{"id":15368,"date":"2023-10-20T13:47:00","date_gmt":"2023-10-20T05:47:00","guid":{"rendered":"https:\/\/www.franchise.com.hk\/%e9%bc%8e%e7%9d%bf%e7%8d%b2%e8%b2%9d%e6%b0%8f%e8%a9%95%e7%b4%9a%e6%a9%9f%e6%a7%8b%ef%bc%88am-best%ef%bc%89%e5%86%8d%e5%ba%a6%e8%82%af%e5%ae%9a%e5%85%b6%e8%b2%a1%e5%8b%99%e5%af%a6%e5%8a%9b%ef%bc%8c\/15368"},"modified":"2023-10-20T13:47:00","modified_gmt":"2023-10-20T05:47:00","slug":"%e9%bc%8e%e7%9d%bf%e7%8d%b2%e8%b2%9d%e6%b0%8f%e8%a9%95%e7%b4%9a%e6%a9%9f%e6%a7%8b%ef%bc%88am-best%ef%bc%89%e5%86%8d%e5%ba%a6%e8%82%af%e5%ae%9a%e5%85%b6%e8%b2%a1%e5%8b%99%e5%af%a6%e5%8a%9b%ef%bc%8c","status":"publish","type":"post","link":"https:\/\/www.franchise.com.hk\/en\/%e9%bc%8e%e7%9d%bf%e7%8d%b2%e8%b2%9d%e6%b0%8f%e8%a9%95%e7%b4%9a%e6%a9%9f%e6%a7%8b%ef%bc%88am-best%ef%bc%89%e5%86%8d%e5%ba%a6%e8%82%af%e5%ae%9a%e5%85%b6%e8%b2%a1%e5%8b%99%e5%af%a6%e5%8a%9b%ef%bc%8c\/15368","title":{"rendered":"\u9f0e\u777f\u7372\u8c9d\u6c0f\u8a55\u7d1a\u6a5f\u69cb\uff08AM Best\uff09\u518d\u5ea6\u80af\u5b9a\u5176\u8ca1\u52d9\u5be6\u529b\uff0c\u78ba\u8a8d\u8a55\u7d1a\u70ba\u300cA-\u300d"},"content":{"rendered":"

\u9999\u6e2f<\/span>2023\u5e7410\u670820\u65e5<\/span> \/\u7f8e\u901a\u793e\/ — \u7e3d\u90e8\u4f4d\u65bc\u9999\u6e2f\u7684\u5168\u7403\u518d\u4fdd\u96aa\u516c\u53f8\uff0c\u9f0e\u777f\u518d\u4fdd\u96aa\u6709\u9650\u516c\u53f8\uff08\u4ee5\u4e0b\u7c21\u7a31\u300c\u9f0e\u777f\u300d\u6216\u300c\u516c\u53f8\u300d\uff09\u4eca\u65e5\u5ba3\u4f48\uff0c\u8c9d\u6c0f\u8a55\u7d1a\u6a5f\u69cb\uff08\u300cAM Best\u300d\uff09\u5df2\u78ba\u8a8d\u9f0e\u777f\u53ca\u5176\u745e\u58eb\u5b50\u516c\u53f8\u7684\u8ca1\u52d9\u5be6\u529b\u300c<\/span>A-\u300d<\/span>\uff08\u5353\u8d8a\uff09\u8a55\u7d1a\u548c\u9577\u671f\u767c\u884c\u4eba\u4fe1\u7528\u300c<\/span>a-\u300d<\/span>\uff08\u5353\u8d8a\uff09\u8a55\u7d1a\u3002\u540c\u6642\uff0cAM Best\u5c0d\u516c\u53f8\u7684\u8a55\u7d1a\u5c55\u671b\u7dad\u6301\u8ca0\u9762\u4e0d\u8b8a\u3002<\/p>\n

\u9f0e\u777f\u7684\u7d93\u71df\u57fa\u8abf\u7dad\u6301\u7a69\u5065\uff0c\u8cc7\u7522\u8ca0\u50b5\u8868\u5be6\u529b\u96c4\u539a\u00a0<\/p>\n

AM Best\u8a8d\u70ba\uff0c\u9f0e\u777f\u7684\u7d93\u71df\u57fa\u8abf\u4fdd\u6301\u7a69\u5b9a\uff0c\u8cc7\u7522\u8ca0\u50b5\u8868\u5be6\u529b\u96c4\u539a\u3001\u904b\u71df\u696d\u7e3e\u826f\u597d\u3001\u696d\u52d9\u7d44\u5408\u4e2d\u6027\u4e14\u4f01\u696d\u98a8\u96aa\u7ba1\u7406\u9069\u7576\u3002\u652f\u6301\u9f0e\u777f\u96c4\u539a\u8cc7\u7522\u8ca0\u50b5\u8868\u5be6\u529b\u7684\u5176\u4ed6\u56e0\u7d20\u5305\u62ec\u9032\u5165\u50b3\u7d71\u548c\u53e6\u985e\u8cc7\u672c\u5e02\u5834\u7684\u826f\u597d\u8ca1\u52d9\u9748\u6d3b\u6027\u3001\u6574\u9ad4\u5be9\u614e\u7684\u6295\u8cc7\u98a8\u96aa\u7d44\u5408\u3001\u5168\u9762\u7684\u8f49\u5206\u4fdd\u8a08\u5283\u548c\u5f37\u52c1\u7684\u6d41\u52d5\u6027\u3002<\/p>\n

\u622a\u81f32023\u5e746\u670830\u65e5\uff0c\u9f0e\u777f\u7684\u6b0a\u76ca\u7e3d\u984d13\u5104\u7f8e\u5143\uff0c\u511f\u4ed8\u80fd\u529b\u6bd4\u7387\u70ba287%\u3002[1]\u00a0\u4eca\u5e74\u4e0a\u534a\u5e74\uff0c\u9f0e\u777f\u696d\u7e3e\u8868\u73fe\u5f37\u52c1\uff0c\u53cd\u6620\u51fa\u516c\u53f8\u5728\u512a\u5316\u8cc7\u672c\u914d\u7f6e\u7684\u540c\u6642\uff0c\u4e00\u7cfb\u5217\u8abf\u6574\u53ca\u6539\u5584\u696d\u52d9\u548c\u6295\u8cc7\u7d44\u5408\u63aa\u65bd\u53d6\u5f97\u7a4d\u6975\u6210\u6548\u3002\u622a\u81f32023\u5e746\u670830\u65e5\uff0c\u9f0e\u777f\u5be6\u73fe\u6de8\u5229\u6f641.6\u5104\u7f8e\u5143\uff0c\u5275\u4e0b\u6b77\u53f2\u65b0\u9ad8\uff0c\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u7d9c\u5408\u6210\u672c\u7387\u70ba82.2%\uff0c\u8868\u73fe\u512a\u7570\u3002[2]\u00a0<\/p>\n

\u9f0e\u777f\u9996\u5e2d\u57f7\u884c\u5b98\u97d3\u6f64\u5357\u5148\u751f\u8868\u793a\uff1a\u300c\u6211\u5011\u5df2\u7d93\u642d\u5efa\u8d77\u4e00\u500b\u5f37\u97cc\u548c\u512a\u8cea\u7684\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u696d\u52d9\u7d44\u5408\uff0c\u7a69\u6b65\u63a8\u9032\u696d\u52d9\u689d\u7dda\u548c\u5730\u57df\u5206\u4f48\u7684\u591a\u5143\u5316\u767c\u5c55\uff0c\u4eba\u58fd\u53ca\u5065\u5eb7\u96aa\u696d\u52d9\u7e7c\u7e8c\u6210\u70ba\u516c\u53f8\u518d\u4fdd\u96aa\u696d\u52d9\u7684\u53ef\u9760\u8ca2\u737b\uff0c\u4e26\u9032\u4e00\u6b65\u63d0\u9ad8\u516c\u53f8\u6574\u9ad4\u696d\u52d9\u7684\u591a\u5143\u5316\u7a0b\u5ea6\u3002\u5728\u518d\u4fdd\u96aa\u9700\u6c42\u5f37\u52c1\u548c\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u5b9a\u50f9\u5805\u633a\u7684\u5e02\u5834\u74b0\u5883\u4e0b\uff0c\u6211\u76f8\u4fe1\u9f0e\u777f\u5728\u5373\u5c07\u5230\u4f86\u76842024\u5e74\u7e8c\u4fdd\u5b63\u5c07\u78a9\u679c\u7d2f\u7d2f\uff0c\u672a\u4f86\u5b9a\u5c07\u767e\u5c3a\u7aff\u982d\uff0c\u66f4\u9032\u4e00\u6b65\u3002AM Best\u518d\u6b21\u78ba\u8a8d\u9f0e\u777f\u7684’A-‘\u4fe1\u7528\u8a55\u7d1a\uff0c\u662f\u5c0d\u6211\u5011\u904e\u53bb12\u500b\u6708\u696d\u52d9\u767c\u5c55\u6210\u679c\u7684\u6709\u529b\u8a8d\u53ef\u3002\u6700\u91cd\u8981\u7684\u662f\uff0c\u6b64\u6b21\u8a55\u7d1a\u78ba\u8a8d\u8b93\u696d\u52d9\u5925\u4f34\u5c0d\u6211\u5011\u96c4\u539a\u7684\u8cc7\u672c\u548c\u6d41\u52d5\u6027\u6c34\u5e73\u66f4\u6709\u4fe1\u5fc3\uff0c\u9019\u5169\u9ede\u4e5f\u6b63\u662f\u6211\u5011\u4e3b\u5f35\u7684\u6838\u5fc3\u50f9\u503c\u3002\u300d<\/p>\n

AM Best\u7dad\u6301\u516c\u53f8\u7684\u8ca0\u9762\u5c55\u671b\uff0c\u53cd\u6620\u5176\u4ecd\u64d4\u6182\u4e3b\u8981\u80a1\u6771\u5fa9\u661f\u570b\u969b\u6709\u9650\u516c\u53f8\u82e5\u767c\u751f\u6f5b\u5728\u7684\u4e0d\u826f\u4fe1\u7528\u4e8b\u4ef6\u53ef\u80fd\u4ee4\u9f0e\u777f\u9762\u81e8\u98a8\u96aa\u3002\u5118\u7ba1\u5982\u6b64\uff0cAM Best\u5c0d\u9f0e\u777f\u6709\u6548\u7684\u7d50\u69cb\u9694\u96e2\u63aa\u65bd\u8868\u793a\u4e86\u8a8d\u53ef\u3002\u7531\u5176\u662f\u5728\u904e\u53bb\u7684\u4e00\u6bb5\u6642\u9593\uff0c\u9f0e\u777f\u7684\u7d50\u69cb\u9694\u96e2\u63aa\u65bd\u5df2\u5207\u5be6\u6709\u6548\u5730\u7de9\u89e3\u4e86\u5fa9\u661f\u4fe1\u7528\u57fa\u790e\u6e1b\u5f31\u5e36\u4f86\u7684\u4efb\u4f55\u6f5b\u5728\u98a8\u96aa\u3002<\/p>\n

\u8a73\u7d30\u8a55\u7d1a\u4fe1\u606f\uff0c\u8acb\u53c3\u95b1AM Best\u65b0\u805e\u7a3f\uff1a\u00a0[this link<\/a>]<\/p>\n

\n

[1]\u00a0\u6240\u67092023\u5e74\u4e0a\u534a\u5e74\u6578\u64da\u5747\u6839\u64daIFRS17\u548cIFRS9\u6e96\u5247\u7de8\u5236\u3002\u9f0e\u777f\u7684\u511f\u4ed8\u80fd\u529b\u6bd4\u7387\u00a0(\u622a\u81f32023\u5e746\u670830\u65e5)\u6839\u64da\u9999\u6e2f\u300a\u4fdd\u96aa\u696d\u689d\u4f8b\u300b\u300b\uff08\u7b2c\u56db\u5341\u4e00\u7ae0\uff09\u8981\u6c42\u8a08\u7b97\u3002<\/span><\/p>\n

[2]\u00a0\u9f0e\u777f\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u7d9c\u5408\u6210\u672c\u7387\u662f\u6307\u672c\u516c\u53f8\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u7684\u7d9c\u5408\u6210\u672c\u7387\uff0c\u8a08\u7b97\u516c\u5f0f\u662f\u4ee5\u00a01-\u300c\u518d\u4fdd\u96aa\u696d\u7e3e\u300d\u9664\u4ee5\u300c\u652f\u4ed8\u8f49\u5206\u4fdd\u4fdd\u8cbb\u5f8c\u7684\u518d\u4fdd\u96aa\u6536\u5165\u300d\u3002<\/span><\/p>\n<\/div>\n

\u9f0e\u777f\u7c21\u4ecb\u00a0<\/p>\n

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\u5fa9\u661f\u570b\u969b\u6709\u9650\u516c\u53f8\uff0800656.HK\uff09\u548c\u4fdd\u5fb7\u4fe1\u91d1\u878d\u96c6\u5718(Prudential Financial, Inc.)\u901a\u904e\u9f0e\u777f\u518d\u4fdd\u96aa\u63a7\u80a1\u6709\u9650\u516c\u53f8\uff08Peak Reinsurance Holdings Limited\uff09\u5206\u5225\u6301\u6709\u9f0e\u777f\u7d0487%\u548c13%\u7684\u80a1\u6b0a\u3002<\/p>\n

*\u6578\u64da\u4f86\u6e90\uff1a2023\u5e74\u6a19\u6e96\u666e\u723e\u5168\u7403\u518d\u4fdd\u96aa\u96c6\u571840\u5f37<\/p>","protected":false},"excerpt":{"rendered":"

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Best\u8a8d\u70ba\uff0c\u9f0e\u777f\u7684\u7d93\u71df\u57fa\u8abf\u4fdd\u6301\u7a69\u5b9a\uff0c\u8cc7\u7522\u8ca0\u50b5\u8868\u5be6\u529b\u96c4\u539a\u3001\u904b\u71df\u696d\u7e3e\u826f\u597d\u3001\u696d\u52d9\u7d44\u5408\u4e2d\u6027\u4e14\u4f01\u696d\u98a8\u96aa\u7ba1\u7406\u9069\u7576\u3002\u652f\u6301\u9f0e\u777f\u96c4\u539a\u8cc7\u7522\u8ca0\u50b5\u8868\u5be6\u529b\u7684\u5176\u4ed6\u56e0\u7d20\u5305\u62ec\u9032\u5165\u50b3\u7d71\u548c\u53e6\u985e\u8cc7\u672c\u5e02\u5834\u7684\u826f\u597d\u8ca1\u52d9\u9748\u6d3b\u6027\u3001\u6574\u9ad4\u5be9\u614e\u7684\u6295\u8cc7\u98a8\u96aa\u7d44\u5408\u3001\u5168\u9762\u7684\u8f49\u5206\u4fdd\u8a08\u5283\u548c\u5f37\u52c1\u7684\u6d41\u52d5\u6027\u3002 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Best\u518d\u6b21\u78ba\u8a8d\u9f0e\u777f\u7684’A-‘\u4fe1\u7528\u8a55\u7d1a\uff0c\u662f\u5c0d\u6211\u5011\u904e\u53bb12\u500b\u6708\u696d\u52d9\u767c\u5c55\u6210\u679c\u7684\u6709\u529b\u8a8d\u53ef\u3002\u6700\u91cd\u8981\u7684\u662f\uff0c\u6b64\u6b21\u8a55\u7d1a\u78ba\u8a8d\u8b93\u696d\u52d9\u5925\u4f34\u5c0d\u6211\u5011\u96c4\u539a\u7684\u8cc7\u672c\u548c\u6d41\u52d5\u6027\u6c34\u5e73\u66f4\u6709\u4fe1\u5fc3\uff0c\u9019\u5169\u9ede\u4e5f\u6b63\u662f\u6211\u5011\u4e3b\u5f35\u7684\u6838\u5fc3\u50f9\u503c\u3002\u300d AM Best\u7dad\u6301\u516c\u53f8\u7684\u8ca0\u9762\u5c55\u671b\uff0c\u53cd\u6620\u5176\u4ecd\u64d4\u6182\u4e3b\u8981\u80a1\u6771\u5fa9\u661f\u570b\u969b\u6709\u9650\u516c\u53f8\u82e5\u767c\u751f\u6f5b\u5728\u7684\u4e0d\u826f\u4fe1\u7528\u4e8b\u4ef6\u53ef\u80fd\u4ee4\u9f0e\u777f\u9762\u81e8\u98a8\u96aa\u3002\u5118\u7ba1\u5982\u6b64\uff0cAM Best\u5c0d\u9f0e\u777f\u6709\u6548\u7684\u7d50\u69cb\u9694\u96e2\u63aa\u65bd\u8868\u793a\u4e86\u8a8d\u53ef\u3002\u7531\u5176\u662f\u5728\u904e\u53bb\u7684\u4e00\u6bb5\u6642\u9593\uff0c\u9f0e\u777f\u7684\u7d50\u69cb\u9694\u96e2\u63aa\u65bd\u5df2\u5207\u5be6\u6709\u6548\u5730\u7de9\u89e3\u4e86\u5fa9\u661f\u4fe1\u7528\u57fa\u790e\u6e1b\u5f31\u5e36\u4f86\u7684\u4efb\u4f55\u6f5b\u5728\u98a8\u96aa\u3002 \u8a73\u7d30\u8a55\u7d1a\u4fe1\u606f\uff0c\u8acb\u53c3\u95b1AM Best\u65b0\u805e\u7a3f\uff1a\u00a0[this link] [1]\u00a0\u6240\u67092023\u5e74\u4e0a\u534a\u5e74\u6578\u64da\u5747\u6839\u64daIFRS17\u548cIFRS9\u6e96\u5247\u7de8\u5236\u3002\u9f0e\u777f\u7684\u511f\u4ed8\u80fd\u529b\u6bd4\u7387\u00a0(\u622a\u81f32023\u5e746\u670830\u65e5)\u6839\u64da\u9999\u6e2f\u300a\u4fdd\u96aa\u696d\u689d\u4f8b\u300b\u300b\uff08\u7b2c\u56db\u5341\u4e00\u7ae0\uff09\u8981\u6c42\u8a08\u7b97\u3002 [2]\u00a0\u9f0e\u777f\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u7d9c\u5408\u6210\u672c\u7387\u662f\u6307\u672c\u516c\u53f8\u8ca1\u7522\u53ca\u610f\u5916\u96aa\u7684\u7d9c\u5408\u6210\u672c\u7387\uff0c\u8a08\u7b97\u516c\u5f0f\u662f\u4ee5\u00a01-\u300c\u518d\u4fdd\u96aa\u696d\u7e3e\u300d\u9664\u4ee5\u300c\u652f\u4ed8\u8f49\u5206\u4fdd\u4fdd\u8cbb\u5f8c\u7684\u518d\u4fdd\u96aa\u6536\u5165\u300d\u3002 \u9f0e\u777f\u7c21\u4ecb\u00a0 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