Management\uff09\u670d\u52d9\uff0c\u5373Endowus\u6709\u6b0a\u4ee3\u8868\u5ba2\u6236\u5728\u8cec\u6236\u9032\u884c\u8cb7\u5165\u548c\u8ce3\u51fa\u7684\u6295\u8cc7\u6c7a\u7b56\u3002\u6b64\u65b9\u6cd5\u80fd\u5236\u5b9a\u7b26\u5408\u5ba2\u6236\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u7b56\u7565\u6027\u9577\u671f\u6295\u8cc7\u8a08\u5283\u3002 \u00a0<\/p>\n","protected":false},"author":0,"featured_media":18460,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_generate-full-width-content":"","spay_email":"","footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df\" \/>\n<meta property=\"og:description\" content=\"\u4e9e\u6d32\u9996\u5bb6\u53ca\u6700\u5927\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u9867\u554f\u6b63\u70ba\u6295\u8cc7\u8005\u91cd\u5851\u4e00\u500b\u96f6\u8a8d\u8cfc\u8cbb\uff0c\u975e\u92b7\u552e\u4f63\u91d1\u4e3b\u5c0e\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u6295\u8cc7\u7d44\u5408\u69cb\u5efa\u3001\u7ba1\u7406\u53ca\u6295\u5f8c\u76e3\u63a7\u548c\u8ffd\u8e64\u670d\u52d9\u3002Endowus\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u6295\u8cc7\u6700\u512a\u8cea\u7684\u57fa\u91d1\u548c\u76ee\u6a19\u5c0e\u5411\u578b\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5305\u62ec\u88ab\u52d5\u548c\u4e3b\u52d5\u6295\u8cc7\u4ee5\u53ca\u4e0d\u540c\u8cc7\u7522\u985e\u5225\uff0c\u5305\u62ec\u516c\u958b\u5e02\u5834\u3001\u79c1\u52df\u80a1\u6b0a\u3001\u79c1\u52df\u4fe1\u8cb8\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u3002 Endowus\u5ba2\u6236\u53ef\u900f\u904e\u5ee3\u53d7\u597d\u8a55\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u9ad4\u9a57\u5347\u7d1a\u7248\u7684\u500b\u4eba\u6578\u78bc\u6295\u8cc7\u9ad4\u9a57\uff0c\u540c\u6642\u4eab\u53d7\u4e00\u500b\u4e0d\u4ee5\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u6216\u9f13\u52f5\u5ba2\u6236\u983b\u7e41\u4ea4\u6613\u800c\u8cfa\u53d6\u4ea4\u6613\u8cbb\u7528\u70ba\u76ee\u7684\u7684\u8ca1\u5bcc\u9867\u554f\u670d\u52d9\u3002Endowus\u662f\u5168\u6e2f\u9996\u9593\u5411\u5ba2\u6236100%\u56de\u8d08\u57fa\u91d1\u92b7\u552e\u4f63\u91d1\u7684\u516c\u53f8\uff0c\u4f7f\u5176\u5411\u5ba2\u6236\u63d0\u4f9b\u5efa\u8b70\u6642\u4fdd\u6301\u7368\u7acb\u6027\u3002 \u540c\u6642\u63a8\u51faEndowus\u65d7\u8266\u6295\u8cc7\u7d44\u5408[1]\uff0c\u5f15\u5165\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7d93\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u7522\u54c1\u3002\u6b64\u6295\u8cc7\u7d44\u5408\u80fd\u8b93\u9999\u6e2f\u6295\u8cc7\u8005\u4ee5\u4f4e\u6536\u8cbb\u7684\u65b9\u5f0f\u63a5\u89f8\u5230\u904e\u5f80\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u8a8d\u8cfc\u7684\u57fa\u91d1\u7522\u54c1\u3002 \u9999\u6e2f2024\u5e744\u670817\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u4e9e\u6d32\u898f\u6a21\u6700\u5927\u3001\u5168\u6e2f\u9996\u5bb6\u771f\u6b63\u7368\u7acb\u4e14\u7121\u5229\u76ca\u885d\u7a81\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0Endowus\u667a\u5b89\u6295\u4eca\u5929\u5ba3\u5e03\uff0c\u63a8\u51fa\u5168\u65b9\u4f4d\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u670d\u52d9\uff0c\u7a81\u986f\u6301\u7e8c\u6295\u8cc7\u79d1\u6280\u7684\u6210\u679c\uff0c\u4e26\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u512a\u8cea\u7684\u670d\u52d9\u3002\u8a72\u670d\u52d9\u767c\u4f48\u65bc\u4eca\u65e5\u5728\u6e2f\u8209\u8fa6\u7684\u9996\u5c4aEndowus\u6295\u8cc7\u5cf0\u6703\u4e0a\u5ba3\u5e03\uff0c\u5cf0\u6703\u8c50\u5bcc\u7684\u8b70\u7a0b\u5448\u73fe\u4e86\u884c\u696d\u9818\u8896\u7684\u89c0\u9ede\uff0c\u51fa\u5e2d\u7684\u5305\u62ec\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u526f\u7e3d\u88c1\u674e\u9054\u5fd7\uff08Howard Lee)\u3001\u54c1\u6d69\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u526f\u4e3b\u5e2dJohn Studzinski CBE\u3001\u5357\u8c50\u96c6\u5718\u5bb6\u65cf\u8fa6\u516c\u5ba4Nan Fung Trinity\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u6731\u6085\uff08Helen Zhu\uff09\u548c Dimensional Fund Advisors \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim\u3002 Endowus\u7684\u4f7f\u547d\u662f\u8b93\u500b\u4eba\u6295\u8cc7\u8005\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u3001\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u5305\u62ec\u6148\u5584\u6a5f\u69cb\u548c\u6350\u8d08\u57fa\u91d1\u7b49\u4ee5\u516c\u5e73\u900f\u660e\u7684\u8cbb\u7528\u7372\u53d6\u6295\u8cc7\u5168\u7403\u6700\u4f73\u7684\u516c\u52df\u3001\u79c1\u52df\u548c\u5c0d\u51b2\u57fa\u91d1\u7522\u54c1\u7684\u6a5f\u6703\uff0c\u4e26\u5411\u4ed6\u5011\u63d0\u4f9b\u5c08\u696d\u3001\u79d1\u5b78\u5316\u7684\u7406\u8ca1\u5efa\u8b70\u548c\u6295\u8cc7\u65b9\u6848\u3002\u6b64\u6b21\u5168\u65b9\u4f4d\u670d\u52d9\u7684\u63a8\u51fa\uff0c\u65e8\u5728\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u597d\u7684\u9078\u64c7\u548c\u5efa\u8b70\uff0c\u4ee5\u7ba1\u7406\u5176\u8ca1\u5bcc\u3002 Endowus\u4e0d\u6536\u53d6\u4efb\u4f55\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u7528\uff0c\u4e26\u9996\u5275\u628a\u57fa\u91d1\u516c\u53f8\u4e00\u822c\u652f\u4ed8\u7d66\u9280\u884c\u548c\u79c1\u4eba\u9280\u884c\u7684\u92b7\u552e\u4f63\u91d1\uff0c100%\u8fd4\u9084\u7d66\u5ba2\u6236\u7684\u7368\u7279\u6a21\u5f0f\uff0c\u5f9e\u800c\u964d\u4f4e\u5ba2\u6236\u7684\u6295\u8cc7\u6210\u672c\u4e26\u589e\u52a0\u56de\u5831\u3002Endowus\u53ea\u5411\u5ba2\u6236\u6536\u53d6\u55ae\u4e00\u5168\u5305\uff0c\u4e26\u6839\u64da\u5ba2\u6236\u8cc7\u7522\u898f\u6a21\u91d0\u5b9a\u7684\u6295\u9867\u8cbb\uff0c\u9019\u7a2e\u6a21\u5f0f\u8b93Endowus\u4ee5\u5ba2\u6236\u7684\u6700\u5927\u5229\u76ca\u70ba\u91cd\u5fc3\uff0c\u5c08\u6ce8\u65bc\u5236\u5b9a\u9069\u5408\u5ba2\u6236\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u5354\u52a9\u4ed6\u5011\u7684\u8ca1\u5bcc\u589e\u9577\u3002\u9019\u8207\u5927\u591a\u6578\u50b3\u7d71\u548c\u7dda\u4e0a\u884c\u696d\u53c3\u8207\u8005\u4e0d\u540c\uff0c\u4ed6\u5011\u5f80\u5f80\u6536\u53d6\u9ad8\u984d\u8a8d\u8cfc\u6216\u4ea4\u6613\u8cbb\u7528\uff0c\u8a98\u4f7f\u5ba2\u6236\u983b\u7e41\u5730\u66f4\u63db\u6295\u8cc7\u7d44\u5408\u3002\u6b64\u5916\uff0c\u5411\u57fa\u91d1\u7d93\u7406\u6536\u53d6\u7522\u54c1\u92b7\u552e\u4f63\u91d1\u4e5f\u53ef\u5f15\u8d77\u6f5b\u5728\u7684\u5229\u76ca\u885d\u7a81\uff0c\u8ca1\u52d9\u9867\u554f\u53ef\u80fd\u6703\u56e0\u6b64\u88ab\u5c0e\u5411\u70ba\u5ba2\u6236\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u3002Endowus\u7684\u7121\u5229\u76ca\u885d\u7a81\u696d\u52d9\u6a21\u5f0f\u5728\u6fb3\u6d32\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6b50\u76df\u90e8\u5206\u5730\u5340\u548c\u7f8e\u570b\u7b49\u6210\u7232\u4e3b\u6d41\u6a21\u5f0f\uff0c\u90e8\u5206\u5730\u5340\u548c\u570b\u5bb6\u4e26\u5df2\u660e\u6587\u7981\u6b62\u7522\u54c1\u92b7\u552e\u6e20\u9053\u6536\u53d6\u6b64\u985e\u4f63\u91d1\u3002Endowus\u65e8\u5728\u65bc\u9999\u6e2f\u5730\u5340\u548c\u65b0\u52a0\u5761\u63a8\u5ee3\u6b64\u5546\u696d\u6a21\u5f0f\uff0c\u76ee\u524d\u7ba1\u7406\u8cc7\u7522\u5df2\u8d85\u904e400\u5104\u6e2f\u5143\uff0850\u5104\u7f8e\u5143\uff09\u3002 \u9019\u6b21\u65b0\u63a8\u51fa\u7684\u9084\u6709\u5347\u7d1a\u7248\u7684\u5168\u529f\u80fd\u96d9\u8a9eEndowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u8b93\u5ba2\u6236\u80fd\u900f\u904e\u8f15\u9b06\u6295\u8cc7\uff0c\u5be6\u73fe\u4eba\u751f\u76ee\u6a19\u3002\u61c9\u7528\u7a0b\u5f0f\u7d93\u904e\u6539\u826f\uff0c\u8b93\u6240\u6709\u6295\u8cc7\u8005\u5728\u4e86\u89e3\u81ea\u5df1\u5c08\u5c6c\u7684\u76ee\u6a19\u548c\u9700\u6c42\u5f8c\uff0c\u80fd\u5920\u81ea\u8a02\u6295\u8cc7\u7d44\u5408\uff1b\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\u4ea6\u53ef\u4ee5\u900f\u904e\u7368\u7acb\u4e92\u60e0\u57fa\u91d1\u5e73\u53f0\u667a\u5b89\u6295\u00a0Fund Smart\u76f4\u63a5\u6295\u8cc7\u55ae\u4e00\u57fa\u91d1\u6216\u69cb\u5efa\u5c6c\u65bc\u81ea\u5df1\u7684\u57fa\u91d1\u7d44\u5408\u3002 Endowus\u540c\u6642\u5728\u672c\u6e2f\u63a8\u51fa\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\uff0c\u8a72\u6295\u8cc7\u7d44\u5408\u662fEndowus\u76ee\u524d\u65bc\u65b0\u52a0\u5761\u6700\u53d7\u6b61\u8fce\u7684\u7d44\u5408\uff0c\u7531\u5c08\u5bb6\u7cbe\u5fc3\u6311\u9078\u5168\u7403\u591a\u5143\u5316\u7684\u57fa\u91d1\uff0c\u4e26\u63d0\u4f9b\u4e0d\u540c\u7684\u9078\u64c7\uff0c\u4ee5\u914d\u5408\u500b\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u6c34\u5e73\u548c\u6295\u8cc7\u8996\u91ce\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u53ca\u9996\u5e2d\u57f7\u884c\u5b98\u842c\u632f\u90a6\uff08Gregory Van\uff09\u8868\u793a\uff1a\u300c\u6211\u5011\u5728\u9999\u6e2f\u6b63\u5f0f\u5168\u9762\u63a8\u51fa\u670d\u52d9\uff0c\u8db3\u8b49Endowus\u4e0d\u65b7\u5275\u65b0\u4ee5\u6eff\u8db3\u9999\u6e2f\u6295\u8cc7\u8005\u591a\u6a23\u5316\u9700\u6c42\u7684\u627f\u8afe\u3002\u900f\u904e\u6211\u5011\u7368\u6709\u7684\u5c08\u696d\u6295\u8cc7\u77e5\u8b58\u548c\u7d93\u9a57\uff0c\u4ee5\u53ca\u79d1\u6280\u5e73\u53f0\u6280\u8853\uff0c\u6211\u5011\u4e0d\u50c5\u63d0\u5347\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\uff0c\u9084\u80fd\u8b93\u66f4\u591a\u5ba2\u6236\u63a5\u89f8\u5230\u4ee5\u524d\u7121\u6cd5\u89f8\u53ca\uff0c\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u9ad8\u6de8\u503c\u5ba2\u6236\u7684\u6295\u8cc7\u6a5f\u6703\u3002\u6211\u5011\u5168\u610f\u6295\u5165\u9999\u6e2f\u5e02\u5834\uff0c\u4e26\u4e14\u5f88\u9ad8\u8208\u80fd\u8b93\u5ba2\u6236\u4ee5\u66f4\u597d\u7684\u65b9\u5f0f\uff0c\u6309\u7167\u6bcf\u500b\u4eba\u4e0d\u540c\u7684\u8ca1\u5bcc\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u81ea\u4e3b\u69cb\u5efa\u6700\u5408\u9069\u7684\u6295\u8cc7\u7d44\u5408\u3002\u300d Endowus\u5168\u65b0\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u00a0\u2013 \u4e00\u7ad9\u5f0f\u6295\u8cc7\u591a\u5bb6\u5168\u7403\u9802\u5c16\u57fa\u91d1\u516c\u53f8\u6240\u7ba1\u7406\u7684\u7522\u54c1\uff0c\u91dd\u5c0d\u5ba2\u6236\u4e0d\u540c\u7684\u98a8\u96aa\u504f\u597d\u548c\u7406\u8ca1\u76ee\u6a19\uff0c\u69cb\u5efa\u591a\u5143\u8cc7\u7522\u985e\u5225\u6295\u8cc7\u7d44\u5408 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\u5c07\u65bc2024\u5e745\u6708\u4e0a\u7dab\uff0c\u70ba\u5c0b\u6c42\u591a\u5143\u5316\u5206\u6563\u6295\u8cc7\uff0c\u4e26\u5728\u4e2d\u9577\u671f\u5167\u722d\u53d6\u7372\u5f97\u7406\u60f3\u7684\u98a8\u96aa\u8abf\u6574\u5f8c\u6295\u8cc7\u56de\u5831\u7684\u5ba2\u6236\uff0c\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u89e3\u6c7a\u65b9\u6848\u3002\u6295\u8cc7\u7d44\u5408\u6839\u64da\u500b\u5225\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u4ee5\u4e0d\u540c\u7684\u80a1\u7968\u548c\u50b5\u5238\u8cc7\u7522\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\uff0c\u5f15\u5165\u4f86\u81ea\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7ba1\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u4e92\u60e0\u57fa\u91d1\u3002 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u662f\u7531\u667a\u5b89\u6295Endowus\u6295\u8cc7\u5718\u968a\u69cb\u5efa\u548c\u7ba1\u7406\u7684\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\u670d\u52d9\u3002\u8a72\u5718\u968a\u753112\u4eba\u7d44\u6210\uff0c\u5747\u64c1\u6709\u8c50\u5bcc\u7684\u884c\u696d\u7d93\u9a57\u548c\u5c08\u696d\u7684\u6a5f\u69cb\u6295\u8cc7\u80cc\u666f\uff0c\u5c08\u6ce8\u70ba\u5ba2\u6236\u6311\u9078\u6700\u512a\u79c0\u7684\u57fa\u91d1\u7522\u54c1\u3001\u5efa\u7acb\u4e26\u9069\u6642\u6539\u826f\u6295\u8cc7\u7d44\u5408\u548c\u6301\u7e8c\u76e3\u5bdf\u8868\u73fe\u3002Endowus\u9078\u64c7\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u5747\u64c1\u6709\u6578\u5341\u5e74\u6295\u8cc7\u7ba1\u7406\u5c08\u696d\u7d93\u9a57\uff0c\u53ca\u4ee5\u9577\u671f\u7a69\u5b9a\u56de\u5831\u898b\u7a31\u3002\u9664\u4e86\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u5916\uff0cEndowus\u6295\u8cc7\u5718\u968a\u6191\u85c9\u5176\u5728\u516c\u958b\u548c\u79c1\u52df\u5e02\u5834\u6295\u8cc7\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u548c\u8ca1\u5bcc\u7ba1\u7406\u65b9\u9762\u7684\u8c50\u5bcc\u7d93\u9a57\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u6295\u8cc7\u670d\u52d9\uff0c\u8b93\u5ba2\u6236\u7121\u9808\u81ea\u884c\u6301\u7e8c\u8ffd\u8e64\u5e02\u5834\u6d88\u606f\u3002 \u662f\u6b21\u548cEndowus\u667a\u5b89\u6295\u5408\u4f5c\u4ea6\u662fDimensional Fund Advisors\u9996\u5ea6\u9032\u8ecd\u9999\u6e2f\u5e02\u5834\u7684\u91cc\u7a0b\u7891\u3002Dimensional \u662f\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u3001\u8cc7\u7522\u8d85\u904e 7,190 \u5104\u7f8e\u5143\u8cc7\u7522\uff08\u622a\u81f3 2024 \u5e74 3 \u6708\u5e95\uff09\u7684\u77e5\u540d\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u3002Dimensional\u65d7\u4e0b\u7684\u6295\u8cc7\u7b56\u7565\u4ee5\u5f80\u50c5\u9650\u65bc\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u6216\u5c11\u6578\u9ad8\u6de8\u503c\u5ba2\u6236\u80fd\u900f\u904e\u7279\u5b9a\u6e20\u9053\u8cfc\u8cb7\u3002\u73fe\u5728\u500b\u4eba\u6295\u8cc7\u8005\u53ef\u4ee5\u900f\u904eEndowus\u5168\u65b0\u63a8\u51fa\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0c\u5c07Dimensional \u7684\u6295\u8cc7\u7b56\u7565\u7d0d\u5165\u81ea\u8eab\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u4e2d\u3002 Dimensional \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim \u5f37\u8abf\uff1a\u300c40 \u591a\u5e74\u4f86\uff0cDimensional \u4e00\u76f4\u81f4\u529b\u65bc\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4ee5\u5b78\u8853\u7814\u7a76\u70ba\u57fa\u790e\u3001\u591a\u5143\u5316\u548c\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7b56\u7565\u3002\u6211\u5011\u76f8\u4fe1\uff0cEndowus\u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u5728\u64f4\u5927\u6b64\u985e\u6295\u8cc7\u7b56\u7565\u7684\u8986\u84cb\u7bc4\u570d\u65b9\u9762\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u6211\u5011\u8207Endowus\u4e00\u6a23\u76f8\u4fe1\uff0c\u9999\u6e2f\u6295\u8cc7\u8005\u6703\u63a5\u53d7\u4ee5\u5ba2\u6236\u70ba\u5148\u7684\u8ca1\u5bcc\u7ba1\u7406\u6a21\u5f0f\u3002\u300d \u300cDimensional \u7684\u6295\u8cc7\u6d41\u7a0b\u9ad4\u73fe\u4e86\u591a\u5e74\u4f86\u7684\u5275\u65b0\u548c\u5b8c\u5584\uff0c\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u4e86\u66f4\u597d\u7684\u56de\u5831\u3002\u6211\u5011\u5c0d\u7814\u7a76\u7684\u56b4\u8b39\u548c\u8ffd\u6c42\u771f\u7406\u7684\u627f\u8afe\uff0c\u5e6b\u52a9\u696d\u754c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u900f\u660e\u3001\u6578\u64da\u9a45\u52d5\u7684\u6295\u8cc7\u65b9\u6848\u3002 \u5982\u4eca\uff0c\u9019\u4e00\u627f\u8afe\u7e7c\u7e8c\u63a8\u52d5 Dimensional \u548c Endowus \u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u4e0d\u65b7\u524d\u9032\u3002\u300d \u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u6607\u83ef\u9ad4\u9a57 \u65b0\u589e\u79c1\u52df\u5e02\u5834\u53ca\u5c0d\u6c96\u57fa\u91d1\u6295\u8cc7\u6a5f\u9047 \u5347\u7d1a\u7248\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\u70ba\u672c\u6e2f\u7684\u5c08\u696d\u6295\u8cc7\u8005\u5e36\u4f86\u66f4\u591a\u65b0\u529f\u80fd\uff0c\u5305\u62ec\u5373\u6642\u700f\u89bd\u534a\u6d41\u52d5\u548c\u5168\u6d41\u52d5\u7684\u79c1\u52df\u80a1\u6b0a\u57fa\u91d1\u3001\u79c1\u52df\u4fe1\u8cb8\u57fa\u91d1\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u6295\u8cc7\u7522\u54c1\uff0c\u4e26\u4ee5\u66f4\u4f4e\u7684\u6295\u8cc7\u9580\u6abb\u63d0\u4f9b\u7121\u7e2b\u9ad4\u9a57\u3002 Endowus\u66f4\u9032\u4e00\u6b65\u52a9\u6295\u8cc7\u8005\u7372\u53d6\u4e00\u4e9b\u904e\u5f80\u5165\u5834\u9580\u6abb\u751a\u9ad8\u7684\u8cc7\u7522\u985e\u5225\u548c\u6295\u8cc7\u65b9\u6848\uff0c\u5305\u62ec\u7531\u5343\u79a7\u7ba1\u7406\uff08Millennium\uff09\u3001Point72\u548cBalyasny\u7b49\u516c\u53f8\u7ba1\u7406\u7684\u5c0d\u6c96\u57fa\u91d1\uff0c\u4ee5\u53ca\u4f86\u81ea\u51f1\u96f7\uff08Carlyle\uff09\u3001\u6bb7\u62d3\u96c6\u5718\uff08EQT\uff09\u3001KKR\u548cPartners Group\u7684\u79c1\u52df\u80a1\u6b0a\u548c\u4fe1\u8cb8\u57fa\u91d1\u3002\u7576\u4e2d\u5927\u90e8\u4efd\u904e\u5f80\u50c5\u5411\u9ad8\u8cc7\u7522\u6de8\u503c\u500b\u4eba\u6295\u8cc7\u8005\u63d0\u4f9b\uff0c\u4e26\u9700\u8981\u900f\u904e\u512a\u5148\u7406\u8ca1\u548c\u79c1\u4eba\u9280\u884c\u7684\u5ba2\u6236\u95dc\u4fc2\u7d93\u7406\u6216\u8ca1\u52d9\u9867\u554f\u8a8d\u8cfc\u3002 Endowus\u501f\u52a9\u79d1\u6280\uff0c\u8b93\u672c\u6e2f\u7684\u5bcc\u88d5\u968e\u5c64\u6295\u8cc7\u8005\u80fd\u66f4\u76f4\u63a5\u7372\u53d6\u79c1\u52df\u5e02\u5834\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5275\u9020\u66f4\u516c\u5e73\u7684\u6295\u8cc7\u74b0\u5883\u3002\u91cd\u8996\u5c08\u4eba\u7dab\u4e0b\u670d\u52d9\u7684\u5ba2\u6236\uff0c\u53ef\u8207Endowus\u7684\u8ca1\u5bcc\u9867\u554f\u5718\u968a\u806f\u7e6b\uff0c\u4ed6\u5011\u66fe\u5728\u6469\u6839\u58eb\u4e39\u5229\u3001\u6469\u6839\u5927\u901a\u3001\u9ad8\u76db\u3001\u7f8e\u4e16\u3001\u6668\u661f\u548c\u745e\u9280\u7b49\u5168\u7403\u9818\u5148\u7684\u6a5f\u69cb\u4efb\u8077\uff0c\u64c1\u6709\u6578\u5341\u5e74\u7684\u5c08\u696d\u7d93\u9a57\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u66a8\u4e3b\u5e2d\u53ca\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u674e\u771e\uff08Samuel Rhee\uff09\u8868\u793a\uff1a\u300cEndowus\u5efa\u7acb\u4e86\u4e00\u500b\u7368\u7279\u7684\u7dda\u4e0a\u8ca1\u5bcc\u5e73\u53f0\uff0c\u65e2\u6709\u300e\u6df1\u5ea6\u79d1\u6280\u300f\uff0c\u53c8\u6709\u300e\u6df1\u5ea6\u91d1\u878d\u300f\u7684\u7279\u9ede\u3002\u6211\u5011\u900f\u904e\u79d1\u6280\u89e3\u6c7a\u4e86\u8a31\u591a\u8907\u96dc\u7684\u554f\u984c\uff0c\u4f8b\u5982\u9032\u5165\u79c1\u52df\u5e02\u5834\u548c\u53e6\u985e\u6295\u8cc7\uff0c\u6216\u8005\u5f15\u5165\u9802\u5c16\u7684\u9000\u4f11\u6295\u8cc7\u89e3\u6c7a\u65b9\u6848\u3002\u5f9e\u500b\u4eba\u6563\u6236\u5230\u5c08\u696d\u6295\u8cc7\u8005\u6216\u5927\u578b\u5bb6\u65cf\u8fa6\u516c\u5ba4\u7684\u5ba2\u6236\uff0c\u90fd\u80fd\u900f\u904eEndowus\u7368\u6709\u63d0\u4f9b\u7684\u5c08\u696d\u7406\u8ca1\u5efa\u8b70\u3001\u9802\u5c16\u7406\u8ca1\u7522\u54c1\u4ee5\u53ca\u4f4e\u5ec9\u7684\u8cbb\u7528\uff0c\u52a9\u529b\u4ed6\u5011\u5728\u6295\u8cc7\u9053\u8def\u4e0a\u7372\u53d6\u6210\u529f\u3002\u6211\u5011\u7368\u6709\u7684\u6df7\u5408\u7dda\u4e0a\u7dda\u4e0b\u8aee\u8a62\u65b9\u5f0f\uff0c\u7d50\u5408\u5c08\u696d\u77e5\u8b58\u548c\u4ee5\u6578\u78bc\u70ba\u5148\u7684\u6280\u8853\u5e73\u53f0\uff0c\u65e8\u5728\u6eff\u8db3\u5ba2\u6236\u7684\u7368\u7279\u9700\u6c42\u548c\u671f\u671b\uff0c\u78ba\u4fdd\u4ed6\u5011\u64c1\u6709\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u6240\u9700\u7684\u6700\u4f73\u5de5\u5177\u548c\u898b\u89e3\u3002\u300d \u70ba\u672c\u6e2f\u5e02\u5834\u5ea6\u8eab\u8a02\u9020\u7684Endowus\u5168\u65b9\u4f4d\u5347\u7d1a\u6578\u78bc\u8ca1\u5bcc\u61c9\u7528\u7a0b\u5f0f\uff0c\u9084\u63a8\u51fa\u4e00\u7cfb\u5217\u70ba\u500b\u4eba\u6295\u8cc7\u8005\u8a2d\u8a08\u7684\u529f\u80fd\uff0c\u8b93\u4ed6\u5011\u80fd\u8f15\u9b06\u99d5\u99ad\u6295\u8cc7\u3002\u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u7684\u7126\u9ede\u5305\u62ec\uff1a\u4ee5\u76ee\u6a19\u5c0e\u5411\u7684\u6295\u8cc7\u6846\u67b6\u3001\u63a2\u7d22\u7cbe\u9078\u57fa\u91d1\u7cfb\u5217\u3001\u4f7f\u7528\u96fb\u5b50\u76f4\u63a5\u4ed8\u6b3e\u6388\u6b0a\uff08eDDA\uff09\u9032\u884c\u5373\u6642\u6295\u8cc7\u8f49\u8cec\u3001\u5c07\u73fe\u6709\u57fa\u91d1\u8f49\u79fb\u81f3Endowus\u8cec\u6236\u4ee5\u7bc0\u7701\u8cbb\u7528\u3001\u63d0\u4f9b\u82f1\u6587\u548c\u7e41\u9ad4\u4e2d\u6587\u96d9\u8a9e\u754c\u9762\u7b49\u3002\u5728\u672a\u4f86\u7684\u5e7e\u500b\u5b63\u5ea6\uff0cEndowus\u61c9\u7528\u7a0b\u5f0f\u9084\u5c07\u9010\u6b65\u63a8\u51fa\u5176\u4ed6\u5099\u53d7\u8ffd\u6367\u7684\u529f\u80fd\uff0c\u5305\u62ec\u6295\u8cc7\u591a\u7a2e\u8ca8\u5e63\u57fa\u91d1\u3001\u81ea\u52d5\u8ca8\u5e63\u514c\u63db\u3001\u666e\u53ca\u91d1\u878d\u77e5\u8b58\u4ee5\u53ca\u57fa\u65bc\u5ba2\u6236\u7368\u7279\u9700\u6c42\u800c\u5efa\u8b70\u7684\u300c\u4e0b\u4e00\u500b\u6700\u4f73\u52d5\u4f5c\u300d\uff0c\u52a9\u5ba2\u6236\u5728Endowus\u5e73\u53f0\u4e0a\u505a\u51fa\u66f4\u660e\u667a\u3001\u66f4\u597d\u7684\u6295\u8cc7\u6c7a\u7b56\u3002 \u884c\u696d\u9996\u9593\u4ee5\u5ba2\u6236\u6700\u4f73\u5229\u76ca\u548c\u4eba\u751f\u76ee\u6a19\u70ba\u91cd\u5fc3\u7684\u5e73\u53f0 \u4f5c\u70ba\u9999\u6e2f\u9996\u9593\u771f\u6b63\u7368\u7acb\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\uff0cEndowus\u81f4\u529b\u78ba\u4fdd\u6295\u8cc7\u8005\u900f\u904e\u9802\u5c16\u7684\u6578\u78bc\u8ca1\u5bcc\u9ad4\u9a57\uff0c\u7372\u5f97\u512a\u8cea\u7684\u6295\u8cc7\u65b9\u6848\uff0c\u540c\u6642\u53d7\u60e0\u65bc\u516c\u5e73\u548c\u900f\u660e\u7684\u8cbb\u7528\uff0c\u8b93\u4ed6\u5011\u80fd\u4fdd\u7559\u66f4\u591a\u6295\u8cc7\u56de\u5831\u4e26\u5be6\u73fe\u81ea\u5df1\u7684\u8ca1\u5bcc\u76ee\u6a19\u3002 Endowus\u667a\u5b89\u6295\u9999\u6e2f\u696d\u52d9\u4e3b\u7ba1\u8881\u6dc7\u6b23\uff08Steffanie Yuen\uff09\u8aaa\uff1a\u300c\u6bcf\u6b21\u63a8\u51fa\u65b0\u7522\u54c1\u6642\uff0cEndowus\u4ecd\u7136\u5805\u6301\u6211\u5011\u7368\u6709\u4e0d\u6536\u53d6\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u548c\u4efb\u4f55\u92b7\u552e\u4f63\u91d1\u7684\u696d\u52d9\u6a21\u5f0f\uff0c\u50c5\u6536\u53d6\u55ae\u4e00\u5168\u5305\u900f\u660e\u7684\u6295\u9867\u8cbb\uff0c\u4e26\u5411\u5ba2\u6236\u63d0\u4f9b\u884c\u696d\u9996\u5275\u7684100%\u4f63\u91d1\u56de\u8d08\uff0c\u4ee4Endowus\u5728\u64d4\u4efb\u5ba2\u6236\u53ef\u4fe1\u8cf4\u7684\u7406\u8ca1\u9867\u554f\u6642\uff0c\u4fdd\u6301\u7368\u7acb\u548c\u7121\u5229\u76ca\u885d\u7a81\uff0c\u80fd\u7dad\u8b77\u5ba2\u6236\u7684\u6700\u4f73\u5229\u76ca\uff0c\u53cd\u6620\u6295\u8cc7\u7d44\u5408\u7684\u6240\u6709\u6c7a\u7b56\u5b8c\u5168\u57fa\u65bc\u662f\u5426\u80fd\u5354\u52a9\u5ba2\u6236\u7372\u53d6\u6295\u8cc7\u6210\u529f\uff0c\u800c\u4e0d\u53d7\u4efb\u4f55\u5916\u5728\u56e0\u7d20\uff0c\u6bd4\u5982\u92b7\u552e\u4f63\u91d1\u6216\u56de\u6263\u7b49\u5f71\u97ff\u3002\u300d Endowus\u7684\u5546\u696d\u6a21\u5f0f\u662f\u4ee5\u5ba2\u6236\u7684\u4eba\u751f\u76ee\u6a19\u70ba\u672c\uff0c\u63d0\u4f9b\u591a\u7a2e\u7d93\u7cbe\u5fc3\u6311\u9078\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u6eff\u8db3\u7279\u5b9a\u7684\u8ca1\u5bcc\u548c\u751f\u6d3b\u76ee\u6a19\u3002\u9664\u4e86\u5168\u65b0\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0cEndowus\u76ee\u524d\u9084\u63d0\u4f9bCashUp\u548cIncomeUp\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u5225\u5c08\u6ce8\u65bc\u73fe\u91d1\u7ba1\u7406\u548c\u7522\u751f\u88ab\u52d5\u6536\u5165\uff0c\u9019\u4e9b\u7cbe\u5fc3\u7b56\u5283\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80fd\u6eff\u8db3\u4e0d\u540c\u4eba\u751f\u968e\u6bb5\u7684\u8ca1\u52d9\u9700\u8981\u3002 \u95dc\u65bcEndowus\u667a\u5b89\u6295 Endowus\u667a\u5b89\u6295\u662f\u4e9e\u6d32\u9818\u5148\u7684\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\uff0c\u7372\u9999\u6e2f\u8b49\u76e3\u6703\u53ca\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u724c\u7167\u8a31\u53ef\u3002Endowus\u662f\u4e9e\u6d32\u9996\u500b\u540c\u6642\u63d0\u4f9b\u500b\u4eba\u5132\u84c4\u3001\u79c1\u4eba\u8ca1\u5bcc\u548c\u516c\u5171\u9000\u4f11\u4fdd\u969c\u5132\u84c4\uff08\u65b0\u52a0\u5761\u516c\u7a4d\u91d1\u8a08\u5283\uff08CPF\uff09\u548c\u9000\u4f11\u8f14\u52a9\u8a08\u5283\uff08SRS\uff09\uff09\u670d\u52d9\u7684\u7d9c\u5408\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u3002\u900f\u904e\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u7dda\u4e0a\u9ad4\u9a57\uff0cEndowus\u8b93\u6295\u8cc7\u8005\u80fd\u4ee5\u516c\u5e73\u3001\u5408\u7406\u7684\u8cbb\u7528\u53d6\u5f97\u5c08\u696d\u7684\u6295\u8cc7\u9867\u554f\u670d\u52d9\uff0c\u540c\u6642\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u65e8\u5728\u5354\u52a9\u4ed6\u5011\u5be6\u73fe\u8ca1\u5bcc\u589e\u9577\u7684\u76ee\u6a19\u3002\u00a0 \u200dEndowus\u81ea2017\u5e74\u6210\u7acb\u4ee5\u4f86\u5df2\u73729,500\u842c\u7f8e\u5143\u878d\u8cc7\uff0c\u6295\u8cc7\u8005\u5305\u62ec\u745e\u9280UBS Next\uff0c\u82b1\u65d7Citi Ventures\u3001MUFG Innovation Partners\u3001\u65b0\u52a0\u5761\u7d93\u6fdf\u767c\u5c55\u5c40\u6295\u8cc7\u516c\u53f8\uff08EDBI\uff09\u3001\u5149\u901f\u5275\u6295\uff08Lightspeed Venture Partners\uff09\u3001Prosus Ventures\u3001\u4e09\u661f\u98a8\u96aa\u6295\u8cc7 \uff08Samsung Ventures\uff09\u3001\u8edf\u9280\u4e9e\u6d32\u3001\u65b0\u52a0\u5761\u96fb\u4fe1\u65d7\u4e0b Singtel Innov8\u3001\u548cZ Venture Capital\uff0c\u5176\u4ed6\u6295\u8cc7\u8005\u5305\u62ec\u90e8\u4efd\u4e9e\u6d32\u6700\u5927\u7684\u5bb6\u65cf\u8fa6\u516c\u5ba4\uff0c\u4ee5\u53caEndowus\u7684\u5275\u8fa6\u4eba\u53ca\u50f1\u54e1\u3002 Endowus\u7684\u884c\u696d\u9818\u5c0e\u5730\u4f4d\u4ee5\u53ca\u696d\u52d9\u589e\u9577\u5ee3\u53d7\u696d\u754c\u8a8d\u53ef\uff0c\u66f4\u69ae\u7372\u591a\u9805\u6b8a\u69ae\uff0c\u5305\u62ec\u4e9e\u6d32\u8cc7\u7522\u7ba1\u7406\u96dc\u8a8c\uff08Asia Asset Management\uff092023\u5e74\u5ea6Best of the Best\u7684\u65b0\u52a0\u5761\u6700\u4f73\u667a\u80fd\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u3001\u5e74\u5ea6\u6700\u4f73\u884c\u653f\u7e3d\u88c1\u3001\u8ca1\u8cc7\uff08The Asset\uff092023\u5e74AAA\u8ca1\u8cc7\u667a\u80fd\u5927\u734e\u7684\u65b0\u52a0\u5761\u6700\u4f73\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\u3001\u6700\u4f73\u8ca1\u5bcc\u79d1\u6280\u4f9b\u61c9\u5546 \uff08\u4e9e\u6d32\u79c1\u4eba\u9280\u884c\u5bb6\u8ca1\u5bcc\u79d1\u6280\u734e2023\uff09\u3002Endowus\u4ea6\u662f\u4e16\u754c\u7d93\u6fdf\u8ad6\u58c7\uff08World Economic Forum\uff092023\u5e74\u5ea6\u767e\u5927\u6280\u8853\u5148\u92d2\uff08Technology Pioneers 2023\uff09\u4e4b\u4e00\uff0c\u6b64\u524d\u4ea6\u7372\u9078\u70ba2022\u5e74\u798f\u5e03\u65af\u6700\u503c\u5f97\u95dc\u6ce8\u7684100\u5bb6\u4f01\u696d\u548c\u9818\u82f1\uff08LinkedIn\uff09\u6700\u4f73\u521d\u5275\u516c\u53f8\u4e4b\u4e00\u3002\u00a0 \u200dEndowus\u96c6\u5718\u5305\u62ec\u5169\u5bb6\u9999\u6e2f\u548c\u65b0\u52a0\u5761\u6301\u724c\u516c\u53f8\uff0c\u4ee5\u53ca\u7d2e\u6839\u65bc\u9999\u6e2f\u7684\u591a\u5bb6\u65cf\u8fa6\u516c\u5ba4Carret Private\u3002Endowus\u70ba\u6578\u4ee5\u5343\u842c\u8a08\u5ba2\u6236\u5c08\u696d\u7684\u7406\u8ca1\u670d\u52d9\uff0c\u65d7\u4e0b\u7ba1\u7406\u8cc7\u7522\u8d85\u904e50\u5104\u7f8e\u5143\uff0c\u70ba\u4e9e\u6d32\u6700\u5927\u7684\u7368\u7acb\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u3002\u6210\u7acb\u81f3\u4eca\uff0c\u900f\u904e\u76f4\u63a5\u5411\u5ba2\u6236\u56de\u8d08100%\u92b7\u552e\u4f63\u91d1\u3001\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\u8207\u7368\u6709\u7684\u57fa\u91d1\u7522\u54c1\uff0cEndowus\u5df2\u70ba\u5ba2\u6236\u7bc0\u7701\u8d85\u904e4,000\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u6210\u672c\u3002 \u6709\u95dc\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u700f\u89bd www.endowus.com\/zh-hk\u3002 [1]\u00a0Endowus\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\uff08Discretionary Portfolio Management\uff09\u670d\u52d9\uff0c\u5373Endowus\u6709\u6b0a\u4ee3\u8868\u5ba2\u6236\u5728\u8cec\u6236\u9032\u884c\u8cb7\u5165\u548c\u8ce3\u51fa\u7684\u6295\u8cc7\u6c7a\u7b56\u3002\u6b64\u65b9\u6cd5\u80fd\u5236\u5b9a\u7b26\u5408\u5ba2\u6236\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u7b56\u7565\u6027\u9577\u671f\u6295\u8cc7\u8a08\u5283\u3002 \u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\" \/>\n<meta property=\"og:site_name\" content=\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-16T20:00:00+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9\",\"datePublished\":\"2024-04-16T20:00:00+00:00\",\"dateModified\":\"2024-04-16T20:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\"},\"wordCount\":164,\"publisher\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en#organization\"},\"articleSection\":[\"\u672a\u5206\u985e\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\",\"url\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\",\"name\":\"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df\",\"isPartOf\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en#website\"},\"datePublished\":\"2024-04-16T20:00:00+00:00\",\"dateModified\":\"2024-04-16T20:00:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9801\",\"item\":\"https:\/\/www.franchise.com.hk\/en\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.franchise.com.hk\/en#website\",\"url\":\"https:\/\/www.franchise.com.hk\/en\",\"name\":\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df\",\"description\":\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df | Franchise HK\",\"publisher\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.franchise.com.hk\/en?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.franchise.com.hk\/en#organization\",\"name\":\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df\",\"url\":\"https:\/\/www.franchise.com.hk\/en\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.franchise.com.hk\/en#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/www.franchise.com.hk\/wp-content\/uploads\/2022\/05\/cropped-cropped-franchise-logo-02-e1652686851566-2.png?fit=350%2C76&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.franchise.com.hk\/wp-content\/uploads\/2022\/05\/cropped-cropped-franchise-logo-02-e1652686851566-2.png?fit=350%2C76&ssl=1\",\"width\":350,\"height\":76,\"caption\":\"\u9999\u6e2f\u7279\u8a31\u7d93\u71df\"},\"image\":{\"@id\":\"https:\/\/www.franchise.com.hk\/en#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459","og_locale":"en_US","og_type":"article","og_title":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df","og_description":"\u4e9e\u6d32\u9996\u5bb6\u53ca\u6700\u5927\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u9867\u554f\u6b63\u70ba\u6295\u8cc7\u8005\u91cd\u5851\u4e00\u500b\u96f6\u8a8d\u8cfc\u8cbb\uff0c\u975e\u92b7\u552e\u4f63\u91d1\u4e3b\u5c0e\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u6295\u8cc7\u7d44\u5408\u69cb\u5efa\u3001\u7ba1\u7406\u53ca\u6295\u5f8c\u76e3\u63a7\u548c\u8ffd\u8e64\u670d\u52d9\u3002Endowus\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u6295\u8cc7\u6700\u512a\u8cea\u7684\u57fa\u91d1\u548c\u76ee\u6a19\u5c0e\u5411\u578b\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u5305\u62ec\u88ab\u52d5\u548c\u4e3b\u52d5\u6295\u8cc7\u4ee5\u53ca\u4e0d\u540c\u8cc7\u7522\u985e\u5225\uff0c\u5305\u62ec\u516c\u958b\u5e02\u5834\u3001\u79c1\u52df\u80a1\u6b0a\u3001\u79c1\u52df\u4fe1\u8cb8\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u3002 Endowus\u5ba2\u6236\u53ef\u900f\u904e\u5ee3\u53d7\u597d\u8a55\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u9ad4\u9a57\u5347\u7d1a\u7248\u7684\u500b\u4eba\u6578\u78bc\u6295\u8cc7\u9ad4\u9a57\uff0c\u540c\u6642\u4eab\u53d7\u4e00\u500b\u4e0d\u4ee5\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u6216\u9f13\u52f5\u5ba2\u6236\u983b\u7e41\u4ea4\u6613\u800c\u8cfa\u53d6\u4ea4\u6613\u8cbb\u7528\u70ba\u76ee\u7684\u7684\u8ca1\u5bcc\u9867\u554f\u670d\u52d9\u3002Endowus\u662f\u5168\u6e2f\u9996\u9593\u5411\u5ba2\u6236100%\u56de\u8d08\u57fa\u91d1\u92b7\u552e\u4f63\u91d1\u7684\u516c\u53f8\uff0c\u4f7f\u5176\u5411\u5ba2\u6236\u63d0\u4f9b\u5efa\u8b70\u6642\u4fdd\u6301\u7368\u7acb\u6027\u3002 \u540c\u6642\u63a8\u51faEndowus\u65d7\u8266\u6295\u8cc7\u7d44\u5408[1]\uff0c\u5f15\u5165\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7d93\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u7522\u54c1\u3002\u6b64\u6295\u8cc7\u7d44\u5408\u80fd\u8b93\u9999\u6e2f\u6295\u8cc7\u8005\u4ee5\u4f4e\u6536\u8cbb\u7684\u65b9\u5f0f\u63a5\u89f8\u5230\u904e\u5f80\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u8a8d\u8cfc\u7684\u57fa\u91d1\u7522\u54c1\u3002 \u9999\u6e2f2024\u5e744\u670817\u65e5 \/\u7f8e\u901a\u793e\/ &#8212; \u4e9e\u6d32\u898f\u6a21\u6700\u5927\u3001\u5168\u6e2f\u9996\u5bb6\u771f\u6b63\u7368\u7acb\u4e14\u7121\u5229\u76ca\u885d\u7a81\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0Endowus\u667a\u5b89\u6295\u4eca\u5929\u5ba3\u5e03\uff0c\u63a8\u51fa\u5168\u65b9\u4f4d\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u670d\u52d9\uff0c\u7a81\u986f\u6301\u7e8c\u6295\u8cc7\u79d1\u6280\u7684\u6210\u679c\uff0c\u4e26\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u512a\u8cea\u7684\u670d\u52d9\u3002\u8a72\u670d\u52d9\u767c\u4f48\u65bc\u4eca\u65e5\u5728\u6e2f\u8209\u8fa6\u7684\u9996\u5c4aEndowus\u6295\u8cc7\u5cf0\u6703\u4e0a\u5ba3\u5e03\uff0c\u5cf0\u6703\u8c50\u5bcc\u7684\u8b70\u7a0b\u5448\u73fe\u4e86\u884c\u696d\u9818\u8896\u7684\u89c0\u9ede\uff0c\u51fa\u5e2d\u7684\u5305\u62ec\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u526f\u7e3d\u88c1\u674e\u9054\u5fd7\uff08Howard Lee)\u3001\u54c1\u6d69\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u526f\u4e3b\u5e2dJohn Studzinski CBE\u3001\u5357\u8c50\u96c6\u5718\u5bb6\u65cf\u8fa6\u516c\u5ba4Nan Fung Trinity\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u6731\u6085\uff08Helen Zhu\uff09\u548c Dimensional Fund Advisors \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim\u3002 Endowus\u7684\u4f7f\u547d\u662f\u8b93\u500b\u4eba\u6295\u8cc7\u8005\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u3001\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u5305\u62ec\u6148\u5584\u6a5f\u69cb\u548c\u6350\u8d08\u57fa\u91d1\u7b49\u4ee5\u516c\u5e73\u900f\u660e\u7684\u8cbb\u7528\u7372\u53d6\u6295\u8cc7\u5168\u7403\u6700\u4f73\u7684\u516c\u52df\u3001\u79c1\u52df\u548c\u5c0d\u51b2\u57fa\u91d1\u7522\u54c1\u7684\u6a5f\u6703\uff0c\u4e26\u5411\u4ed6\u5011\u63d0\u4f9b\u5c08\u696d\u3001\u79d1\u5b78\u5316\u7684\u7406\u8ca1\u5efa\u8b70\u548c\u6295\u8cc7\u65b9\u6848\u3002\u6b64\u6b21\u5168\u65b9\u4f4d\u670d\u52d9\u7684\u63a8\u51fa\uff0c\u65e8\u5728\u70ba\u9999\u6e2f\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u597d\u7684\u9078\u64c7\u548c\u5efa\u8b70\uff0c\u4ee5\u7ba1\u7406\u5176\u8ca1\u5bcc\u3002 Endowus\u4e0d\u6536\u53d6\u4efb\u4f55\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u7528\uff0c\u4e26\u9996\u5275\u628a\u57fa\u91d1\u516c\u53f8\u4e00\u822c\u652f\u4ed8\u7d66\u9280\u884c\u548c\u79c1\u4eba\u9280\u884c\u7684\u92b7\u552e\u4f63\u91d1\uff0c100%\u8fd4\u9084\u7d66\u5ba2\u6236\u7684\u7368\u7279\u6a21\u5f0f\uff0c\u5f9e\u800c\u964d\u4f4e\u5ba2\u6236\u7684\u6295\u8cc7\u6210\u672c\u4e26\u589e\u52a0\u56de\u5831\u3002Endowus\u53ea\u5411\u5ba2\u6236\u6536\u53d6\u55ae\u4e00\u5168\u5305\uff0c\u4e26\u6839\u64da\u5ba2\u6236\u8cc7\u7522\u898f\u6a21\u91d0\u5b9a\u7684\u6295\u9867\u8cbb\uff0c\u9019\u7a2e\u6a21\u5f0f\u8b93Endowus\u4ee5\u5ba2\u6236\u7684\u6700\u5927\u5229\u76ca\u70ba\u91cd\u5fc3\uff0c\u5c08\u6ce8\u65bc\u5236\u5b9a\u9069\u5408\u5ba2\u6236\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u5354\u52a9\u4ed6\u5011\u7684\u8ca1\u5bcc\u589e\u9577\u3002\u9019\u8207\u5927\u591a\u6578\u50b3\u7d71\u548c\u7dda\u4e0a\u884c\u696d\u53c3\u8207\u8005\u4e0d\u540c\uff0c\u4ed6\u5011\u5f80\u5f80\u6536\u53d6\u9ad8\u984d\u8a8d\u8cfc\u6216\u4ea4\u6613\u8cbb\u7528\uff0c\u8a98\u4f7f\u5ba2\u6236\u983b\u7e41\u5730\u66f4\u63db\u6295\u8cc7\u7d44\u5408\u3002\u6b64\u5916\uff0c\u5411\u57fa\u91d1\u7d93\u7406\u6536\u53d6\u7522\u54c1\u92b7\u552e\u4f63\u91d1\u4e5f\u53ef\u5f15\u8d77\u6f5b\u5728\u7684\u5229\u76ca\u885d\u7a81\uff0c\u8ca1\u52d9\u9867\u554f\u53ef\u80fd\u6703\u56e0\u6b64\u88ab\u5c0e\u5411\u70ba\u5ba2\u6236\u63a8\u85a6\u9ad8\u4f63\u91d1\u7522\u54c1\u3002Endowus\u7684\u7121\u5229\u76ca\u885d\u7a81\u696d\u52d9\u6a21\u5f0f\u5728\u6fb3\u6d32\u3001\u82f1\u570b\u3001\u745e\u58eb\u3001\u6b50\u76df\u90e8\u5206\u5730\u5340\u548c\u7f8e\u570b\u7b49\u6210\u7232\u4e3b\u6d41\u6a21\u5f0f\uff0c\u90e8\u5206\u5730\u5340\u548c\u570b\u5bb6\u4e26\u5df2\u660e\u6587\u7981\u6b62\u7522\u54c1\u92b7\u552e\u6e20\u9053\u6536\u53d6\u6b64\u985e\u4f63\u91d1\u3002Endowus\u65e8\u5728\u65bc\u9999\u6e2f\u5730\u5340\u548c\u65b0\u52a0\u5761\u63a8\u5ee3\u6b64\u5546\u696d\u6a21\u5f0f\uff0c\u76ee\u524d\u7ba1\u7406\u8cc7\u7522\u5df2\u8d85\u904e400\u5104\u6e2f\u5143\uff0850\u5104\u7f8e\u5143\uff09\u3002 \u9019\u6b21\u65b0\u63a8\u51fa\u7684\u9084\u6709\u5347\u7d1a\u7248\u7684\u5168\u529f\u80fd\u96d9\u8a9eEndowus\u61c9\u7528\u7a0b\u5f0f\uff0c\u8b93\u5ba2\u6236\u80fd\u900f\u904e\u8f15\u9b06\u6295\u8cc7\uff0c\u5be6\u73fe\u4eba\u751f\u76ee\u6a19\u3002\u61c9\u7528\u7a0b\u5f0f\u7d93\u904e\u6539\u826f\uff0c\u8b93\u6240\u6709\u6295\u8cc7\u8005\u5728\u4e86\u89e3\u81ea\u5df1\u5c08\u5c6c\u7684\u76ee\u6a19\u548c\u9700\u6c42\u5f8c\uff0c\u80fd\u5920\u81ea\u8a02\u6295\u8cc7\u7d44\u5408\uff1b\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\u4ea6\u53ef\u4ee5\u900f\u904e\u7368\u7acb\u4e92\u60e0\u57fa\u91d1\u5e73\u53f0\u667a\u5b89\u6295\u00a0Fund Smart\u76f4\u63a5\u6295\u8cc7\u55ae\u4e00\u57fa\u91d1\u6216\u69cb\u5efa\u5c6c\u65bc\u81ea\u5df1\u7684\u57fa\u91d1\u7d44\u5408\u3002 Endowus\u540c\u6642\u5728\u672c\u6e2f\u63a8\u51fa\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\uff0c\u8a72\u6295\u8cc7\u7d44\u5408\u662fEndowus\u76ee\u524d\u65bc\u65b0\u52a0\u5761\u6700\u53d7\u6b61\u8fce\u7684\u7d44\u5408\uff0c\u7531\u5c08\u5bb6\u7cbe\u5fc3\u6311\u9078\u5168\u7403\u591a\u5143\u5316\u7684\u57fa\u91d1\uff0c\u4e26\u63d0\u4f9b\u4e0d\u540c\u7684\u9078\u64c7\uff0c\u4ee5\u914d\u5408\u500b\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u6c34\u5e73\u548c\u6295\u8cc7\u8996\u91ce\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u53ca\u9996\u5e2d\u57f7\u884c\u5b98\u842c\u632f\u90a6\uff08Gregory Van\uff09\u8868\u793a\uff1a\u300c\u6211\u5011\u5728\u9999\u6e2f\u6b63\u5f0f\u5168\u9762\u63a8\u51fa\u670d\u52d9\uff0c\u8db3\u8b49Endowus\u4e0d\u65b7\u5275\u65b0\u4ee5\u6eff\u8db3\u9999\u6e2f\u6295\u8cc7\u8005\u591a\u6a23\u5316\u9700\u6c42\u7684\u627f\u8afe\u3002\u900f\u904e\u6211\u5011\u7368\u6709\u7684\u5c08\u696d\u6295\u8cc7\u77e5\u8b58\u548c\u7d93\u9a57\uff0c\u4ee5\u53ca\u79d1\u6280\u5e73\u53f0\u6280\u8853\uff0c\u6211\u5011\u4e0d\u50c5\u63d0\u5347\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\uff0c\u9084\u80fd\u8b93\u66f4\u591a\u5ba2\u6236\u63a5\u89f8\u5230\u4ee5\u524d\u7121\u6cd5\u89f8\u53ca\uff0c\u50c5\u4f9b\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u9ad8\u6de8\u503c\u5ba2\u6236\u7684\u6295\u8cc7\u6a5f\u6703\u3002\u6211\u5011\u5168\u610f\u6295\u5165\u9999\u6e2f\u5e02\u5834\uff0c\u4e26\u4e14\u5f88\u9ad8\u8208\u80fd\u8b93\u5ba2\u6236\u4ee5\u66f4\u597d\u7684\u65b9\u5f0f\uff0c\u6309\u7167\u6bcf\u500b\u4eba\u4e0d\u540c\u7684\u8ca1\u5bcc\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u81ea\u4e3b\u69cb\u5efa\u6700\u5408\u9069\u7684\u6295\u8cc7\u7d44\u5408\u3002\u300d Endowus\u5168\u65b0\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u00a0\u2013 \u4e00\u7ad9\u5f0f\u6295\u8cc7\u591a\u5bb6\u5168\u7403\u9802\u5c16\u57fa\u91d1\u516c\u53f8\u6240\u7ba1\u7406\u7684\u7522\u54c1\uff0c\u91dd\u5c0d\u5ba2\u6236\u4e0d\u540c\u7684\u98a8\u96aa\u504f\u597d\u548c\u7406\u8ca1\u76ee\u6a19\uff0c\u69cb\u5efa\u591a\u5143\u8cc7\u7522\u985e\u5225\u6295\u8cc7\u7d44\u5408 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff08Endowus Flagship Portfolios\uff09\u5c07\u65bc2024\u5e745\u6708\u4e0a\u7dab\uff0c\u70ba\u5c0b\u6c42\u591a\u5143\u5316\u5206\u6563\u6295\u8cc7\uff0c\u4e26\u5728\u4e2d\u9577\u671f\u5167\u722d\u53d6\u7372\u5f97\u7406\u60f3\u7684\u98a8\u96aa\u8abf\u6574\u5f8c\u6295\u8cc7\u56de\u5831\u7684\u5ba2\u6236\uff0c\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u89e3\u6c7a\u65b9\u6848\u3002\u6295\u8cc7\u7d44\u5408\u6839\u64da\u500b\u5225\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\uff0c\u4ee5\u4e0d\u540c\u7684\u80a1\u7968\u548c\u50b5\u5238\u8cc7\u7522\u5efa\u7acb\u6295\u8cc7\u7d44\u5408\uff0c\u5f15\u5165\u4f86\u81ea\u5168\u7403\u9818\u5148\u7684\u57fa\u91d1\u7ba1\u7406\u5408\u4f5c\u5925\u4f34\uff0c\u5305\u62ec\u6771\u65b9\u532f\u7406\u3001\u8c9d\u840a\u5fb7\u3001Dimensional Fund Advisors\u548c\u54c1\u6d69\u7ba1\u7406\u7684\u4e92\u60e0\u57fa\u91d1\u3002 \u5168\u65b0\u7684\u667a\u5b89\u6295\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u662f\u7531\u667a\u5b89\u6295Endowus\u6295\u8cc7\u5718\u968a\u69cb\u5efa\u548c\u7ba1\u7406\u7684\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\u670d\u52d9\u3002\u8a72\u5718\u968a\u753112\u4eba\u7d44\u6210\uff0c\u5747\u64c1\u6709\u8c50\u5bcc\u7684\u884c\u696d\u7d93\u9a57\u548c\u5c08\u696d\u7684\u6a5f\u69cb\u6295\u8cc7\u80cc\u666f\uff0c\u5c08\u6ce8\u70ba\u5ba2\u6236\u6311\u9078\u6700\u512a\u79c0\u7684\u57fa\u91d1\u7522\u54c1\u3001\u5efa\u7acb\u4e26\u9069\u6642\u6539\u826f\u6295\u8cc7\u7d44\u5408\u548c\u6301\u7e8c\u76e3\u5bdf\u8868\u73fe\u3002Endowus\u9078\u64c7\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u5747\u64c1\u6709\u6578\u5341\u5e74\u6295\u8cc7\u7ba1\u7406\u5c08\u696d\u7d93\u9a57\uff0c\u53ca\u4ee5\u9577\u671f\u7a69\u5b9a\u56de\u5831\u898b\u7a31\u3002\u9664\u4e86\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u5916\uff0cEndowus\u6295\u8cc7\u5718\u968a\u6191\u85c9\u5176\u5728\u516c\u958b\u548c\u79c1\u52df\u5e02\u5834\u6295\u8cc7\u3001\u5bb6\u65cf\u8fa6\u516c\u5ba4\u548c\u8ca1\u5bcc\u7ba1\u7406\u65b9\u9762\u7684\u8c50\u5bcc\u7d93\u9a57\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u6295\u8cc7\u670d\u52d9\uff0c\u8b93\u5ba2\u6236\u7121\u9808\u81ea\u884c\u6301\u7e8c\u8ffd\u8e64\u5e02\u5834\u6d88\u606f\u3002 \u662f\u6b21\u548cEndowus\u667a\u5b89\u6295\u5408\u4f5c\u4ea6\u662fDimensional Fund Advisors\u9996\u5ea6\u9032\u8ecd\u9999\u6e2f\u5e02\u5834\u7684\u91cc\u7a0b\u7891\u3002Dimensional \u662f\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u3001\u8cc7\u7522\u8d85\u904e 7,190 \u5104\u7f8e\u5143\u8cc7\u7522\uff08\u622a\u81f3 2024 \u5e74 3 \u6708\u5e95\uff09\u7684\u77e5\u540d\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u3002Dimensional\u65d7\u4e0b\u7684\u6295\u8cc7\u7b56\u7565\u4ee5\u5f80\u50c5\u9650\u65bc\u6a5f\u69cb\u6295\u8cc7\u8005\uff0c\u6216\u5c11\u6578\u9ad8\u6de8\u503c\u5ba2\u6236\u80fd\u900f\u904e\u7279\u5b9a\u6e20\u9053\u8cfc\u8cb7\u3002\u73fe\u5728\u500b\u4eba\u6295\u8cc7\u8005\u53ef\u4ee5\u900f\u904eEndowus\u5168\u65b0\u63a8\u51fa\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0c\u5c07Dimensional \u7684\u6295\u8cc7\u7b56\u7565\u7d0d\u5165\u81ea\u8eab\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u4e2d\u3002 Dimensional \u4e9e\u6d32\uff08\u65e5\u672c\u9664\u5916\uff09\u7e3d\u88c1Joel Kim \u5f37\u8abf\uff1a\u300c40 \u591a\u5e74\u4f86\uff0cDimensional \u4e00\u76f4\u81f4\u529b\u65bc\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4ee5\u5b78\u8853\u7814\u7a76\u70ba\u57fa\u790e\u3001\u591a\u5143\u5316\u548c\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7b56\u7565\u3002\u6211\u5011\u76f8\u4fe1\uff0cEndowus\u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u5728\u64f4\u5927\u6b64\u985e\u6295\u8cc7\u7b56\u7565\u7684\u8986\u84cb\u7bc4\u570d\u65b9\u9762\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u6211\u5011\u8207Endowus\u4e00\u6a23\u76f8\u4fe1\uff0c\u9999\u6e2f\u6295\u8cc7\u8005\u6703\u63a5\u53d7\u4ee5\u5ba2\u6236\u70ba\u5148\u7684\u8ca1\u5bcc\u7ba1\u7406\u6a21\u5f0f\u3002\u300d \u300cDimensional \u7684\u6295\u8cc7\u6d41\u7a0b\u9ad4\u73fe\u4e86\u591a\u5e74\u4f86\u7684\u5275\u65b0\u548c\u5b8c\u5584\uff0c\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u4e86\u66f4\u597d\u7684\u56de\u5831\u3002\u6211\u5011\u5c0d\u7814\u7a76\u7684\u56b4\u8b39\u548c\u8ffd\u6c42\u771f\u7406\u7684\u627f\u8afe\uff0c\u5e6b\u52a9\u696d\u754c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u66f4\u900f\u660e\u3001\u6578\u64da\u9a45\u52d5\u7684\u6295\u8cc7\u65b9\u6848\u3002 \u5982\u4eca\uff0c\u9019\u4e00\u627f\u8afe\u7e7c\u7e8c\u63a8\u52d5 Dimensional \u548c Endowus \u4ee5\u53ca\u5176\u540c\u985e\u578b\u516c\u53f8\u4e0d\u65b7\u524d\u9032\u3002\u300d \u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u6607\u83ef\u9ad4\u9a57 \u65b0\u589e\u79c1\u52df\u5e02\u5834\u53ca\u5c0d\u6c96\u57fa\u91d1\u6295\u8cc7\u6a5f\u9047 \u5347\u7d1a\u7248\u7684Endowus\u61c9\u7528\u7a0b\u5f0f\u70ba\u672c\u6e2f\u7684\u5c08\u696d\u6295\u8cc7\u8005\u5e36\u4f86\u66f4\u591a\u65b0\u529f\u80fd\uff0c\u5305\u62ec\u5373\u6642\u700f\u89bd\u534a\u6d41\u52d5\u548c\u5168\u6d41\u52d5\u7684\u79c1\u52df\u80a1\u6b0a\u57fa\u91d1\u3001\u79c1\u52df\u4fe1\u8cb8\u57fa\u91d1\u548c\u5c0d\u6c96\u57fa\u91d1\u7b49\u6295\u8cc7\u7522\u54c1\uff0c\u4e26\u4ee5\u66f4\u4f4e\u7684\u6295\u8cc7\u9580\u6abb\u63d0\u4f9b\u7121\u7e2b\u9ad4\u9a57\u3002 Endowus\u66f4\u9032\u4e00\u6b65\u52a9\u6295\u8cc7\u8005\u7372\u53d6\u4e00\u4e9b\u904e\u5f80\u5165\u5834\u9580\u6abb\u751a\u9ad8\u7684\u8cc7\u7522\u985e\u5225\u548c\u6295\u8cc7\u65b9\u6848\uff0c\u5305\u62ec\u7531\u5343\u79a7\u7ba1\u7406\uff08Millennium\uff09\u3001Point72\u548cBalyasny\u7b49\u516c\u53f8\u7ba1\u7406\u7684\u5c0d\u6c96\u57fa\u91d1\uff0c\u4ee5\u53ca\u4f86\u81ea\u51f1\u96f7\uff08Carlyle\uff09\u3001\u6bb7\u62d3\u96c6\u5718\uff08EQT\uff09\u3001KKR\u548cPartners Group\u7684\u79c1\u52df\u80a1\u6b0a\u548c\u4fe1\u8cb8\u57fa\u91d1\u3002\u7576\u4e2d\u5927\u90e8\u4efd\u904e\u5f80\u50c5\u5411\u9ad8\u8cc7\u7522\u6de8\u503c\u500b\u4eba\u6295\u8cc7\u8005\u63d0\u4f9b\uff0c\u4e26\u9700\u8981\u900f\u904e\u512a\u5148\u7406\u8ca1\u548c\u79c1\u4eba\u9280\u884c\u7684\u5ba2\u6236\u95dc\u4fc2\u7d93\u7406\u6216\u8ca1\u52d9\u9867\u554f\u8a8d\u8cfc\u3002 Endowus\u501f\u52a9\u79d1\u6280\uff0c\u8b93\u672c\u6e2f\u7684\u5bcc\u88d5\u968e\u5c64\u6295\u8cc7\u8005\u80fd\u66f4\u76f4\u63a5\u7372\u53d6\u79c1\u52df\u5e02\u5834\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u5275\u9020\u66f4\u516c\u5e73\u7684\u6295\u8cc7\u74b0\u5883\u3002\u91cd\u8996\u5c08\u4eba\u7dab\u4e0b\u670d\u52d9\u7684\u5ba2\u6236\uff0c\u53ef\u8207Endowus\u7684\u8ca1\u5bcc\u9867\u554f\u5718\u968a\u806f\u7e6b\uff0c\u4ed6\u5011\u66fe\u5728\u6469\u6839\u58eb\u4e39\u5229\u3001\u6469\u6839\u5927\u901a\u3001\u9ad8\u76db\u3001\u7f8e\u4e16\u3001\u6668\u661f\u548c\u745e\u9280\u7b49\u5168\u7403\u9818\u5148\u7684\u6a5f\u69cb\u4efb\u8077\uff0c\u64c1\u6709\u6578\u5341\u5e74\u7684\u5c08\u696d\u7d93\u9a57\u3002 Endowus\u667a\u5b89\u6295\u806f\u5408\u5275\u8fa6\u4eba\u66a8\u4e3b\u5e2d\u53ca\u9996\u5e2d\u6295\u8cc7\u7e3d\u76e3\u674e\u771e\uff08Samuel Rhee\uff09\u8868\u793a\uff1a\u300cEndowus\u5efa\u7acb\u4e86\u4e00\u500b\u7368\u7279\u7684\u7dda\u4e0a\u8ca1\u5bcc\u5e73\u53f0\uff0c\u65e2\u6709\u300e\u6df1\u5ea6\u79d1\u6280\u300f\uff0c\u53c8\u6709\u300e\u6df1\u5ea6\u91d1\u878d\u300f\u7684\u7279\u9ede\u3002\u6211\u5011\u900f\u904e\u79d1\u6280\u89e3\u6c7a\u4e86\u8a31\u591a\u8907\u96dc\u7684\u554f\u984c\uff0c\u4f8b\u5982\u9032\u5165\u79c1\u52df\u5e02\u5834\u548c\u53e6\u985e\u6295\u8cc7\uff0c\u6216\u8005\u5f15\u5165\u9802\u5c16\u7684\u9000\u4f11\u6295\u8cc7\u89e3\u6c7a\u65b9\u6848\u3002\u5f9e\u500b\u4eba\u6563\u6236\u5230\u5c08\u696d\u6295\u8cc7\u8005\u6216\u5927\u578b\u5bb6\u65cf\u8fa6\u516c\u5ba4\u7684\u5ba2\u6236\uff0c\u90fd\u80fd\u900f\u904eEndowus\u7368\u6709\u63d0\u4f9b\u7684\u5c08\u696d\u7406\u8ca1\u5efa\u8b70\u3001\u9802\u5c16\u7406\u8ca1\u7522\u54c1\u4ee5\u53ca\u4f4e\u5ec9\u7684\u8cbb\u7528\uff0c\u52a9\u529b\u4ed6\u5011\u5728\u6295\u8cc7\u9053\u8def\u4e0a\u7372\u53d6\u6210\u529f\u3002\u6211\u5011\u7368\u6709\u7684\u6df7\u5408\u7dda\u4e0a\u7dda\u4e0b\u8aee\u8a62\u65b9\u5f0f\uff0c\u7d50\u5408\u5c08\u696d\u77e5\u8b58\u548c\u4ee5\u6578\u78bc\u70ba\u5148\u7684\u6280\u8853\u5e73\u53f0\uff0c\u65e8\u5728\u6eff\u8db3\u5ba2\u6236\u7684\u7368\u7279\u9700\u6c42\u548c\u671f\u671b\uff0c\u78ba\u4fdd\u4ed6\u5011\u64c1\u6709\u5be6\u73fe\u8ca1\u52d9\u76ee\u6a19\u6240\u9700\u7684\u6700\u4f73\u5de5\u5177\u548c\u898b\u89e3\u3002\u300d \u70ba\u672c\u6e2f\u5e02\u5834\u5ea6\u8eab\u8a02\u9020\u7684Endowus\u5168\u65b9\u4f4d\u5347\u7d1a\u6578\u78bc\u8ca1\u5bcc\u61c9\u7528\u7a0b\u5f0f\uff0c\u9084\u63a8\u51fa\u4e00\u7cfb\u5217\u70ba\u500b\u4eba\u6295\u8cc7\u8005\u8a2d\u8a08\u7684\u529f\u80fd\uff0c\u8b93\u4ed6\u5011\u80fd\u8f15\u9b06\u99d5\u99ad\u6295\u8cc7\u3002\u5347\u7d1a\u7248\u61c9\u7528\u7a0b\u5f0f\u7684\u7126\u9ede\u5305\u62ec\uff1a\u4ee5\u76ee\u6a19\u5c0e\u5411\u7684\u6295\u8cc7\u6846\u67b6\u3001\u63a2\u7d22\u7cbe\u9078\u57fa\u91d1\u7cfb\u5217\u3001\u4f7f\u7528\u96fb\u5b50\u76f4\u63a5\u4ed8\u6b3e\u6388\u6b0a\uff08eDDA\uff09\u9032\u884c\u5373\u6642\u6295\u8cc7\u8f49\u8cec\u3001\u5c07\u73fe\u6709\u57fa\u91d1\u8f49\u79fb\u81f3Endowus\u8cec\u6236\u4ee5\u7bc0\u7701\u8cbb\u7528\u3001\u63d0\u4f9b\u82f1\u6587\u548c\u7e41\u9ad4\u4e2d\u6587\u96d9\u8a9e\u754c\u9762\u7b49\u3002\u5728\u672a\u4f86\u7684\u5e7e\u500b\u5b63\u5ea6\uff0cEndowus\u61c9\u7528\u7a0b\u5f0f\u9084\u5c07\u9010\u6b65\u63a8\u51fa\u5176\u4ed6\u5099\u53d7\u8ffd\u6367\u7684\u529f\u80fd\uff0c\u5305\u62ec\u6295\u8cc7\u591a\u7a2e\u8ca8\u5e63\u57fa\u91d1\u3001\u81ea\u52d5\u8ca8\u5e63\u514c\u63db\u3001\u666e\u53ca\u91d1\u878d\u77e5\u8b58\u4ee5\u53ca\u57fa\u65bc\u5ba2\u6236\u7368\u7279\u9700\u6c42\u800c\u5efa\u8b70\u7684\u300c\u4e0b\u4e00\u500b\u6700\u4f73\u52d5\u4f5c\u300d\uff0c\u52a9\u5ba2\u6236\u5728Endowus\u5e73\u53f0\u4e0a\u505a\u51fa\u66f4\u660e\u667a\u3001\u66f4\u597d\u7684\u6295\u8cc7\u6c7a\u7b56\u3002 \u884c\u696d\u9996\u9593\u4ee5\u5ba2\u6236\u6700\u4f73\u5229\u76ca\u548c\u4eba\u751f\u76ee\u6a19\u70ba\u91cd\u5fc3\u7684\u5e73\u53f0 \u4f5c\u70ba\u9999\u6e2f\u9996\u9593\u771f\u6b63\u7368\u7acb\u7684\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\uff0cEndowus\u81f4\u529b\u78ba\u4fdd\u6295\u8cc7\u8005\u900f\u904e\u9802\u5c16\u7684\u6578\u78bc\u8ca1\u5bcc\u9ad4\u9a57\uff0c\u7372\u5f97\u512a\u8cea\u7684\u6295\u8cc7\u65b9\u6848\uff0c\u540c\u6642\u53d7\u60e0\u65bc\u516c\u5e73\u548c\u900f\u660e\u7684\u8cbb\u7528\uff0c\u8b93\u4ed6\u5011\u80fd\u4fdd\u7559\u66f4\u591a\u6295\u8cc7\u56de\u5831\u4e26\u5be6\u73fe\u81ea\u5df1\u7684\u8ca1\u5bcc\u76ee\u6a19\u3002 Endowus\u667a\u5b89\u6295\u9999\u6e2f\u696d\u52d9\u4e3b\u7ba1\u8881\u6dc7\u6b23\uff08Steffanie Yuen\uff09\u8aaa\uff1a\u300c\u6bcf\u6b21\u63a8\u51fa\u65b0\u7522\u54c1\u6642\uff0cEndowus\u4ecd\u7136\u5805\u6301\u6211\u5011\u7368\u6709\u4e0d\u6536\u53d6\u8a8d\u8cfc\u8cbb\u3001\u4ea4\u6613\u8cbb\u548c\u4efb\u4f55\u92b7\u552e\u4f63\u91d1\u7684\u696d\u52d9\u6a21\u5f0f\uff0c\u50c5\u6536\u53d6\u55ae\u4e00\u5168\u5305\u900f\u660e\u7684\u6295\u9867\u8cbb\uff0c\u4e26\u5411\u5ba2\u6236\u63d0\u4f9b\u884c\u696d\u9996\u5275\u7684100%\u4f63\u91d1\u56de\u8d08\uff0c\u4ee4Endowus\u5728\u64d4\u4efb\u5ba2\u6236\u53ef\u4fe1\u8cf4\u7684\u7406\u8ca1\u9867\u554f\u6642\uff0c\u4fdd\u6301\u7368\u7acb\u548c\u7121\u5229\u76ca\u885d\u7a81\uff0c\u80fd\u7dad\u8b77\u5ba2\u6236\u7684\u6700\u4f73\u5229\u76ca\uff0c\u53cd\u6620\u6295\u8cc7\u7d44\u5408\u7684\u6240\u6709\u6c7a\u7b56\u5b8c\u5168\u57fa\u65bc\u662f\u5426\u80fd\u5354\u52a9\u5ba2\u6236\u7372\u53d6\u6295\u8cc7\u6210\u529f\uff0c\u800c\u4e0d\u53d7\u4efb\u4f55\u5916\u5728\u56e0\u7d20\uff0c\u6bd4\u5982\u92b7\u552e\u4f63\u91d1\u6216\u56de\u6263\u7b49\u5f71\u97ff\u3002\u300d Endowus\u7684\u5546\u696d\u6a21\u5f0f\u662f\u4ee5\u5ba2\u6236\u7684\u4eba\u751f\u76ee\u6a19\u70ba\u672c\uff0c\u63d0\u4f9b\u591a\u7a2e\u7d93\u7cbe\u5fc3\u6311\u9078\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u6eff\u8db3\u7279\u5b9a\u7684\u8ca1\u5bcc\u548c\u751f\u6d3b\u76ee\u6a19\u3002\u9664\u4e86\u5168\u65b0\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\uff0cEndowus\u76ee\u524d\u9084\u63d0\u4f9bCashUp\u548cIncomeUp\u6295\u8cc7\u7d44\u5408\uff0c\u5206\u5225\u5c08\u6ce8\u65bc\u73fe\u91d1\u7ba1\u7406\u548c\u7522\u751f\u88ab\u52d5\u6536\u5165\uff0c\u9019\u4e9b\u7cbe\u5fc3\u7b56\u5283\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u80fd\u6eff\u8db3\u4e0d\u540c\u4eba\u751f\u968e\u6bb5\u7684\u8ca1\u52d9\u9700\u8981\u3002 \u95dc\u65bcEndowus\u667a\u5b89\u6295 Endowus\u667a\u5b89\u6295\u662f\u4e9e\u6d32\u9818\u5148\u7684\u7368\u7acb\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\uff0c\u7372\u9999\u6e2f\u8b49\u76e3\u6703\u53ca\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u724c\u7167\u8a31\u53ef\u3002Endowus\u662f\u4e9e\u6d32\u9996\u500b\u540c\u6642\u63d0\u4f9b\u500b\u4eba\u5132\u84c4\u3001\u79c1\u4eba\u8ca1\u5bcc\u548c\u516c\u5171\u9000\u4f11\u4fdd\u969c\u5132\u84c4\uff08\u65b0\u52a0\u5761\u516c\u7a4d\u91d1\u8a08\u5283\uff08CPF\uff09\u548c\u9000\u4f11\u8f14\u52a9\u8a08\u5283\uff08SRS\uff09\uff09\u670d\u52d9\u7684\u7d9c\u5408\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0\u3002\u900f\u904e\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u7dda\u4e0a\u9ad4\u9a57\uff0cEndowus\u8b93\u6295\u8cc7\u8005\u80fd\u4ee5\u516c\u5e73\u3001\u5408\u7406\u7684\u8cbb\u7528\u53d6\u5f97\u5c08\u696d\u7684\u6295\u8cc7\u9867\u554f\u670d\u52d9\uff0c\u540c\u6642\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\uff0c\u65e8\u5728\u5354\u52a9\u4ed6\u5011\u5be6\u73fe\u8ca1\u5bcc\u589e\u9577\u7684\u76ee\u6a19\u3002\u00a0 \u200dEndowus\u81ea2017\u5e74\u6210\u7acb\u4ee5\u4f86\u5df2\u73729,500\u842c\u7f8e\u5143\u878d\u8cc7\uff0c\u6295\u8cc7\u8005\u5305\u62ec\u745e\u9280UBS Next\uff0c\u82b1\u65d7Citi Ventures\u3001MUFG Innovation Partners\u3001\u65b0\u52a0\u5761\u7d93\u6fdf\u767c\u5c55\u5c40\u6295\u8cc7\u516c\u53f8\uff08EDBI\uff09\u3001\u5149\u901f\u5275\u6295\uff08Lightspeed Venture Partners\uff09\u3001Prosus Ventures\u3001\u4e09\u661f\u98a8\u96aa\u6295\u8cc7 \uff08Samsung Ventures\uff09\u3001\u8edf\u9280\u4e9e\u6d32\u3001\u65b0\u52a0\u5761\u96fb\u4fe1\u65d7\u4e0b Singtel Innov8\u3001\u548cZ Venture Capital\uff0c\u5176\u4ed6\u6295\u8cc7\u8005\u5305\u62ec\u90e8\u4efd\u4e9e\u6d32\u6700\u5927\u7684\u5bb6\u65cf\u8fa6\u516c\u5ba4\uff0c\u4ee5\u53caEndowus\u7684\u5275\u8fa6\u4eba\u53ca\u50f1\u54e1\u3002 Endowus\u7684\u884c\u696d\u9818\u5c0e\u5730\u4f4d\u4ee5\u53ca\u696d\u52d9\u589e\u9577\u5ee3\u53d7\u696d\u754c\u8a8d\u53ef\uff0c\u66f4\u69ae\u7372\u591a\u9805\u6b8a\u69ae\uff0c\u5305\u62ec\u4e9e\u6d32\u8cc7\u7522\u7ba1\u7406\u96dc\u8a8c\uff08Asia Asset Management\uff092023\u5e74\u5ea6Best of the Best\u7684\u65b0\u52a0\u5761\u6700\u4f73\u667a\u80fd\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u3001\u5e74\u5ea6\u6700\u4f73\u884c\u653f\u7e3d\u88c1\u3001\u8ca1\u8cc7\uff08The Asset\uff092023\u5e74AAA\u8ca1\u8cc7\u667a\u80fd\u5927\u734e\u7684\u65b0\u52a0\u5761\u6700\u4f73\u6578\u78bc\u8ca1\u5bcc\u7ba1\u7406\u9ad4\u9a57\u3001\u6700\u4f73\u8ca1\u5bcc\u79d1\u6280\u4f9b\u61c9\u5546 \uff08\u4e9e\u6d32\u79c1\u4eba\u9280\u884c\u5bb6\u8ca1\u5bcc\u79d1\u6280\u734e2023\uff09\u3002Endowus\u4ea6\u662f\u4e16\u754c\u7d93\u6fdf\u8ad6\u58c7\uff08World Economic Forum\uff092023\u5e74\u5ea6\u767e\u5927\u6280\u8853\u5148\u92d2\uff08Technology Pioneers 2023\uff09\u4e4b\u4e00\uff0c\u6b64\u524d\u4ea6\u7372\u9078\u70ba2022\u5e74\u798f\u5e03\u65af\u6700\u503c\u5f97\u95dc\u6ce8\u7684100\u5bb6\u4f01\u696d\u548c\u9818\u82f1\uff08LinkedIn\uff09\u6700\u4f73\u521d\u5275\u516c\u53f8\u4e4b\u4e00\u3002\u00a0 \u200dEndowus\u96c6\u5718\u5305\u62ec\u5169\u5bb6\u9999\u6e2f\u548c\u65b0\u52a0\u5761\u6301\u724c\u516c\u53f8\uff0c\u4ee5\u53ca\u7d2e\u6839\u65bc\u9999\u6e2f\u7684\u591a\u5bb6\u65cf\u8fa6\u516c\u5ba4Carret Private\u3002Endowus\u70ba\u6578\u4ee5\u5343\u842c\u8a08\u5ba2\u6236\u5c08\u696d\u7684\u7406\u8ca1\u670d\u52d9\uff0c\u65d7\u4e0b\u7ba1\u7406\u8cc7\u7522\u8d85\u904e50\u5104\u7f8e\u5143\uff0c\u70ba\u4e9e\u6d32\u6700\u5927\u7684\u7368\u7acb\u8ca1\u5bcc\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u3002\u6210\u7acb\u81f3\u4eca\uff0c\u900f\u904e\u76f4\u63a5\u5411\u5ba2\u6236\u56de\u8d08100%\u92b7\u552e\u4f63\u91d1\u3001\u63d0\u4f9b\u6a5f\u69cb\u7d1a\u5225\u7684\u6295\u8cc7\u7522\u54c1\u8207\u7368\u6709\u7684\u57fa\u91d1\u7522\u54c1\uff0cEndowus\u5df2\u70ba\u5ba2\u6236\u7bc0\u7701\u8d85\u904e4,000\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u6210\u672c\u3002 \u6709\u95dc\u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u700f\u89bd www.endowus.com\/zh-hk\u3002 [1]\u00a0Endowus\u7684\u65d7\u8266\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\uff08Discretionary Portfolio Management\uff09\u670d\u52d9\uff0c\u5373Endowus\u6709\u6b0a\u4ee3\u8868\u5ba2\u6236\u5728\u8cec\u6236\u9032\u884c\u8cb7\u5165\u548c\u8ce3\u51fa\u7684\u6295\u8cc7\u6c7a\u7b56\u3002\u6b64\u65b9\u6cd5\u80fd\u5236\u5b9a\u7b26\u5408\u5ba2\u6236\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u7684\u7b56\u7565\u6027\u9577\u671f\u6295\u8cc7\u8a08\u5283\u3002 \u00a0","og_url":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459","og_site_name":"\u9999\u6e2f\u7279\u8a31\u7d93\u71df","article_published_time":"2024-04-16T20:00:00+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#article","isPartOf":{"@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459"},"author":{"name":"","@id":""},"headline":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9","datePublished":"2024-04-16T20:00:00+00:00","dateModified":"2024-04-16T20:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459"},"wordCount":164,"publisher":{"@id":"https:\/\/www.franchise.com.hk\/en#organization"},"articleSection":["\u672a\u5206\u985e"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459","url":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459","name":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9 - \u9999\u6e2f\u7279\u8a31\u7d93\u71df","isPartOf":{"@id":"https:\/\/www.franchise.com.hk\/en#website"},"datePublished":"2024-04-16T20:00:00+00:00","dateModified":"2024-04-16T20:00:00+00:00","breadcrumb":{"@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.franchise.com.hk\/en\/endowus%e6%99%ba%e5%ae%89%e6%8a%95%e6%8e%a8%e5%87%ba%e5%85%a8%e6%96%b9%e4%bd%8d%e7%b7%9a%e4%b8%8a%e8%b2%a1%e5%af%8c%e7%ae%a1%e7%90%86%e5%b9%b3%e5%8f%b0-%e9%a6%99%e6%b8%af%e9%a0%98%e5%85%88%e7%9a%84\/18459#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9801","item":"https:\/\/www.franchise.com.hk\/en"},{"@type":"ListItem","position":2,"name":"Endowus\u667a\u5b89\u6295\u63a8\u51fa\u5168\u65b9\u4f4d\u7dda\u4e0a\u8ca1\u5bcc\u7ba1\u7406\u5e73\u53f0 \u9999\u6e2f\u9818\u5148\u7684\u7121\u5229\u76ca\u885d\u7a81\u6295\u8cc7\u8aee\u8a62\u53ca\u57fa\u91d1\u5206\u92b7\u670d\u52d9"}]},{"@type":"WebSite","@id":"https:\/\/www.franchise.com.hk\/en#website","url":"https:\/\/www.franchise.com.hk\/en","name":"\u9999\u6e2f\u7279\u8a31\u7d93\u71df","description":"\u9999\u6e2f\u7279\u8a31\u7d93\u71df | Franchise HK","publisher":{"@id":"https:\/\/www.franchise.com.hk\/en#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.franchise.com.hk\/en?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.franchise.com.hk\/en#organization","name":"\u9999\u6e2f\u7279\u8a31\u7d93\u71df","url":"https:\/\/www.franchise.com.hk\/en","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.franchise.com.hk\/en#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.franchise.com.hk\/wp-content\/uploads\/2022\/05\/cropped-cropped-franchise-logo-02-e1652686851566-2.png?fit=350%2C76&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.franchise.com.hk\/wp-content\/uploads\/2022\/05\/cropped-cropped-franchise-logo-02-e1652686851566-2.png?fit=350%2C76&ssl=1","width":350,"height":76,"caption":"\u9999\u6e2f\u7279\u8a31\u7d93\u71df"},"image":{"@id":"https:\/\/www.franchise.com.hk\/en#\/schema\/logo\/image\/"}}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.franchise.com.hk\/wp-content\/uploads\/2024\/04\/logo_endowus_coloured_CN_Logo-aAJL3h.jpeg?fit=598%2C284&ssl=1","_links":{"self":[{"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/posts\/18459"}],"collection":[{"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/comments?post=18459"}],"version-history":[{"count":0,"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/posts\/18459\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/media\/18460"}],"wp:attachment":[{"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/media?parent=18459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/categories?post=18459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.franchise.com.hk\/en\/wp-json\/wp\/v2\/tags?post=18459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}